Series EE Savings Bond Guide
Resources for New Investors
If you want to begin investing in Series EE savings bonds, this list of The Balance's articles, resources, and guides is a must-read. Covering everything from tax benefits to basic definitions, it'll teach you everything you'll want to know—including how easy it easy to add these venerable fixed income investments to your portfolio.
This article provides a solid foundation for understanding how the bonds may fit into your fixed-income portfolio. Series EE savings bonds are a unique product issued by the United States government. By investing in them, you are lending money directly to the Treasury Department and will earn a fixed rate of return. Your bonds won't fluctuate in value like other types of bonds, meaning you can sell them back for full value plus any interest you've earned at almost any time with a small or no penalty, depending upon how long you've held them.
Almost all new Series EE savings bond purchases need to be made through TreasuryDirect, the Treasury Department's official securities portal. This article describes how to do it and how to track your investment.
The maturity date for Series EE savings bonds can differ drastically depending upon when you invested in the bonds. This can have big implications for your retirement strategies, college savings, and other plans. Learn how to calculate how long it would take to double your investment and when to cash in with this article.
Have you ever wondered what all of the Series EE savings bonds looked like in the good ol' days of paper? From the smallest $50 to the largest $10,000, we have high-resolution images of the bonds, along with an explanation of each denomination. In a few seconds, you can browse your way through the gallery and get a better understanding of these great fixed-income investments.
There is a popular type of savings bond known as the Patriot Bond. How is it different from the Series EE savings bond? Why were Patriot Bonds introduced? All is revealed in this succinct account.
Due to a recent move by the Treasury, Series HH savings bonds are now rare animals. If you have one, you shouldn't cash it in until you are certain you can get better terms because there is no way to replace it.
Once you've learned everything you need to know about the Series EE savings bonds, you may want to research Series I savings bonds. They work differently than Series EE savings bonds because their interest rate is based, in part, upon changes in the rate of inflation. This protection offers investors a safeguard against rapidly rising prices.
For those who want information on savings bonds in general, this special will provide an overview. Topics covered include the history of savings bonds, how to determine if you should have savings bonds in your own portfolio, and ways to minimize taxes on your savings bonds.
If you are interested in more information on how to invest in bonds, including corporate bonds, municipal bonds, and other types of debt, you'll want to take a few minutes to read this article. It will point you to some of the best content we've developed on the topic, including important information on bonds vs. bond funds and the dangers of investing in foreign government bonds.