Headshot of writer Lora Shinn

Lora Shinn

Insurance, Credit Cards, Mortgages, Student Loans
University of Washington, Seattle


  • Reports and writes for The Balance about insurance, credit cards, mortgages, loans, and more
  • Started writing about personal finance in 2008 
  • Dozens of articles with her research, reporting, and analysis have been published by The Seattle Times, CNN Money, Redbook, LendingTree, U.S. News & World Report, and Bankrate


Lora Shinn has worked for The Balance since 2019, first as an editor and now as a writer, where she decodes auto and homeowners insurance topics so that we all can understand them. She also writes about credit cards, mortgages, and loans. In addition, you can find her personal finance journalism in outlets such as Bankrate, The Seattle Times, CNN Money, Redbook magazine, U.S. News & World Report, and LendingTree.

Lora started writing about personal finance shortly after the 2008 financial meltdown with an article on making ends meet while pregnant (for Pregnancy magazine) and planting a garden to save money on groceries (for Bankrate). 

Since then, she has written scores of personal finance articles covering a wide range of topics: money-saving travel tips, renovations to increase home value, inherited financial lessons from family, credit card and debit card reviews, saving money on auto and home insurance, and funding college with loans, scholarships, and federal financial aid. 



Lora has a Bachelor of Arts degree from Portland State University in social sciences, and a Master of Library and Information Science from the University of Washington.