Priceline Rewards Visa Card Review

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The Priceline Rewards Visa Card, issued by Barclays, offers an intriguing rewards proposition and a balance transfer offer that can help you earn more points. Because this card offers more value when you shop at Priceline.com and redeem your points there, however, it’s best for consumers who use the discount website to book most of their travel plans.

Priceline Rewards™ Visa® Card

overall rating
4.1
Priceline Rewards™ Visa® Card
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 17.49% - 27.49% variable
Annual Fee $0
Rewards Earning Rate Earn 5X points on eligible priceline.com purchases. 1X points per $1 spent on other purchases
Foreign transaction fee (%) 0%
Ratings Breakdown
for Interest
1.9
for Fees
4.3
for Rewards
4.4
for Credit
4.0

Earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days.

Top Rated For

  • Best Travel Credit Cards

Who is This Credit Card Best For?

  • Avatar for Jet Setter Persona
    Flies regularly and likes finding ways to score even more travel—for free
    Jet Setter
  • Avatar for Deal Seeker Persona
    Diligently searches for the best products and delights in a good bargain
    Deal Seeker
  • Avatar for Road Warrior Persona
    Hits the road often, whether for work or play
    Road Warrior
  • Avatar for Adventure Seeker Persona
    Loves to explore places and experience new things
    Adventure Seeker

Are you a regular Priceline.com user, or wouldn’t mind becoming one? If so, this card might be right for you. Not only will you earn more points on Priceline purchases, but your points are more valuable when you redeem them for travel purchases initiated through the website. This structure makes the card a great fit for travelers who don’t want to be tied to a particular airline or hotel brand, want to earn rewards, and don’t want to pay an annual fee.

Pros

  • Lucrative rewards for Priceline shoppers

  • No annual fee

  • Points rebate for travel redemptions

  • Unique balance transfer offer

Cons

  • Meager rewards on non-Priceline purchases

  • Potential debt trap

Pros Explained

  • Lucrative rewards for Priceline shoppers: Hotels, airfare, vacation packages, and other travel booked on Priceline earn 5 points per $1 spent on those purchases. That’s a higher rate of return for travel purchases than you’ll earn on most competing travel rewards cards
  • No annual fee: Most travel rewards cards carry an annual fee, so this is a standout feature.
  • Points rebate for travel redemptions: When you redeem your points for Priceline or other eligible travel purchases, you’ll get 10% of your points back to use toward your next redemption. 
  • Unique balance transfer offer: This card gives you 15 full billing cycles with 0% interest on balance transfers, and you’ll earn 1 point per $1 on the first $5,000 you transfer within 30 days. A 3% balance transfer fee does apply, but earning the equivalent of 1% back on balances transferred below this limit effectively takes your balance transfer fee down to 2%.  

Cons Explained

  • Meager rewards on non-Priceline purchases: Earning 5% back on Priceline purchases is great, but earning just 1% back on everything else you buy is disappointing. Many rewards credit cards give out more than 1% back on regular purchases. 
  • Potential debt trap: Rewards and credit card debt rarely mix, but this card tempts you into a debt trap with its unique balance transfer offer. It’s nice to avoid interest on balance transfers for 15 billing cycles and earn rewards in the process, but you have to be aware that this card’s balance transfer interest rate will eventually reset to a much higher rate. 

Priceline Rewards Visa Card Sign-Up Bonus

The Priceline Rewards Visa Card does offer a sign-up bonus, but it’s only so-so. Once you spend $1,000 within 90 days, you can earn 10,000 bonus points. It’s easy to reach, but the payoff is mediocre. 

The bonus is worth up to $150, depending on how you redeem your points. For a no-annual-fee travel rewards card, that’s not horrible, but you can find some with better deals. 

Earning Points & Rewards

This card’s earning structure is easy and straightforward. You’ll earn 5 points per $1 spent on eligible Priceline purchases, along with 1 point per $1 you spend on everything else you buy. There are no limits to the amount of points you can earn on purchases.

You’ll also receive 1 point per $1 transferred on up to $5,000 in balance transfers made within the first 30 days of account opening.

