Top iOS Apps for Tracking Savings Goals

Top Apps for iPhone and iPad

When it comes to your savings goals, there are a number of iPhone and iPad apps available to help you manage your expenses, budget your life, and keep track of the money you've saved, many of which provide a multitude of services including savings calculations, tracking multiple goals, and tips for spending less and putting more away for the future.

Whether you're saving for a car, vacation, or holiday gifts for friends and family, these handy apps will help you set and reach savings goals, providing an on-hand resource as you work your way toward achieving your financial aspirations.

Among the best IOS apps available for this type of savings goal tracking include Mint, DollarBird, Qapital, and Money Box, each of which provides its own additional features and user interface that help you manage your personal or business accounts. Read on to discover more about each of these apps so you can choose which is right for you.


For the past several years, Mint has dominated the iOS market in terms of finance apps, giving users access to dozens of money saving and planning resources with just a few simple gestures on their smart devices—all for free.

Mint allows users to see a complete picture of their financial lives, bringing everything from bill payments and expense tracking to budgets and credit scores together in one place. By linking your personal bank accounts, credit cards, bills, and investments to the app, you can get an overview of everything and even begin planning how to set aside extra earnings for that special vacation or gift you've always wanted.

Named one of Time Magazine's "50 Best Apps of the Year" for 2016, Mint is a great resource for financial pros and recently graduated college students alike, and you can even sync your mobile version to the web app for even better control of all your financial accounts.

iTunes Preview and Download Link: Mint



Dollarbird is a "collaborative smart calendar for your finances with a spark of AI," according to its official iTunes description, which allows users to track their earnings and expenses on manageable calendars to better plan their savings futures.

According to TechCrunch, "Dollarbird makes sense for anyone who wants to keep a closer eye on their cash flow for better financial planning purposes" by providing a simple calendar-based interface where users can track and visualize their financial transactions, an AI that learns over time to better categorize expenses, and an automated balance calculator that provides insights into past and planned transactions.

You can also opt for the "Pro" features, which cost a monthly or annual fee and offers users the opportunity to collaborate with family or teams members on up to 20 different calendars. 

iTunes Preview and Download Link: Dollarbird


If you're not that great at budgeting or saving on your own, Qapital might be the app for you. Not only does it allow you to track the progress of your savings goals, but Qapital actually sets money aside for you so you don't have to think about it!

The goal-focused approach of Qapital allows users to set personal finance and savings goals as well as automatic ways to save for these objectives. By linking their personal banking and credit card accounts, users can set rules for their spending like "round up every purchase to the nearest dollar and save the change" or "save the difference when you come in under-budget at the grocery store," which automatically deposits that "extra" money in a saving's account.

Qapital saves all of this money in an FDIC-Insured account—complete with an interest-bearing checking account and the Qapital Visa Debit Card—whcih you can easily transfer to your personal bank account or use it to pay bills online, issue direct deposits, and write out e-checks.

iTunes Preview and Download Link: Qapital

Money Box

Money Box, available as a limited free version or an unlocked pro version, offers users a simple tool to track progress on money savings goals—all you have to do is enter the title, amount, target date, savings plan, and reminders and you're on your way to financial security and peace of mind.

Featuring an intuitive, sleek interface, multiple currency options, secure encrypted data, and progress and goal notifications and reminders, this app is perfect for the casual financial planner just looking to set aside some funds for a special gift or vacation.

Although the free version does come with ads and the limited ability to only track one goal at a time, you can pay for and download the pro version to track multiple goals, eliminate ads, and unlock a variety of other features including financial calculators and budgeting tools.

iTunes Preview and Download Link: Money Box