JetBlue Plus Card Review

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Among the crowded skies of airline-branded travel rewards credit cards, the JetBlue Plus Card stands out for the ease with which cardholders can accumulate frequent flyer points. The Barclays-issued card is a good value for dedicated JetBlue passengers. It’s less valuable for those who don’t regularly fly JetBlue, as you can only redeem points for airfare (on JetBlue and Hawaiian) and magazine subscriptions.

JetBlue Plus Card

overall rating
3.8
JetBlue Plus Card
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 17.74% - 26.74% variable
Annual Fee $99
Rewards Earning Rate Earn 6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases.
Foreign transaction fee 0%
Ratings Breakdown
for Interest
1.9
for Fees
3.0
for Rewards
4.6
for Credit
3.7

Earn 40,000 Bonus Points after spending $1,000 on purchases in the first 90 days and payment of annual fee.

Who is This Credit Card Best For?

  • Avatar for Jet Setter Persona
    Flies regularly and likes finding ways to score even more travel—for free
    Jet Setter
  • Avatar for Brand Loyalist Persona
    Frequently shops with a particular merchant and wants to be rewarded for their loyalty
    Brand Loyalist
  • Avatar for Adventure Seeker Persona
    Loves to explore places and experience new things
    Adventure Seeker
  • Avatar for Deal Seeker Persona
    Diligently searches for the best products and delights in a good bargain
    Deal Seeker

If you have excellent credit, fly frequently on JetBlue airlines, and want to earn top-notch rewards, this card may be a good choice for you. JetBlue mostly serves the U.S. East Coast out of its New York (JFK) hub, so this card may not be a good match if most of your travels take you outside the airline’s primary service area.

Pros

  • High earnings rate

  • Introductory APR on balance transfers

  • Free checked bag

Cons

  • Annual fee

  • Potentially high interest rate

  • Limited redemption options

Pros Explained

  • High earnings rate: This card gives you lots of ways to earn points, including unlimited earnings on grocery store, restaurant, and JetBlue purchases. Plus, you’ll get a 5,000-point cardholder anniversary bonus, and a 10% redemption bonus when you redeem your rewards for flights. 
  • Introductory APR on balance transfers: This card isn’t necessarily a first-choice balance transfer card. But if you do have a balance on another credit card, you can transfer it and have 12 months to pay it off interest-free. (But note that you’ll pay a 3% balance transfer fee or $5—whichever is more.)
  • Free checked bag: You’ll get one free checked bag for you and up to three people traveling on the same reservation with you each time you fly. 

Cons Explained

  • Annual fee: This card costs $99 per year. If you’re looking for a fee-free way to earn JetBlue rewards, consider the JetBlue Card instead. 
  • Potentially high interest rate: Your interest rate on purchases could be as high as 26.99% APR with this card, depending on your creditworthiness.
  • Limited redemption options: You can only redeem your rewards for JetBlue or Hawaiian Airlines flights, magazine subscriptions, or the airfare portion of JetBlue vacation packages. 

JetBlue Plus Card’s Sign-Up Bonus

The JetBlue Plus Card offers a good sign-up bonus of 40,000 TrueBlue points if you spend at least $1,000 within the first three months after getting the card and pay the annual fee. We value this bonus at $600 max, which is about in the middle of the pack when compared to the bonuses offered by other major airline-branded credit cards in its class.

The sign-up bonus is only available if you have never had this card before.

Earning Points & Rewards

Each purchase you make will earn the following number of TrueBlue points: 

  • 6 points for purchases made with JetBlue
  • 2 points for purchases made at grocery stores and restaurants
  • 1 point for all other purchases

If you book an award flight with points, you’ll get a 10% bonus back to your TrueBlue account. For example, if you book a flight worth 10,000 points, your account will be credited with a 1,000-point bonus. To top things off, you’ll earn a 5,000-point bonus every year on your cardholder anniversary. 

Redeeming Rewards

The JetBlue Plus Card’s rewards program is straightforward compared to some other airline card rewards programs. The primary way to redeem rewards points is by using them to purchase awards flights. 

Unfortunately, TrueBlue does not publish an award flight chart with points-prices spelled out for various types of flights. Award flight prices fluctuate depending on route, schedule, day of the week, and so on.

You can also use your TrueBlue points to book award flights on Hawaiian Airlines, to pay for the airfare portion of JetBlue vacation packages, or to pay for magazine subscriptions.

