Personal Loans

Personal loans allow you to borrow a lump sum of money that you can use in a wide variety of ways, usually without putting up collateral. Whether you're taking out a loan to consolidate debt, finance a large purchase, or do something else, get to know the ins and outs of these financial instruments before you apply.

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Image shows what you need to know about secured loans, including a good way to build credit, provided you go through a reputable lender (like a bank). Types of secured loans include mortgages and car loans. It’s important to carefully consider what you’ll use as collateral, and make sure you can make your payments. Generally intended for those who have been denied unsecured loans. Be careful not to overextend yourself—the plan might backfire.
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