• Nationally recognized expert on personal finance, banking, and loans
• Fee-only financial planner 
• Has been writing for The Balance since 2003

Justin is a Certified Financial Planner with nearly two decades of experience writing about personal finance. He has been the banking and loans expert for The Balance/Dotdash since 2005. He started writing about stocks for About.com (now Dotdash) back in 2003.

Justin has worked for large financial firms and served in small credit unions, and he founded a fee-only financial planning practice, Approach Financial Planning in Montrose, Colorado.

Justin is the author of "The Everything Improve Your Credit Book" (March 2007) and is a ghostwriter for financial services clients. He has worked behind the scenes on several publications as a technical reviewer and editor. He has also been interviewed on banking topics by numerous online and print outlets, including The New York Times, Forbes, Bankrate, CUNA Home & Family Finance, Men's Health, U.S. News and World Report, HuffPost, and others.