The Balance Financial Review Board

Meet our Review Board members and learn more about our process

We know that finding trustworthy financial advice online can be difficult and confusing—the internet is full of unverified information and personal opinions masquerading as facts. In order to help you feel confident making money decisions, we prioritize publishing fact-checked articles that are up to date with industry developments and trends. To ensure we’re reaching that goal, we created the Financial Review Board, a group of professionals with wide-ranging expertise in the financial industry, from professors to certified financial planners. These experts comb over our content and work with our editorial team to make sure we’re giving you the best possible information, every time.

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Who Is On The Board?

Our board boasts experts with 100+ years of combined financial experience and a range of specialties, like taxes, investing, debt, financial planning, and economics. We hand-picked these members based on their impressive credentials and ability to communicate sometimes difficult or dense concepts to a broad audience.

Janet Berry-Johnson
Janet Berry-Johnson

Janet Berry-Johnson is a CPA and freelance writer. She earned the CPA designation in 2009. After ten years working as both an auditor and tax consultant, Janet left public accounting to focus on writing about income taxes and small business accounting. 

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Marguerita Cheng Headshot
Marguerita Cheng
Certified Financial Planner

Marguerita M. Cheng is the Chief Executive Officer at Blue Ocean Global Wealth. Prior to co-founding Blue Ocean Global Wealth, Marguerita was a Financial Advisor at Ameriprise Financial and an Analyst and Editor at Towa Securities in Tokyo, Japan. Marguerita is a spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Kiplinger. She is a CFP® professional, a Chartered Retirement Planning CounselorSM, a Retirement Income Certified Professional® and a Certified Divorce Financial Analyst.

Marguerita studied at Keio University in Tokyo, Japan, and earned her B.S. in Finance and her B.A. in East Asian Language and Japanese Literature from the University of Maryland, College Park. She is a recipient of the Ameriprise Financial Presidential Award for Quality of Advice and the prestigious Japanese Monbukagakusho Scholarship.

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Gordon Scott Headshot
Gordon Scott

Gordon Scott has been an active investor and has provided education to individual traders and investors for over 20 years. He is a licensed broker, an active trader, and proprietary day trader. He was the managing director for the Chartered Market Technician (CMT)® program offered by the CMT Association. 

Gordon had an additional seven years of experience as a trading coach at Beacon Learning Group. Gordon's career also includes 10-years with International Business Machines Corporation (IBM), where he developed instructional materials and business process refinement. He also was an Adjunct Instructor at Brigham Young University–Organizational Strategy and Leadership department.

 

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Peter Westfall headshot
Peter Westfall
Professor

 Peter H. Westfall achieved Associate, Full and Horn Professor ranks at the Rawls College of Business at Texas Tech University (Horn Professor is the highest possible rank), as well as honorary fellowships in learned societies. He has also received several awards for his statistical writings, including a Distinguished Technical Communication award from the Carolina Chapter of the Society for Technical Communication. 

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Roger Wohlner Headshot
Roger Wohlner
Financial Advisor

Roger is a financial writer who brings his extensive experience as a financial advisor to his writing. His background and experience provide his clients with a unique perspective that most financial writers just can’t offer.

Roger is fluent on a wide range of financial topics, including financial planning; investments; retirement planning; mutual funds; ETFs; 401(k) plans, pensions, and other employer sponsored retirement plans; planning issues for baby boomers, millennials, and Gen X; and content geared for financial advisors and retirement plan sponsors

 

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How Does The Review Board Work?

Each article is written by an expert in their respective financial field, often certified professionals like CPAs and CFPs. Then, we assign the article to the best-suited Review Board member, based on their expertise. From there, our board members read each article thoroughly, evaluating it for accuracy and relevancy, and pass it back to the editorial team to make any necessary adjustments. Finally, the article receives an official stamp indicating it has been reviewed by a member of our Financial Review Board. Our Review Board members’ extensive training and experience, paired with our editorial know-how, give you the best answers to your money questions.

How Do I Know If An Article Was Reviewed?

You may notice a check mark appear at the top of some articles. The check mark signifies that a board member has reviewed the article, taking special care to confirm that the information presented is both accurate and up-to-date.

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We Appreciate Your Feedback

We are here to serve you, and we strive to provide the very best information so you can make confident financial decisions. If you think we could be doing better, we want to hear about it.

If you have any questions about the relevance or accuracy of any articles, or about our review process, please email us at contact@thebalance.com.