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LaToya Irby
Highlights
- Has written more than 650 articles about credit, debt, and credit cards for The Balance (and About.com, before that) since 2007
- Has over 12 years of experience as a writer and ghostwriter for dozens of other personal finance outlets
- Quoted as an expert in publications including USA Today, U.S. News & World Report, The Chicago Tribune, and others
Experience
LaToya Irby has written hundreds of articles about credit, credit cards, debt, and banking for The Balance. Her writing has also appeared in other publications, including OneEleven and Finance Globe, and the company blog for HealPay.
Widely sought for her credit expertise, she has been quoted in USA Today, U.S. News & World Report, Yahoo! Finance, Black Enterprise, Los Angeles Times, The Chicago Tribune, and the Associated Press. She has also had her work cited in The Debtors Resistance Operation Manual by Strike Debt, Debt Free for Life by David Bach, and Criminal Law & Procedure for the Paralegal (Fourth Edition).
LaToya has appeared as a guest expert on radio shows across the country, and has hosted local financial seminars. She has also worked as a collection specialist in the financial services industry, giving her insider knowledge on debt collection laws and practices, as well as insight into consumer challenges in dealing with debt.
LaToya earned a business degree from the University of Alabama.
Education
LaToya holds a B.S. from the University of Alabama.
Latest From LaToya Irby
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Choose the Debt Payoff Strategy That’s Right for You
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Here Is What Happens When You Make a Late Credit Card Payment
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The 8 Best Personal Finance Software Options of 2022
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Decoding Your Credit Card Billing Statement
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Best Bill-Splitting Apps of 2022
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How To Help Your Teenager Build a Good Credit Score
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Chase Homebuyer Grant
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Your Debt-to-Income Ratio, and How to Calculate It
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How to Clean Up Even the Worst Credit Report Items
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The 7 Best Personal Finance Apps of 2022
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How Can I Find Out Which Collection Agency I Owe?
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Fixed-Rate HELOC
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Student Credit Card
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What You Need to Know About Public Records on Your Credit Report
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Tips for Teaching Your Child About Using a Credit Card
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The 6 Best Free Credit Reports of 2022