Melissa Phipps

Retirement planning
University of California, Berkeley


  • Former writer for The Balance covering retirement planning and investing
  • Has covered business, personal finance, and charitable giving for many consumer and trade magazines and websites, including Worth magazine, Robb Report, Inc., Institutional Investor, and many others 
  • Worked on custom publications for Principal Financial, MetLife, Chrysler, Jeep, Merrill Lynch, Charles Schwab, and Citigroup Wealth Management


Melissa Phipps is a former writer for The Balance and The Balance Careers who specializes in issues of personal finance and retirement planning. She also previously managed content for the business and money channel.

Phipps's writing has appeared in The New York Times, the Today show onlineMagnify MoneyGeneral Assembly, Glamour, Worth, Financial Planning, Financial Advisor, The American Lawyer, Institutional Investor, and many other publications. 

She was also the managing editor for digital content marketing with Farmer's Insurance and is the author of The Retirement Rescue Plan: Retirement Solutions for the Millions of Americans Who Haven't Saved "Enough".


Phipps has a bachelor's degree in English from the University of California at Berkeley.