Miriam Caldwell

Miriam Caldwell is a freelance writer with a specialty in personal finance. She believes that you can lay a solid foundation by starting to manage your finances in your twenties or at any time. The key to stop worrying about your financial future is to start doing something about it today. She can help you get started with it.


Miriam worked at a bank for several years. She learned to explain the basics in an easy and concise way, and to help people realize they were ready to get more serious about investing. She also learned the common mistakes that most young adults make. While in her twenties Miriam realized that financial planning can affect every area of your life. Additionally she has learned the most important things to do to get you started on the right path to financial success. She wants others to understand the lasting impact of their choices.


 Miriam graduated from Brigham Young University

Miriam Caldwell

I have watched others struggle to make the right decisions with their finances. While in your twenties the financial choices you make will affect you for the rest of your life. Many people think that managing your finances means giving up all the fun you want to have. This is not true! Managing your finances will help you to enjoy life even more and allow you to create opportunities to make your dreams come true. You can look back with regret and wish you had done things differently or you can look back with a sense of satisfaction and pride. I want to help you to avoid the regret, while still having fun!