• Freelance writer with more than a decade of experience specializing in diverse areas of personal finance, including budgeting and finance for beginners. 
• Has been cited by major financial institutions.

Miriam Caldwell wrote for The Balance and Dotdash (formerly About.com) for 10 years. She focuses on educating people about budgeting and personal finance basics, and in addition to The Balance, her work has been published on GOBankingRates and BlissfullyDomestic.com. Banks have also turned to Miriam as an expert source for their personal finance educational content. 

She teaches writing as an online instructor at Brigham Young University-Idaho.