Kelly Dilworth

Kelly Dilworth headshot
  • Freelance personal finance journalist who writes about credit cards for The Balance
  • Has had her work also published on a dozen other top personal finance websites  
  • Frequently writes about spending, saving, budgeting, and borrowing, and especially enjoys helping readers navigate their finances, decode financial products, and make smart decisions with their money



Dilworth has been covering personal finance since late 2010 and has published hundreds of articles, blog posts, Q&As, and product reviews on a wide range of money-related topics, including consumer banking and lending, credit reporting and scoring, consumer protection laws, and new financial technologies.

Her articles are frequently syndicated and, besides The Balance, have previously appeared on, LendingTree, Student Loan Hero, MagnifyMoney, CompareCards,,, Yahoo! Finance, Fox Business,, and others. 


Dilworth holds a bachelor's degree in liberal arts from Sarah Lawrence College. 

About The Balance and Dotdash

The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance will answer your questions with straightforward personal financial advice.

The Balance is part of the Dotdash publishing family. For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the internet, according to comScore, and reach more than 30% of the U.S. population every month. Most recently, Dotdash was named Publisher of the year by Digiday, a leading industry publication.