Zina Kumok
Student loans, debt payoff, budgeting, money management tools, couples and money
Personal finance writer
Indiana University


  • Zina Kumok is an award-winning personal finance writer with expertise in consumer debt, budgeting, student loans, and personal finance
  • In addition to her work for The Balance, Zina's journalism and writing have appeared on Investopedia, Nerdwallet, U.S. News, and other personal finance outlets
  • She is a three-time speaker at FinCon, the financial literacy conference
  • She has a degree in journalism, with honors, from Indiana University


Zina Kumok is a widely published personal finance writer and journalist whose work has been featured in Nerdwallet, Fox Business, and U.S. News. She covers student loans, consumer credit and debt, and general financial literacy.

She has also been featured on popular personal finance podcasts like Farnoosh Torabi’s “So Money” and “The BiggerPockets Money Podcast” to discuss how she paid off $28,000 worth of student loans in just three years.

She is a full-time freelance writer as well as a Certified Financial Health Counselor and Student Loan Counselor. She has produced content for personal finance brands like Mint, Quicken Loans, Tiller, OppLoans, SoFi, Commonbond, and others.


Zina earned a degree in journalism, with honors, from Indiana University.

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