Retirement Focus

You only get one shot at retirement, so you'd better get it right. Learn everything you need to know about retirement planning, including the pros and cons of different retirement accounts, tax considerations, social security, savings strategies, and more.

Explore Retirement Planning

All 401(k) Plans IRAs Social Security
Two women chatting in front of a laptop
What Is a Defined Benefit Plan?
Bespectacled man working on a laptop while talking on phone
See How To Save More With Mega Backdoor Roth Contributions
A family sits around a red table. A woman in a pink shirt dishes our food to an adult man, elderly woman, a small girl, and a small boy.
What Is a Contingent Beneficiary?
Male and female colleagues discussing paperwork at conference table
What Are Defined Contribution Plans?
Older woman at a desk entering information from statements into a laptop
What Is a 403(b) Plan?
Illustration of the challenges of retiring at 55 (addressed in article).
Want to Retire at 55? Consider These 3 Things.
People placing voting ballot in collection box
Stock Market Performance in Presidential Election Years
Man and woman meeting with a financial advisor for retirement planning
6 Essential Retirement Accounts That Can Help You Save
Personal finance software makes your life easier by providing tools to quickly manage money.
Suspect You Have Unclaimed Money? Here’s Where to Look
Spain, Andalusia, Cabo de Gata, back view of couple looking at the sea
What Age Is Considered Early for Retirement?
Financial advisor explaining a Keogh retirement plan with client in the client's home.
What Is a Keogh Plan?
what is the IRS rule of 55?
What Is the Rule of 55?
graphic showing two people on top of stack of books with a ruler and pencil.
How the $1,000-a-Month Rule Can Save Your Retirement
Older couple paying bills online
Are You Planning to Retire in 2022? Here’s How to Prepare
Image shows the same woman in two scenarios. In one, she is younger and leaving a job she was fired from. In the second, she is a bit older, reading a book by a pool. Text reads: "Emergency Fund vs. Retirement Savings. Emergency fund–three to six months of living expenses stashed away for emergencies. Calculate by multiplying monthly salary by number of months needed. Luxuries can be excluded and only bare necessities accounted for. Retirement savings–Amount needed more of an educated guess than specific number; must account for future you's spending, not just present. Experts recommend one year of your salary to be saved in your 30s"
Average Retirement and Emergency Savings by Age
Traders work on the floor of the New York Stock Exchange (NYSE) on February 6, 2018 in New York City. Following Monday's over 1000 point drop, the Dow Jones Industrial Average briefly fell over 500 points in morning trading.
How To Survive a Stock Market Correction
Smiling retired couple with enough savings in the bank taking a sun-filled walk in the park
Here Are 5 Easy Steps to Determine Whether You Have Enough to Retire
Social Security Income Limits By Year. Earned income limits while receiving retirement benefits.
Learn About Social Security Income Limits If You Want to Keep Working
Couple talking to bank manager
What Is a Traditional IRA?
Planning our retirement together
What Is a Pension Plan?
senior woman and young woman looking at mobile phone
Can You Retire With $300,000 in Savings?
A mature woman reviews her retirement accounts on a laptop.
Consider These Things Before You Cash in Your Pension.
Female financial advisor in discussion with client in office conference room
What Is a 401(k)?
pie chart showing correlated movement of different stocks
Why Asset Correlation Matters for Your Investments
person in leather jacket scanning a check on iPhone
Think You Can't Retire? Think Again
couple talking with paper and computer
Learn Which Pension Benefit Choices Are the Best for Couples
Mature woman looking sadly out a window.
These Are the Eight Steps to Take When Starting Over Financially.
Stack of coins with sprigs growing from top indicating the growth in investment funds
Dollar-Cost Averaging Explained
Woman figuring out if her tax loss can be used next year.
How to Use Capital Losses on Your Tax Return
Person places bundles of cash beneth a mattress to save for retirement
How Much Do You Need To Save to Retire by 40?
Coin in the bottle and plant growing with savings money put on the wood. Business investment and saving growth concept.
Here Are 2 Ways for You to Get a Pension for Your Retirement
A man and a woman sitting at a dining room table reviewing financial documents
The Asset Allocation Approach That Puts Retirees at Risk
Image shows a woman sitting at a computer looking at a retirement calculator with four tabs at the top. They read: "Schwab, AARP, Marketwatch, Fidelity"
Use Income Calculators to Plan Your Retirement.
Senior man with newspaper using laptop
What Are Required Minimum Distributions?
Senior couple looking over documents with financial advisor to see how much they need in savings to retire.
Find out How Much Money You Need to Retire
Warren Buffett advises a 90/10 retirement strategy
Will Warren Buffet's Retirement Plan Work for You?
Senior couple reading over a retirement plan while sitting on their couch
The Best Retirement Plans of 2022
Man looking at stock and bond portfolio balances on a tablet
4 Ways to Divide Your Money Between Stocks and Bonds
Person looking for a good stock with a pair of binoculars.
Looking for a Good Stock to Invest In?
woman in blazer sitting at desk in front of computer in a dark room
How To Start a 401(k) in Your 20s
Senior man pruning a bonsai tree with grandson
70? 62? 50? Strategies for Retiring at Every Age.
Black businesswoman talking on cell phone
6 Ways To Keep Your Nest Egg Safe
A happy retired couple
5 Options for Retirement Income Portfolios
Key factors of taxes in retirement are social security, IRA and 401(k), investment income, annuity distributions, and pensions
Estimating Your Taxes in Retirement
Young mother multitasking at home on laptop with infant daughter
What Are Your Options As a Non-Spouse Beneficiary of an IRA BDA?
graphic showing two people on top of stack of books with a ruler and pencil.
The 4% Rule of Thumb for Retirement Withdrawals
A woman reviews her investment gains on laptop at home
3 Types of Securities Investments
Man holding check
5 Dividend Income Index Funds Worth Investing In
senior couple looking at tablet
What Is Retirement?
A retired man reading the morning newspaper during a leisurely morning
How Much Will You Need to Withdraw From Your Retirement Portfolio?
Financial advisor having a meeting with couple
What Is Net Unrealized Appreciation (NUA)?
Businesswoman working from home on laptop
Low-Risk Investment Options
Black woman paying bills online
Here's How Much You Should Have in Retirement Savings Right Now.
Laughing senior couple on porch overlooking a lake
How to Figure Required Minimum Distributions Based on Life Expectancy
Woman working in wood shop
How to Tell Whether It's Time to Retire
Senior couple on a walk
Why the 4% Rule in Retirement Doesn't Always Work
Rules of Thumb: Saving With a 401(k): Retirement saving should be your top priority (higher even than paying credit card debt or your children’s tuition) The earlier you start, the less you have to worry about contributing, and the more time your interest has to compound Don’t take extra risks, like risky investments, to try to compensate for lost time Take full advantage of employer match Increase your savings percentage according to the decade you start
How Much Money Should I Put in My 401(k)?
Get a plan in place and you can retire at 62.
Things to Know Before You Retire at 62
Senior couple doing paperwork together
What Is a Stable Value Fund?
Retired couple reading a map in an RV and plotting their route.
How to Determine the Right Time to Retire
 
 
 
 

Retirement Planning:

401(k) Plans IRAs Social Security