Redeeming Rewards

This card lets you redeem rewards for statement credits in amounts of $25 or greater for purchases made within the previous 120 days.

If you redeem for statement credits to cover regular purchases, you’ll get 1 cent per point in value. If you redeem your rewards to cover Priceline.com purchases made with your card, on the other hand, you’ll get 1.5 cents in value. Other redemption options include gift cards (starting at 3,000 points for a $25 card, or 0.8 cents per point in value) or merchandise ordered through your online account. 

As an added bonus, you’ll get 10% of your points back when you redeem points for Priceline.com or other eligible travel purchases of at least $25. 

How to Get the Most Out of This Card

Use the Priceline Rewards Visa Card for all your Priceline.com purchases in order to maximize this 5% earning category, and then redeem your rewards for more Priceline.com purchases to get the best value. You can also consider transferring any high-interest balances to this card to benefit from the 0% APR offer and the 1% back you’ll receive, although you should definitely be wary of racking up long-term debt.

Since this card only gives you 1% back on regular purchases, we suggest pairing it with another cash-back credit card that will give you a higher rate of return. 

Priceline Rewards Visa Card’s Other Features

This card is notably light on benefits. In fact, the only perk you’ll receive is personal concierge service that can help you make reservations for dining, concerts, and events. 

When you receive your card, review the cardholder benefits guide, which may note additional perks and services provided by Visa. 

Customer Experience

Barclays, this card’s issuer, ranks about average when it comes to consumer perception of its customer service. In fact, it scored 806 out of 1,000 possible points in J.D. Power’s 2019 U.S. Credit Card Satisfaction Study, which happens to be the exact industry average score in the survey. That said, of the 11 major issuers included, Chase, Capital One, Discover, and American Express scored higher than Barclays in the survey. Barclays offers a free FICO credit score online or via the mobile app, too.

With the mobile app you can pay your bill, track your purchases, and redeem your rewards. However, the Barclays app didn’t perform very well in J.D. Power’s 2019 U.S. Credit Card Mobile App Satisfaction Study. Barclays only received 846 out of 1,000 possible points, whereas the industry average was 872. 

Security Features

Barclays offers standard security features including login encryption and account monitoring for fraudulent activity. You can also set up account alerts that make it easier to monitor your purchases and your account, and there’s zero liability for any fraudulent purchases. 

Priceline Rewards Visa Card Fees

Fees on this card are standard for the industry, although the lack of foreign transaction fees makes this card a good option if you travel outside the country. 

For Priceline Rewards™ Visa® Card

Compare This Card

See how this card stacks up to the competition
CURRENT CARD
Priceline Rewards™ Visa® Card
overall rating
4.1
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 17.49% - 27.49% variable
Annual Fee $0
Rewards Earning Rate Earn 5X points on eligible priceline.com purchases. 1X points per $1 spent on other purchases

Our Methodology

  • At The Balance, we are dedicated to giving you unbiased, comprehensive credit card reviews. To do this, we collect data on hundreds of cards and score more than 55 features that affect your finances.
  • Our Reviews Are Always Impartial: No one can influence which cards we review, the way we present them to you, or the ratings they receive. The scores and reviews come directly from the data we collect and our editorial expertise, and we focus on three areas:
  • How Much Does It Cost? With credit card debt at an all-time high, we believe you should know the cost of carrying a balance. Because of that, we give regular purchase APRs significant weight in overall scores, and cards receive low marks if they have an array of pricey fees.
  • What Are the Rewards Worth? Cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely. To simplify the problem, we built a system that fairly compares rewards and gives them a dollar value. We do this by looking at the ways you can earn and use rewards, which includes evaluating Americans’ typical spending habits and analyzing common travel patterns.
  • Does It Make Your Life Easier? Our scoring system favors cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting customer service. Finally, we give preference to credit cards that have several tools for dealing with fraudulent charges.
  • For every review on The Balance, we hold the credit cards to these standards, and we set the bar high. While we recognize the appeal of splashy features like six-digit sign-up bonuses, our approach ensures that credit cards with the best combination of value, affordability, and accessibility receive the highest scores. See our full methodology for more details.