Travel Reward Cards

Travel rewards credit cards let you earn miles that you can redeem for flights. The best ones require you to have excellent credit but can give you the maximum number of miles for each dollar you spend.

Frequently Asked Questions

  • How do travel credit cards work?

    Travel rewards credit cards provide you with points or miles for most purchases you make. If the card is not co-branded with a travel company, you can earn then redeem points for travel purchases, apply them to past travel purchases (in some cases), or transfer them to hotel and airline travel partners. If the card is co-branded, then your purchases accrue points within a single loyalty program.

  • What is the best travel rewards card?

    Because every traveler is different, there isn't a "best" travel card, per se. That being said, certain cards have distinct advantages. The Chase Sapphire Preferred card's points have the most value, according to The Balance's valuation, and is a great overall card.

  • Are travel rewards cards worth it?

    Travel rewards cards are generally worth their annual fee if you can redeem your rewards and take advantage of perks on a regular basis. Most travel cards have perks and rewards valued at hundreds of dollars a year and, in some cases, more than a thousand dollars per year.

  • What kind of perks do travel rewards cards have?

    Many travel rewards cards offer a series of insurance-style protections that can provide reimbursement for trip cancellations, rental car damage, lost or damaged luggage, and severe injuries sustained during travel. Co-branded cards offer additional perks related to the brand, like annual complimentary hotel stays, status upgrades, priority boarding, and free checked baggage.

Key Terms

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