Who is This Credit Card Best For?
Flies regularly and likes finding ways to score even more travel—for free
Diligently searches for the best products and delights in a good bargain
Loves to explore places and experience new things
Frequently shops with a particular merchant and wants to be rewarded for their loyalty
If you have excellent credit, fly frequently on JetBlue airlines, and want to earn top-notch rewards, this card may be a good choice for you. JetBlue mostly serves the U.S. East Coast out of its New York (JFK) hub, so this card may not be a good match if most of your travels take you outside the airline’s primary service area.
High earnings rate
Introductory APR on balance transfers
Free checked bag
Potentially high interest rate
Limited redemption options
- High earnings rate: This card gives you lots of ways to earn points, including unlimited earnings on grocery store, restaurant, and JetBlue purchases. Plus, you’ll get a 5,000-point cardholder anniversary bonus, and a 10% redemption bonus when you redeem your rewards for flights.
- Introductory APR on balance transfers: This card isn’t necessarily a first-choice balance transfer card. But if you do have a balance on another credit card, you can transfer it and have 12 months to pay it off interest-free. (But note that you’ll pay a 3% balance transfer fee or $5—whichever is more.)
- Free checked bag: You’ll get one free checked bag for you and up to three people traveling on the same reservation with you each time you fly.
- Annual fee: This card costs $99 per year. If you’re looking for a fee-free way to earn JetBlue rewards, consider the JetBlue Card instead.
- Potentially high interest rate: Your interest rate on purchases could be as high as 26.49% APR with this card, depending on your creditworthiness.
- Limited redemption options: You can only redeem your rewards for JetBlue or Hawaiian Airlines flights, magazine subscriptions, or the airfare portion of JetBlue vacation packages.
JetBlue Plus Card’s Sign-Up Bonus
The JetBlue Plus Card offers a good sign-up bonus of 40,000 TrueBlue points if you spend at least $1,000 within the first three months after getting the card and pay the annual fee. We value this bonus at $600 max, which is about in the middle of the pack when compared to the bonuses offered by other major airline-branded credit cards in its class.
The sign-up bonus is only available if you have never had this card before.
Earning Points & Rewards
Each purchase you make will earn the following number of TrueBlue points:
- 6 points for purchases made with JetBlue
- 2 points for purchases made at grocery stores and restaurants
- 1 point for all other purchases
If you book an award flight with points, you’ll get a 10% bonus back to your TrueBlue account. For example, if you book a flight worth 10,000 points, your account will be credited with a 1,000-point bonus. To top things off, you’ll earn a 5,000-point bonus every year on your cardholder anniversary.
The JetBlue Plus Card’s rewards program is straightforward compared to some other airline card rewards programs. The primary way to redeem rewards points is by using them to purchase awards flights.
Unfortunately, TrueBlue does not publish an award flight chart with points-prices spelled out for various types of flights. Award flight prices fluctuate depending on route, schedule, day of the week, and so on.
You can also use your TrueBlue points to book award flights on Hawaiian Airlines, to pay for the airfare portion of JetBlue vacation packages, or to pay for magazine subscriptions.
As a rule of thumb, rewards card points worth at least 1 cent per mile are pretty good value. The Balance’s analysis found that the value of each point for this card is 1.30 cents each when redeemed for JetBlue flights. Somewhat surprisingly, the best value is 1.50 cents per mile when you redeem to pay the airfare portion of a vacation package booked through JetBlue.
Finally, a unique feature of the TrueBlue program is that you can pool your points with family members or friends (up to seven, in fact) and share them with one another.
To use your rewards, log into your JetBlue account and search for flights—and be sure to tick the “TrueBlue points” checkbox under “Select Fare.”
How to Get the Most Out Of This Card
Make sure you pay the annual fee and spend at least $1,000 on the card in the first three months in order to earn the 40,000-point sign-up bonus. After that, maximize the number of points you earn by using your JetBlue Plus Card to make JetBlue purchases and by using it at the grocery store and at restaurants to earn double points.
You may want to pair this card with another card that earns 2% cash back or 2 travel rewards points per dollar spent. You could use that card for all of your purchases that don’t fall in the JetBlue Plus Card’s bonus categories.
JetBlue Plus Card’s Excellent Perks
Besides the free checked bag and the 5,000 points you’ll get on your cardholder anniversary, the JetBlue Plus Card has a couple of other benefits our editors regard as standing out from the typical perks offered by travel cards. Here are the best ones:
- JetBlue Vacations $100 credit: If you use your card to purchase a JetBlue vacation package, you’ll get a statement credit for $100 within six to eight weeks. You can get one statement credit per year.
- Mosaic elite status: If you spend at least $50,000 on your card within a calendar year, you’ll be bumped up to Mosaic status, the only elite status level with JetBlue.
JetBlue Plus Card’s Other Features
In addition to its excellent perks, the card also offers a 50% discount on in-flight food and beverage purchases.
Barclaycard has one of the better customer experience ratings, according to a 2019 J.D. Power study, ranking fifth among 11 leading U.S. credit card issuers. It scored 806 (out of 1,000), which is also the industry average.
Still, you can expect pretty standard ways of communication, including 24/7 phone support and a secure messaging system within your account online. The company also offers a mobile app for on-the-go account management and communication.
Barclaycard adds to the customer experience by offering access to your free FICO score in your account online or on the mobile app.
The JetBlue Plus Card offers $0 fraud liability protection, which means that as long as you report any fishy business within a reasonable amount of time, you won’t be held responsible for the charges.
JetBlue Plus Card’s Fees
Most of this card’s fees are in line with other cards of its type. There’s a 50-cent minimum interest charge, which is not that common among credit cards of this type.
Also note that the card charges no foreign transaction fees. JetBlue flies to a few overseas destinations, including London starting in 2021, so it’s nice to know that if you take one of these routes, you won’t have to worry about extra fees.