Kelly Dilworth

Kelly Dilworth headshot

Kelly Dilworth is a freelance personal finance journalist, specializing in the intersection between money and life. As a reporter, she has covered everything from the U.S. economy to consumer debt and lending trends. She also frequently writes about spending, saving, budgeting, and borrowing, and especially enjoys helping readers navigate their finances, decode financial products, and make smart decisions with their money. 


Kelly has been covering personal finance since late 2010 and has published hundreds of articles, blog posts, Q&As, and product reviews on a wide range of money-related topics, including consumer banking and lending, credit reporting and scoring, consumer protection laws, and new financial technologies.

Her articles are frequently syndicated and have previously appeared on The Balance,, LendingTree, Student Loan Hero, MagnifyMoney,,,, Yahoo! Finance, Fox Business,, and 


 Kelly holds a bachelor's degree in liberal arts from Sarah Lawrence College. 

About The Balance and Dotdash

The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance will answer your questions with straightforward personal financial advice.

The Balance is part of the Dotdash publishing family. For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the internet, according to comScore, and reach more than 30% of the U.S. population every month. Most recently, Dotdash was named Publisher of the year by Digiday, a leading industry publication.