Store Reward Cards

The Walmart Rewards Card, a store card issued by Capital One, lets consumers earn lucrative rewards on Walmart purchases—especially those made online. If you shop at Walmart.com or spend a lot in-person, this card could be a good addition to your wallet.

The Apple Card, issued by Goldman Sachs, reserves its best rewards for Apple purchases and transactions made using Apple Pay, which makes it less of a physical card than it is an incentive program for using Apple’s proprietary technology. 

The Target RedCard, issued by TD Bank, is a retail credit card for Target shoppers that offers a good discount on everyday shopping and some nice perks. There’s no annual fee, so even if you don’t spend a ton at Target, this card can save you money.

The My Best Buy Visa Card, issued by Citibank, pays rewards toward future purchases at the electronics retailer—but you can’t use your points anywhere else. You’ll earn ample points on Best Buy purchases while racking up rewards at gas stations, dining out, and in other rotating category offers.

The eBay Mastercard credit card, issued by Synchrony Bank, is aimed at frequent eBay shoppers who want to earn rewards they can redeem toward future purchases on the platform. The real draw of the card is the higher rewards earning rate you’ll get for things you buy on eBay with the card.

An annual percentage rate (APR) is the interest rate you pay each year on a loan, credit card, or other lines of credit. It’s represented as a percentage of the total balance you have to pay.

Co-branded credit cards are credit cards backed by a credit card network, card issuer, and a consumer brand such as Delta, Target, or Marriott.

A private label credit card is a type of credit card that's restricted to a specific retailer or brand. Businesses partner with a financial institution to offer private label credit cards and share in the profits from transactions.

Rewards credit cards offer rewards for purchases. A popular type of rewards card is a cash back card, which provides in cash back a certain percentage of every purchase. Rewards cards can also provide miles and points you can redeem for travel.