Moneydance for Linux offers several impressive features, including multiple currency support, currency rate updates, an organized home page, and backup to Dropbox. Easy-to-install extensions are available to enhance many of these features.
Like most good personal finance software, Moneydance has online banking capabilities. It features graphs, reports, and a nice summary page to give you a visual feel for where your finances stand. You can use it to set up payment schedules for recurring or one-time transactions. You can also get a Moneydance app for your iPhone if you want to keep your budget with you at all times.
This popular app has a lot of fans, and it runs on Linux systems courtesy of Adobe AIR, a platform that allows for You Need a Budget's slick look with easy-to-read graphic qualities.
YNAB is great for anyone who's really into keeping tabs on his budget, and it's the budgeting software to check out for anyone who wants to get started with budgeting. It offers some great options for support, and for learning about budgeting and living within your means.
A word of caution, however: YNAB was initially designed for Mac and Windows, then Linux users alerted the company that it was working just fine on their operating systems as well. Some bugs were subsequently reported. They've been fixed, and yes, the software will work for you, but YNAB won't guarantee its performance.
GNUCash for Linux sports a rather plain-looking interface, but it still has a good feature set, including online stock quotes and multiple currency support.
It's suitable for both personal use and small business needs with double-entry accounting. It operates on basic accounting principles that are easy to understand and that also ensure your books and financial calculations are kept and done right. Mac and Windows ports are available, too, if you're not a purist, and GNUCash offers a pretty nice mobile app as well, although it won't sync with your software.
Users claim that KMyMoney is as easy to use as Quicken—in fact, that's one of its claims to fame. But for all its user-friendly features, it's a pretty comprehensive program as well.
KMyMoney supports investment accounts and can retrieve online stock quotes. Personal finance reports can be configured in a number of different ways, and KMyMoney widgets can be installed to add further functionality, such as a pop-up calculator and date selection calendar.
The interface looks clean, and it's easy to navigate and less dated than some of the other personal finance options for Linux. There's even a nifty account setup wizard. KMyMoney's online user manual is an excellent resource that takes you step-by-step through all its features. They're not as numerous as those offered by GNUCash—it doesn't have a classification function, for example—but if you don't need or want all that, why pay for it?
Buddi is designed to be easy to use even if you have absolutely no financial background and you're wading into the concept of budgeting for the first time. It has very simple features for tracking accounts and for generating a few personal finance reports, and it includes translations for many languages. Plugins are available to extend Buddi's features for reporting, data synchronization, and importing or exporting data. Buddi will even tap you on the shoulder to let you know how your budget is coming along.
The interface is clean, but perhaps a little too clean: There are no icon buttons for frequently-used features. All commands are done from the File, Edit, or another menu. But the online documentation is understandable, so this is definitely worth a try if you want personal finance software with bare-bones features. It's released as Open Source Software, designed specifically for use with Linux.
AceMoney for Linux offers a variety of personal finance reports plus budgeting, investment tracking, and e-commerce features. It imports account transactions from most financial institutions using QIF or OFX downloads and it supports over 150 currencies. It automatically downloads exchange rates via the Internet.
With more than 100 spending categories, you can pretty much use AceMoney to budget down to half a cent. You'll know where each smidgen of your cash is going. And isn't that personal finance software is all about? The rest is all bells and whistles, although AceMoney has those, too. We like its ability to import data from other software, including Quicken.
wxBanker is somewhat bare bones, but some users just want to be able to keep track of their most basic finances and this software will do that. OK, so you spent $240 at the grocery. Do you really need to know what you spent it on? Do you want to be that meticulous with your budget?
The interface is incredibly clean as a result, and wxBanker does sync with Mint.com, which is a nice touch. No, it can't handle your small business needs and it won't sync with your bank records. But it will record all your transactions and it includes a built-in calculator.
HomeBank is compatible with both Linux and Windows. Setup can be a little tricky, but you might not want to look back after you get over that hurdle because HomeBank is loaded with reporting and charting options. They're available through either the Reports menu or the main toolbar. It has translation capabilities for 56 languages and will throw a flag up on duplicate transactions. You can even filter your transactions by selecting your own criteria.
It may not be suitable for businesses—it doesn't support double-entry accounting procedures, for example—but if you're an average Joe who just wants to keep a firm grip on his money, HomeBank might be the one for you. Give it a try—it's free.
Skrooge's most distinctive feature is the way it can import so many formats used by various banks. It's KDE-based and it will also run on Mac, although it's iffy with Windows if you're thinking about using it across multiple computers. Otherwise, your data can move pretty effortlessly across multiple devices.
Skrooge also lends itself to more professional use so it can handle many small business needs. The undo/redo feature is great—you're not stuck with your goofs for life and you're free to change your mind if something isn't working. It works with multiple currencies and its reporting features even include videos.
Linux Personal Finance Software Solutions
Choose the Linux software that best meets your needs.
Making the most of your money and budgeting it properly plays a key role in financial success, and the right personal finance software can certainly help get you there. But what if your operating system of choice is not Windows or Mac but Linux? Are you out of luck? Are there any software solutions out there for Linux?
Actually, there are several, and many of them are very good. Your budget doesn't have to suffer if you're not a big fan of Mac or Windows. Choose the one that best meets your needs and get started.