Managing a Home Loan

A home loan payment is a major monthly expense, and there’s a lot riding on whether or not you manage it properly. Learn the ins and outs of making mortgage payments, finding ways to save money on your loan, and deciding what to do if your home loan becomes unaffordable.

Explore Managing a Home Loan

All Foreclosure and Short Sales
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What Is a Qualified Written Request?
Closeup of a pen poised over a blank check
What Happens If I Can't Pay My Mortgage Anymore?
Closing on a home
How a Short Sale is Handled from Start to Finish
Couple reviews their finances
What Is a Deed in Lieu of Foreclosure?
Exterior View of Home with Foreclosure Sign
How to Find Foreclosures and Government-Seized Homes
A couple talks to a businesswoman in their home
What Is an Arm's Length Transaction?
Latin descent couple paying monthly bills at home. Frustration.
How to Save Your Home From Foreclosure
choose short sale vs foreclosure
Are There Advantages to Choosing a Short Sale Over a Foreclosure?
Foreclosure sign in front of a house
The Foreclosure Process for Homeowners, Step by Step
stop a foreclosure
Should You Hire a Foreclosure Attorney or Fight Your Lender on Your Own?
Family on porch looking up at house for sale
Thinking About Buying a Foreclosure? Consider the Pros and Cons First
Illustration of man with home on his back
What Is Foreclosure and How Does It Work?
Man negotiating with woman and man at table
What Is a Short Sale Negotiator?
Couple signing contract
Need to Do a Short Sale? Here's How
Couple signing documents with real estate agent
The Qualifying Requirements and Consequences of a Short Sale
couple talking to attorney
Learn About Hiring a Short Sale Attorney and Why You Might Need One
Worried Couple Reading a Letter
5 Common Reasons Banks Reject Short Sale Offers
Short Sale Tax Relief
What Are The Tax Implications of a Short Sale?
Man and woman discuss foreclosure and credit scores on statements while seated at dining room table
How a Short Sale or a Foreclosure Affects Your Credit
Happy couple examining documents with agent to sell house
What Is a Short Sale Approval Letter?
Couple talking with financial advisor
Things To Know About an FHA Short Sale
Couple speaking to woman at the bank
Why Banks Don't Always Make a Deal on Foreclosures
A short sale sign hangs outside a home for sale in Las Vegas, Nevada
Why You Probably Cannot Buy a Contingent Short Sale
A "bank owned" sign in front of porch steps and shrubs
Why Some Short Sale Sellers Do Not Receive a Release of Liability
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Should You Stop Making Mortgage Payments During a Short Sale?
A banker at a laptop computer reviews a sale with stack of files on desk nearby.
Submitting a Short Sale Package the Bank Will Accept
coins in woman's hand
Do Banks Make More Money on Foreclosures Than Short Sales?
Couple talking to a banker at his desk
How to Get a HUD Approved for a Short Sale
man signing document at desk
Do You Have to Sign a Third-Party Authorization for a Short Sale?
Happy couple with boxes, talking on porch
How Soon Can You Buy a Home After a Short Sale or Foreclosure?
home with priced reduced sign outside
Can You Short Sale Your Investment Property?
Man at home paying bills
What Do Sellers Owe the IRS After Foreclosures and Short Sales?
Woman hanging For Sale sign on porch
How to Dump an Underwater Home Without Doing a Short Sale
a couple meeting with a financial person
Here Is a Look at the Benefits of a Loan Modification vs Short Sale
Realtor holds foreclosure for sale sign in the front yard of a home.
How Foreclosure Sales Affect Home Values
Sold sign in front of house
Can You Lease or Buy Back Your Short Sale?
foreclosure sign, real estate
Can the Bank Try to Collect Money From You After a Foreclosure?
two agents with one house
How to Hire the Best Short Sale Agent in Your Town
home with foreclosure for sale sign in front
What Happens in a Short Sale When You Have Two Loans?
house keys with short sale on keychain
Will the Bank Approve Your Short Sale?
Moving boxes, packed, labeled and stacked on a dolly with moving tape and wrap
When Should You Move Out During a Short Sale?
Man's hand stamping "denied" on mortgage application
What Should You Do If Your Short Sale Is Denied?
Two homes side by side with lawn signs advertising Short Sale on home, asking buyers to bring offers
How Can a Buyer Make an Offer Directly to the Short Sale Bank?
Woman looking worried holding paperwork at home. She is reading a financial bill or a letter with bad news. She looks very stressed and upset. There is a laptop computer on the table.
Here's How To Get Cash for Your Short Sale
Question marks with house roof on top of them
Reasons for Doing a Short Sale
Couple at a desk across from banker, signing documents
Tips for Negotiating the Short Sale
Sold sign and moving van outside house
How to Do a Strategic Short Sale Without a Financial Hardship
pricing a short sale
How to Accurately Price a Short Sale That Will Close
U.S. Foreclosure Rates Rise As Bank Repossessions Soar
When It Makes Sense to Choose a Short Sale Over a Foreclosure
Two men discussing contract in office
How to Negotiate Counter Offers With the Short Sale Bank
short sale sign
Why Some Short Sale Sellers Pay the Bank to Settle
House For Sale
Here Is a Look at Buying a New House and Short Sale of the Old Home
Worried couple reading a letter
Which of the 3 Basic Types of a Short Sale is Yours?
Aerial view of Rows of houses
The Top 5 Misconceptions About a Short Sale