Sienna Kossman Headshot
Credit Cards, Credit Reports & Scores, Alternative Credit Products
Special Projects Editor
University of Wisconsin Oshkosh


  • Special projects editor for The Balance who first joined the team in May 2019 to write about credit cards, and credit reports and scores.
  • Started writing about personal finance in 2013 for U.S. News & World Report while completing her journalism degree
  • Former reporter who focused on credit cards, new payment technology, and building credit
  • Articles and research have also been published on websites such as MarketWatch and


Sienna has been creating credit card and personal finance content for more than seven years, and most recently for The Balance. She also spent several years at as a reporter, writing articles about credit cards, payment security, and young adult credit education.

Sienna has led more than a dozen credit card data surveys to produce original statistics and educate readers about industry trends and card terms that have been cited by online publications such as WSJ.comCBSNews.comUSA TodayHuffPost and The Washington Post. Sienna first started writing about personal finance for U.S. News & World Report, first as an intern and later as a freelance personal finance writer.

Before joining The Balance team, Sienna was a consumer content editor for several real estate websites, including As a result, her expertise ranges from credit scores and credit card terms to new home construction and first-time home buyer loans programs.

Sienna has been interviewed as personal finance and credit card expert for numerous radio segments and online publications such as 89.3 KPPC’s Take Two program in Southern California and


Sienna has a bachelor's degree in journalism from the University of Wisconsin Oshkosh. She also completed a media studies program with The Fund For American Studies at George Mason University in Washington, D.C.