rosemary carlson

Rosemary Carlson

Small Business Finance, Personal Finance
Business finance writer
University of Kentucky, Morehead State University


  • Has specialized in personal and business finance articles for The Balance for nearly a decade
  • Served as a finance consultant for a number of top-tier companies including Accenture
  • Taught as a finance professor for nearly three decades at Morehead State University, University of Kentucky, and University of Maryland-Global Campus 
  • Developed online course materials in personal finance for universities and corporations


Rosemary Carlson has written about business and personal finance for The Balance since early 2019 and originally wrote about general finance for Dotdash (then from 2008 to 2013.

During her career, Rosemary taught all areas of finance, including personal finance, for 27 years at Morehead State University, the University of Kentucky, and the University of Maryland-Global Campus. She has also written instructors' manuals and study guides for many companies, and has served as a consultant in finance for a number of companies including Accenture. She has developed online course materials in personal finance for universities and corporations.


Carlson received her master's and doctorate degrees from the University of Kentucky. She earned her bachelor's from Morehead State University.