Who Is This Credit Card Best For?
Flies regularly and likes finding ways to score even more travel—for free See more cards
Diligently searches for the best products and delights in a good bargain See more cards
Hits the road often, whether for work or play See more cards
Loves to explore places and experience new things See more cards
Are you a regular Priceline.com user, or wouldn’t mind becoming one? If so, this card might be right for you. Not only will you earn more points on Priceline purchases, but your points are more valuable when you redeem them for travel purchases initiated through the website. This structure makes the card a great fit for travelers who don’t want to be tied to a particular airline or hotel brand, want to earn rewards, and don’t want to pay an annual fee.
Lucrative rewards for Priceline shoppers
No annual fee
Points rebate for travel redemptions
Unique balance transfer offer
Meager rewards on non-Priceline purchases
Potential debt trap
- Lucrative rewards for Priceline shoppers: Hotels, airfare, vacation packages, and other travel booked on Priceline earn 5 points per $1 spent on those purchases. That’s a higher rate of return for travel purchases than you’ll earn on most competing travel rewards cards.
- No annual fee: Most travel rewards cards carry an annual fee, so this is a standout feature.
- Points rebate for travel redemptions: When you redeem your points for Priceline or other eligible travel purchases, you’ll get 10% of your points back to use toward your next redemption.
- Unique balance transfer offer: This card gives you 15 full billing cycles with 0% interest on balance transfers, and you’ll earn 1 point per $1 on the first $5,000 you transfer within 30 days. A 3% balance transfer fee does apply, but earning the equivalent of 1% back on balances transferred below this limit effectively takes your balance transfer fee down to 2%.
- Meager rewards on non-Priceline purchases: Earning 5% back on Priceline purchases is great, but earning just 1% back on everything else you buy is disappointing. Many rewards credit cards give out more than 1% back on regular purchases.
- Potential debt trap: Rewards and credit card debt rarely mix, but this card tempts you into a debt trap with its unique balance transfer offer. It’s nice to avoid interest on balance transfers for 15 billing cycles and earn rewards in the process, but you have to be aware that this card’s balance transfer interest rate will eventually reset to a much higher rate.
Priceline Rewards Visa Card Sign-Up Bonus
The Priceline Rewards Visa Card does offer a sign-up bonus, but it’s only so-so. Once you spend $1,000 within 90 days, you can earn 10,000 bonus points. It’s easy to reach, but the payoff is mediocre.
The bonus is worth up to $150, depending on how you redeem your points. For a no-annual-fee travel rewards card, that’s not horrible, but you can find some with better deals.
Earning Points & Rewards
This card’s earning structure is easy and straightforward. You’ll earn 5 points per $1 spent on eligible Priceline purchases, along with 1 point per $1 you spend on everything else you buy. There are no limits to the amount of points you can earn on purchases.
You’ll also receive 1 point per $1 transferred on up to $5,000 in balance transfers made within the first 30 days of account opening.
This card lets you redeem rewards for statement credits in amounts of $25 or greater for purchases made within the previous 120 days.
If you redeem for statement credits to cover regular purchases, you’ll get 1 cent per point in value. If you redeem your rewards to cover Priceline.com purchases made with your card, on the other hand, you’ll get 1.5 cents in value. Other redemption options include gift cards (starting at 3,000 points for a $25 card, or 0.8 cents per point in value) or merchandise ordered through your online account.
As an added bonus, you’ll get 10% of your points back when you redeem points for Priceline.com or other eligible travel purchases of at least $25.
How to Get the Most Out of This Card
Use the Priceline Rewards Visa Card for all your Priceline.com purchases in order to maximize this 5% earning category, and then redeem your rewards for more Priceline.com purchases to get the best value. You can also consider transferring any high-interest balances to this card to benefit from the 0% APR offer and the 1% back you’ll receive, although you should definitely be wary of racking up long-term debt.
Since this card only gives you 1% back on regular purchases, we suggest pairing it with another cash-back credit card that will give you a higher rate of return.
Priceline Rewards Visa Card’s Other Features
This card is notably light on benefits. In fact, the only perk you’ll receive is personal concierge service that can help you make reservations for dining, concerts, and events.
When you receive your card, review the cardholder benefits guide, which may note additional perks and services provided by Visa.
Barclays, this card’s issuer, ranks about average when it comes to consumer perception of its customer service. In fact, it scored 806 out of 1,000 possible points in J.D. Power’s 2019 U.S. Credit Card Satisfaction Study, which happens to be the exact industry average score in the survey. That said, of the 11 major issuers included, Chase, Capital One, Discover, and American Express scored higher than Barclays in the survey. Barclays offers a free FICO credit score online or via the mobile app, too.
With the mobile app you can pay your bill, track your purchases, and redeem your rewards. However, the Barclays app didn’t perform very well in J.D. Power’s 2019 U.S. Credit Card Mobile App Satisfaction Study. Barclays only received 846 out of 1,000 possible points, whereas the industry average was 872.
Barclays offers standard security features including login encryption and account monitoring for fraudulent activity. You can also set up account alerts that make it easier to monitor your purchases and your account, and there’s zero liability for any fraudulent purchases.
Priceline Rewards Visa Card Fees
Fees on this card are standard for the industry, although the lack of foreign transaction fees makes this card a good option if you travel outside the country.