What Does a Special Warranty Deed Convey?

Couple signing property contract with real-estate agent
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The special warranty deed is not nearly as protective of the interests of the buyer as is the general warranty deed. The grantor of a special warranty deed conveys the property with two warranties:

  • The grantor warrants that they have received title.
  • the grantor warrants, unless noted specifically in the deed, that the property was not encumbered during their period of ownership.

The grantor of the special warranty deed, in effect, only warrants the title against their own actions or omissions.

They warrant nothing prior to their taking title. If specifically stated in the deed, other warranties can be conveyed. Special warranty deeds are frequently used by executors and trustees.

Example Deed Property Legal Descriptions

Just to get you comfortable with what you see in property deeds, let's look at some sample legal descriptions.

Legal Description

This can be of two types, the subdivision type with lots and blocks, or the full legal description.  Here is a lot and block type subdivision sample description:

Lot 13, Block A, Sunnydale Subdivision, part III, a subdivision according to a map or plat thereof, which is on file and of record in the office of the Chancery Clerk of Rankin County at Brandon, Mississippi, in Plat Cabinet 9, slot 42, reference to which is hereby made in aid of, and as a part of, this description.

A full legal uses all kinds of terminology to set out corners, markers, etc.

 Here's one you'll see has a whole lot of descriptive text to mark out around 10 acres:

A certain tract of land in the Valdez area, near Arroyo Seco, Taos County, New Mexico; within the Arroyo Hondo Grant; located within projected Section 23, Township 27 North, Range 12 East, NMPM; described as Lot 37 of the Turley Mill Subdivision; also described as part of Tract 7, Map 8, Survey 4, of the 1941 Taos County Reassessment Survey; and more particularly described by metes and bounds as follows;

BEGINNING at the NW corner of this tract, a 1/2 in. rebar with an aluminum cap stamped '186', found on the boundary of the Carson National Forest, thence leaving said boundary;

N 76° 40' 44" E, 873.48 ft. to the NE corner, a 1/2 in. rebar with an aluminum cap stamped '185', found on the westerly right-of-way of Lobo Drive, thence along said right-of-way;

S 23° 56' 46" E, 54.60 ft. to a 1/2 in. rebar found with an aluminum cap stamped '182', thence; An arc distance of 74.37 ft. along a 325.00 ft. radius curve to the left, through a 13° 06' 38" central angle, the chord of which bears; S 30° 30' 03" E, 74.21 ft. to a 1/2 in. rebar found with an aluminum cap stamped '181', thence;

S 37° 03' 24" E, 321.05 ft. to a 1/2 in. rebar found with an aluminum cap stamped '141', thence;

An arc distance of 84.73 ft. along a 275.00 ft. radius curve to the left, through a 17° 39' 15" central angle, the chord of which bears; S 45° 53' 00" E, 84.40 ft. to a 1/2 in. rebar found with an aluminum cap stamped '202', thence along the northerly right-of-way of Cerro Lane;

M arc distance of 40.73 ft. along a 30.00 ft. radius curve to the right, through a 77° 47' 31" central angle, the chord of which bears; S 15° 48' 52" E, 37.67 ft.

to a 1/2 in. rebar found with an aluminum cap stamped '200', thence;

S 23 ° 04' 51" W, 183.61 ft. to a 1/2 in. rebar found with an aluminum cap stamped '191', thence;

An arc distance of 194.99 ft. along a 125.00 ft. radius curve to the right, through a 89° 22' 29" central angle, the chord of which bears; S 67° 46' 06" W, 175.81 ft. to the SE corner, a 1/2 in. rebar found with an aluminum cap stamped '189', thence;

N 67° 32' 40" W, 330.23 ft. to a 1/2 in. rebar found with an aluminum cap stamped '206', thence;

An arc distance of 24.38 ft. along a 30.00 ft. radius curve to the right, through a 46° 34' 03" central angle, the chord of which bears; N 44° 15' 37" W, 23.72 ft. to a 1/2 in. rebar found with an aluminum cap stamped '208', thence;

An arc distance of 114.32 ft. along a 50.00 ft. radius curve to the left, through a 131° 00' 09" central angle, the chord of which bears; N 86° 28' 43" W, 91.00 ft.

to a 1/2 in. rebar found with an aluminum cap stamped '210', thence leaving said right-of-way;

N 61° 58' 46" W, 597.12 ft. to the SW corner, a 1/2 in. rebar with an aluminum cap stamped '209', found on the boundary of the Carson National Forest, thence along said boundary; N 00° 13' 50" E, 70.00 ft. to the POINT AND PLACE OF BEGINNING.

This tract contains 10.488 acres, more or less; all as shown on a survey plat entitled "REDACTED, dated 09/19/1990, and amended 04/01/2004.