Miriam Caldwell

Budgeting, Personal finance
Brigham Young University-Idaho


  • Freelance writer with more than a decade of experience specializing in diverse areas of personal finance, including budgeting and finance for beginners. 
  • Has been cited by major financial institutions.
  • Currently serves as a teacher in English and writing for both public schools and higher education.


Miriam Caldwell is an expert in educating people about budgeting and personal finance basics. In addition to The Balance verticals, where she shared her knowledge on basic personal finance subjects, Caldwell's work has been published by GOBankingRates and BlissfullyDomestic.com. Financial institutions have also turned to Caldwell as an expert source for their personal finance educational content. 

Caldwell currently teaches writing as an online instructor at Brigham Young University-Idaho. In addition, she teaches students of the Wake County Public School system in Cary, North Carolina.

Prior to becoming a teacher and freelance writer, Caldwell student English from Brigham Young University-Idaho.


 Miriam earned her bachelor of arts in English from Brigham Young University-Idaho in 2000.