Social Security and Your Retirement

Few topics are more controversial and less understood than Social Security's potential impact on your retirement. Learn how to calculate your benefits and how they differ based on your retirement age, as well as other rules and strategies surrounding Social Security.
Social Security card.
Who Can Get a Social Security Death Benefit?
Closeup shot of the corner of a Social Security check
Can Social Security Benefits Be Stopped or Suspended?
Happy senior couple dancing together at home
What Is Full Retirement Age?
Older Man deciding if he should retire or not
Retiring Early and What It Means for Your Social Security
This illustration describes Social Security Benefits for Widows and Widowers including "Who is Eligible? You are Eligible if you were married for nine months or more to someone who has passed away," "How much can you get? (Depends on four things)," "Whether the deceased spouse had begun collecting benefits," "The deceased spouse's insurance amount (PIA)," "Whether the deceased spouse reached their FRA before their death," and "The age of the surviving spouse."
Can You Get Spousal Security Benefits?
Illustration of what to know about earning Social Security benefits while working.
Should I Take Social Security Benefits While Working?
A mature businesswoman checks her phone while standing in an open office.
Maybe You Shouldn't Take Social Security at 62
Woman reviewing her social security benefits
Here Is How You Can Calculate Your Projected Social Security Benefit
Image shows an older woman working at a computer with paperwork and a calculator. Text reads: "4 factors for determining social security benefits: how long you work, how much you make every year, inflation, what age you begin taking your benefits."
How to Calculate Social Security Benefits: A Step-by-Step Guide
a senior couple reading social security form
Learn How to Maximize Your Social Security Benefits and Minimize Taxes.
Quick Facts: The Social Security Direct Express Debit Card: You’re eligible for the card if you receive Social Security or Supplemental Security Income benefits It’s a prepaid card, so you can only use the card if you have funds on your account Use your card to withdraw funds from an ATM or get cash from a Walmart Money Center or Customer Service Desk Sign up at your local Social Security office, by calling the Direct Express hotline at 1-800-333-1795, or by visiting USDirectExpress.com Does not impact your credit
Quick Facts About the Social Security Debit Card
Tattooed mature man reading mail while holding coffee cup on wheelchair at home
Are Social Security Disability Benefits Taxable?
Financial advisor with laptop and paperwork meeting with woman in living room.
What’s the Biggest Social Security Check I Can Get When I Retire?
Person presenting Social Security card as a form of identification for benefits
How to Apply: Get Your Social Security Benefits
Image shows a few people at a social security office. text reads: "Am I entitled to my ex-spouse's social security benefits? You must be single (remarried ex-spouses are not eligible); Both you and your ex-spouse must be at least 62; your marriage must have lasted at least 10 years; your divorce must have been finalized at least two years ago"
Social Security Benefits for an Ex-Spouse
Couple on Couch in Home
How Much Is the Average Social Security Check?
Older man having breakfast and reading the paper
What Is Normal Retirement Age?
Man and woman smiling over chess game
The Social Security Now and Later Spousal Benefit Strategy
Mature couple using laptop at kitchen table
When Can I Start Collecting Social Security?
Woman reading folder at desk in living room
What Is a Supplemental Executive Retirement Plan?
business person in wheelchair
Social Security Disability Benefits: Everything You Need to Know
Business person working in modern office
How Retiring Early Affects Your Social Security Benefits
Close up of US Social Security Cards
Learn About Restricted Applications for Social Security Benefits.
Social Security cards
Borrowing Money From Social Security Interest-Free
Couple researching for best places to retire on social security
Best Cities to Retire In With Just Your Social Security Income
Mature couple with yoga exercise equipment walking in park
Social Security Factors for Married Couples
Older couple looking at their retirement income after receiving a cost of living adjustment (COLA)..
Refreshing Purchasing Power With COLA
Social security benefits application form with a pen, glasses, calculator and documents.
Excel at Retirement Planning With These 3 Social Security Calculators
Couple talking to a financial advisor about when they should take social security.
When to Take Social Security (It's More Complex Than You Think)
Retired couple
Do You Know Your Full Retirement Age According to Social Security?
This young couple never had the file and suspend option.
The Now-Dead File and Suspend Social Security Strategy
Older man reading paper with coffee on a bench
5 Key Things to Know About Social Security Retirement Benefits
Couple looking at documents
How To Get a Larger Amount of Social Security Benefits
Two federal employees nearing retirement age talking in the hallway of a federal building.
Keeping Your Federal Employee Health Benefits in Retirement
Spouse looking at a Social Security statement where she is getting non-working spousal benefits.
4 Social Security Strategies for Smart Retirees
Older couple working in living room, with laptop on coffee table
When You Can and Should Enroll in Social Security and Medicare
Hand holding a Social Security check
Can You Still Receive Social Security if You Live Abroad?
New Social Security rules may stop your claiming strategy.
Social Security Changes—Will They Affect You?
Frowning woman resting her head on her hand, looking at bills and a laptop
Will Privatizing Save Social Security?
Distressed retired couple looking at paperwork and frowning
IRA Withdrawal Effect on Social Security
Mature single woman awaiting her PIA to start taking Social Security
Single? Here's Your Guide to When to Start Taking Social Security
Mother working from home while daughters homeschool
Will Social Security Still Be There When Millennials Retire?
Social security cards on money
Use These 3 Strategies If You Plan to Retire on Social Security Alone
Senior couple walks arm in arm though sunny park
How Do Social Security Survivor Benefits Differ From Spousal Benefits?
social security card
How Early Retirement Affects Social Security Benefits
Hundred dollar bills and a measuring tape.
Know How Much Your Social Security Benefits Are Worth
Women filing an ex spousal benefit.
How Old Does My Ex Need to Be for Me to Get Spousal Social Security?
Scattered pile of Social Security cards
Best Reasons to Apply for Social Security Early
 
 
 
 

More in Retirement Planning: