Miriam Caldwell

  • Freelance writer with more than a decade of experience specializing in diverse areas of personal finance, including budgeting and finance for beginners. 
  • Has been cited by major financial institutions.


Miriam Caldwell wrote for The Balance and Dotdash (formerly About.com) for 10 years. She focuses on educating people about budgeting and personal finance basics, and in addition to The Balance, her work has been published on GOBankingRates and BlissfullyDomestic.com. Banks have also turned to Miriam as an expert source for their personal finance educational content. 

She teaches writing as an online instructor at Brigham Young University-Idaho.


 Miriam earned her bachelor of arts in English from Brigham Young University-Idaho in 2000. 

About The Balance and Dotdash

The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance will answer your questions with straightforward personal financial advice.

The Balance is part of the Dotdash publishing family. For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the internet, according to comScore, and reach more than 30% of the U.S. population every month. Most recently, Dotdash was named Publisher of the year by Digiday, a leading industry publication.