How to Talk to Someone Who Needs a Retirement Plan

Practice difficult financial conversations with our interactive Money Talks tool

Saving for retirement is one of the trickiest financial goals to navigate. For so long, your golden years feel so far away, which can make it challenging to stay motivated. But then, the older you get, the harder it is to set aside enough money to retire successfully.

Given how important saving for retirement is, it can be worrisome to see someone you love falling behind. Though they’re not alone—fewer than 4 in 10 workers feel their retirement accounts are on track, according to the Federal Reserve—it’s never too late to start. Using our interactive Money Talks tool, you can practice chatting with a friend, partner, or parent about securing their future.