Penalties for Driving Without Car Insurance in Maryland

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Are you a Maryland resident trying to cut household expenses? Driving without car insurance is something many people resort to in order to save money. However, in many cases it is actually much much more expensive to drive without car insurance. 

Maryland's Uninsured Motorist Penalty Fee

That is right, Maryland has a special fee just for those drivers who think it is okay to drive without car insurance.

Expect to pay $150 for the first 30 days and $7 a day for each additional day. Allow me to do the math for you, it is about $210 for each additional month. Every time you are caught without insurance you are required to pay the fees and the court can charge additional fees.

Plates and Registration

Expect to lose your license plate and registration. An authorized tag recovery agent can come an confiscate these items from you once the suspension on your registration is in effect. A restoration fee of up to $25 is required.

Prohibited From the Following

  • You will not be able to register any future vehicles until all penalties are resolved.
  • You will not be able to renew suspended registration until all penalties are resolved.
  • Penalties are resolved when all fines are paid and proof of insurance is provided.

Caught Providing Fake Proof of Car Insurance In Maryland

Now you are really in trouble! Up to a $1000 fine or up to 1 year in prison for providing false documents!

Sure, you might get away with driving without car insurance for awhile, but do you really want to risk all this? And what if you are in a car accident? Prepare to pay all expenses yourself! Now that is not any kind of savings at all.

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