As a rule of thumb, rewards card points worth at least 1 cent per mile are pretty good value. The Balance’s analysis found that the value of each point for this card is 1.32 cents each when redeemed for JetBlue flights. Somewhat surprisingly, the best value is 1.50 cents per mile when you redeem to pay the airfare portion of a vacation package booked through JetBlue.

Finally, a unique feature of the TrueBlue program is that you can pool your points with family members or friends (up to seven, in fact) and share them with one another.

To use your rewards, log into your JetBlue account and search for flights—and be sure to tick the “TrueBlue points” checkbox under “Select Fare.” 

How to Get the Most Out Of This Card

Make sure you pay the annual fee and spend at least $1,000 on the card in the first three months in order to earn the 40,000-point sign-up bonus. After that, maximize the number of points you earn by using your JetBlue Plus Card to make JetBlue purchases and by using it at the grocery store and at restaurants to earn double points. 

You may want to pair this card with another card that earns 2% cash back or 2 travel rewards points per dollar spent. You could use that card for all of your purchases that don’t fall in the JetBlue Plus Card’s bonus categories.

JetBlue Plus Card’s Excellent Perks

Besides the free checked bag and the 5,000 points you’ll get on your cardholder anniversary, the JetBlue Plus Card has a couple of other benefits our editors regard as standing out from the typical perks offered by travel cards. Here are the best ones:

  • JetBlue Vacations $100 credit: If you use your card to purchase a JetBlue vacation package, you’ll get a statement credit for $100 within six to eight weeks. You can get one statement credit per year. 
  • Mosaic elite status: If you spend at least $50,000 on your card within a calendar year, you’ll be bumped up to Mosaic status, the only elite status level with JetBlue.

JetBlue Plus Card’s Other Features

In addition to its excellent perks, the card also offers a 50% discount on in-flight food and beverage purchases.

Customer Experience

Barclaycard has one of the better customer experience ratings, according to a 2019 J.D. Power study, ranking fifth among 11 leading U.S. credit card issuers. It scored 806 (out of 1,000), which is also the industry average.

Still, you can expect pretty standard ways of communication, including 24/7 phone support and a secure messaging system within your account online. The company also offers a mobile app for on-the-go account management and communication.

Barclaycard adds to the customer experience by offering access to your free FICO score in your account online or on the mobile app.

Security Features

The JetBlue Plus Card offers $0 fraud liability protection, which means that as long as you report any fishy business within a reasonable amount of time, you won’t be held responsible for the charges. 

JetBlue Plus Card’s Fees

Most of this card’s fees are in line with other cards of its type. There’s a 50-cent minimum interest charge, which is not that common among credit cards of this type. 

Also note that the card charges no foreign transaction fees. JetBlue flies to a few overseas destinations, including London starting in 2021, so it’s nice to know that if you take one of these routes, you won’t have to worry about extra fees.

For JetBlue Plus Card

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CURRENT CARD
JetBlue Plus Card
overall rating
3.8
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 17.74% - 26.74% variable
Annual Fee $99
Rewards Earning Rate Earn 6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases.

Our Methodology

  • At The Balance, we are dedicated to giving you unbiased, comprehensive credit card reviews. To do this, we collect data on hundreds of cards and score more than 55 features that affect your finances.
  • Our Reviews Are Always Impartial: No one can influence which cards we review, the way we present them to you, or the ratings they receive. The scores and reviews come directly from the data we collect and our editorial expertise, and we focus on three areas:
  • How Much Does It Cost? With credit card debt at an all-time high, we believe you should know the cost of carrying a balance. Because of that, we give regular purchase APRs significant weight in overall scores, and cards receive low marks if they have an array of pricey fees.
  • What Are the Rewards Worth? Cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely. To simplify the problem, we built a system that fairly compares rewards and gives them a dollar value. We do this by looking at the ways you can earn and use rewards, which includes evaluating Americans’ typical spending habits and analyzing common travel patterns.
  • Does It Make Your Life Easier? Our scoring system favors cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting customer service. Finally, we give preference to credit cards that have several tools for dealing with fraudulent charges.
  • For every review on The Balance, we hold the credit cards to these standards, and we set the bar high. While we recognize the appeal of splashy features like six-digit sign-up bonuses, our approach ensures that credit cards with the best combination of value, affordability, and accessibility receive the highest scores. See our full methodology for more details.