Melissa Phipps

  • Former writer for The Balance covering retirement planning and investing
  • Has covered business, personal finance, and charitable giving for many consumer and trade magazines and websites, including Worth magazine, Robb Report, Inc., Institutional Investor, and many others 
  • Worked on custom publications for Principal Financial, MetLife, Chrysler, Jeep, Merrill Lynch, Charles Schwab, and Citigroup Wealth Management


Melissa Phipps is a former writer for The Balance and The Balance Careers who specializes in issues of personal finance and retirement planning. She also previously managed content for the business and money channel.

Phipps's writing has appeared in The New York Timesthe Today show onlineMagnify MoneyGeneral Assembly, Glamour, Worth, Financial Planning, Financial Advisor, The American Lawyer, Institutional Investor, and many other publications. 

She was also the managing editor for digital content marketing with Farmer's Insurance and is the author of The Retirement Rescue Plan: Retirement Solutions for the Millions of Americans Who Haven't Saved "Enough".


Phipps has a bachelor's degree in English from the University of California at Berkeley. 

About The Balance and Dotdash

The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance will answer your questions with straightforward personal financial advice.

The Balance is part of the Dotdash publishing family. For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the internet, according to comScore, and reach more than 30% of the U.S. population every month. Most recently, Dotdash was named Publisher of the year by Digiday, a leading industry publication.