Safe Auto Insurance Coverage Facts and Review

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Young drivers or drivers who have prior traffic violations or accidents may not be able to afford to have high limits of coverage for auto insurance. For these insurance customers, there is an insurance company called Safe Auto Insurance specializing in non-standard auto insurance that will provide the minimum state limit requirements plus comprehensive and collision coverage for your auto at affordable rates. High risk drivers who need to file an SR22 or FR44 can also get assistance in filing these certificates of financial responsibility through Safe Auto Insurance.

Safe Auto Insurance has been in business since 1993. Although it is a relatively new company in the insurance industry, it is fast making a name for itself through commercials and marketing campaigns through social media outlets. The company markets to those customers needing high risk auto insurance or for those looking for lower insurance premiums. Insurance coverage is available in 16 states.

The company was founded in 1993 by Jon Diamond and is headquartered in Columbus, Ohio. Key people within the company include Ron Davies, CEO, and chair members Jon Diamond and Ari Deshe. The company motto is the diamond concept, “we are a cut above the rest.” With this motto, the company hopes to let its customers know its focus is on customer service and affordable insurance rates. Ron Davies, current CEO, is a former Allstate Insurance Company executive.

Financial Stability and Customer Service Ratings

Safe Auto Insurance does not have a Better Business Bureau rating where customers can judge customer service based on complaints and how these complaints were resolved by the company. Perhaps this is because the company has only been in business since 1993. Companies are under no obligation to seek accreditation from the Better Business Bureau but it does help insurance customers judge how well the company performs in areas of customer service.

Standard & Poor’s insurance rating organization has rated Safe Auto Insurance with a “BBpi” rating. The “BB” portion of the rating indicates a company with long-term uncertainty although current economic conditions remain favorable. The “pi” portion of the rating means that the rating analysis was obtained by reviewing the company’s published financial information and other financial information in the public domain and was not based upon in-depth meetings with management staff of the company.

Insurance Products

Safe Auto Insurance advertises state minimum legal liability requirements with coverage available in 16 states. In addition, you can also purchase comprehensive and collision coverage for your auto insurance policy. According to the website, other coverage options are available but no details are given. The customer has the option of calling a Safe Auto sales representative to find out about other insurance coverage options available. In additional to auto insurance, Safe Auto also offers motorcycle and health insurance.

States Where Coverage Is Available:

  • Ohio
  • Indiana
  • Kentucky
  • Georgia
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Louisiana
  • Mississippi
  • Illinois
  • Missouri
  • Arizona
  • Oklahoma
  • Kansas
  • Virginia
  • Texas

Safe Auto Insurance offers policy holders the option of accessing account information online or though calling the company’s customer service center, (1-800-SAFEAUTO). There are also storefront locations in the Columbus, Ohio area for local Ohio customers. Several different payment options are available to fit your own particular budget and financial situation. Payments are accepting through ACE Cash Express, MoneyGram, Western Union and BillFloat; through a checking account or with a debit or credit card.

Pros and Cons

There are several pros of Safe Auto Insurance including:

  • Affordable Insurance Rates for High Risk Drivers
  • Easy Payment Options
  • 24/7 Customer and Claims Service Online and by Telephone

There are also a few cons to Safe Auto Insurance:

  • The financial stability rating for Safe Auto Insurance is not the best. Although the financial stability rating is not the worst, it could be better. This may improve once the company has been in business for more years.
  • Insurance coverage is not available in all states.
  • Multiple lines of insurance are not offered and you can only purchase auto insurance from Safe Auto.

Contact Information

You may contact Safe Auto Insurance to learn more about its insurance products, obtain a quote or get a listing of local offices by visiting the Safe Auto Insurance website or by calling 1-800-SAFEAUTO (1-800-723-3288).