JetBlue Card Review

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If JetBlue is your airline of choice but you don’t have plans to fly regularly, the JetBlue Card is an easy way to work your way towards free flights without sacrificing too much in the way of value. 

JetBlue Card

overall rating
4.2
JetBlue Card
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 17.74% - 26.74% variable
Annual Fee $0
Rewards Earning Rate Earn 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points on all other purchases.
Foreign transaction fee (%) 0%
Ratings Breakdown
for Interest
1.9
for Fees
4.4
for Rewards
4.2
for Credit
4.0

You will receive a one-time 10,000 TrueBlue points bonus after spending $1,000 on purchases within the first 90 days after you open your account.

Who is This Credit Card Best For?

  • Avatar for Jet Setter Persona
    Flies regularly and likes finding ways to score even more travel—for free
    Jet Setter
  • Avatar for Brand Loyalist Persona
    Frequently shops with a particular merchant and wants to be rewarded for their loyalty
    Brand Loyalist
  • Avatar for Adventure Seeker Persona
    Loves to explore places and experience new things
    Adventure Seeker
  • Avatar for Deal Seeker Persona
    Diligently searches for the best products and delights in a good bargain
    Deal Seeker

The JetBlue Card is best for occasional jetsetters who want to earn points towards free JetBlue flights. Maybe you only fly once a year, which might not be enough to justify getting the JetBlue Plus Card with its annual fee. The JetBlue Card (issued by Barclays) will still earn points, albeit at a slower rate, but doesn’t charge an annual fee. 

While JetBlue flies to many cities (especially along the Eastern seaboard), it serves fewer places than other, larger airlines and your options for redeeming your rewards for anything other than JetBlue flights is limited. If you think you’ll use other airlines in the future, it may make more sense to sign up for a general travel rewards card.

Pros

  • No annual fee

  • Half off inflight food and drink purchases

Cons

  • Slow rewards earning rate

  • Few redemption options

Pros Explained 

  • No annual fee: This travel rewards card doesn’t charge an annual fee. The rewards you earn are all yours and you won’t need to discount their value against an annual fee. 
  • Half off inflight food and drink purchases: If you use your card to buy food and drinks while on a flight, you’ll see a statement credit for half off the purchase in your account within four to six weeks. 
  • 12-month 0% balance transfer offer: The JetBlue Card comes with a 12-month interest-free balance transfer offer, during which you can transfer an existing balance. You must complete the balance transfer within 45 days of getting the card, however, so don’t dawdle. 

Cons Explained

  • Slower rewards earning rate: You'll earn half as many points on JetBlue purchases with this card than you would with the JetBlue Plus Card.
  • Few redemption options: Your only options for redeeming rewards are for JetBlue flights, magazine subscriptions, or for the airfare costs for a JetBlue vacation package. You can also redeem your rewards for Hawaiian Airlines flights.

JetBlue Card’s Sign-Up Bonus

Spend $1,000 within the first three months of opening this card to earn a one-time bonus of 10,000 TrueBlue points. This bonus is worth $132 based on our valuations, which isn't much, but it’s in line with what's offered by other airline cards that don’t charge an annual fee.

Bonus points will be transferred to your JetBlue account about four to six weeks after you earn them.

Earning Points & Rewards

You’ll earn rewards according to the following schedule:

  • 3 TrueBlue points per $1 spent on JetBlue purchases
  • 2 TrueBlue points per $1 spent at grocery stores and restaurants
  • 1 TrueBlue point per $1 spent everywhere else

Depending on where you shop for groceries, each grocery purchase may not earn double points. Purchases made at big box stores like Target, Walmart, and Costco aren't typically categorized as grocery stores. Keep this in mind while shopping.

Earned points will be transferred to your JetBlue account after the statement period closes. There is no limit to how many points you can earn, your points never expire, and there are no blackout dates when you’re ready to redeem them.

Redeeming Rewards

In order to redeem your rewards, log in to your TrueBlue account or call JetBlue customer service. There are four ways to use points:

  • Book a JetBlue flight
  • Book a Hawaiian Airlines flight
  • Pay for the flight portion of a JetBlue vacations package
  • Purchase a magazine subscription

Additionally, you can pool your points together with up to seven other friends or family members and share points with one another. This is unique among airline rewards programs.

There is no set rewards rate for a given flight like with many other airlines. Instead, the cost in points of a flight is related to its actual dollar cost. As the dollar price fluctuates with demand, so too will the point cost.

Overall, rewards points worth at least 1 cent per mile are a solid value. The Balance’s analysis found that TrueBlue points are worth an excellent 1.32 cents each when redeemed for JetBlue flights. You can get even greater value—1.50 cents per mile—for JetBlue travel packages, which include airfare.

How to Get the Most Out of This Card

You can maximize your rewards from this card by making sure to spend at least $1,000 within the first three months in order to snag the sign-up bonus. Make sure to use your card especially for JetBlue purchases, and when you go to the grocery store or to a restaurant. Finally, don’t be tempted to carry a balance on this card—the 1.32 cents per point value for JetBlue airfare won’t be worth it if you pay interest.   

At publication, Barclays, this card’s issuer, did not provide a cardholder benefits guide for this card. As a result, The Balance was unable to evaluate the card’s Excellent Perks nor any of its Other Features not mentioned in card marketing. We will update our review should the benefits guide become available.  

JetBlue Card’s Other Features

The only perk worth mentioning is the 50% discount you get when you use your card for in-flight food and beverage purchases on JetBlue flights. 

Customer Experience

Barclays was rated one of the better credit card issuers in customer satisfaction, according to a 2019 J.D. Power study: It was ranked fifth out of 11 major card companies. Barclays provides a free FICO score to customers. 

Security Features

Barclays provides industry-standard security features like $0 fraud liability protection if your card is ever used to make unauthorized purchases. It doesn’t offer anything special, such as credit monitoring, virtual card numbers, or card locking. 

JetBlue Card’s Fees & Finance Charges

The JetBlue Card charges standard transaction and penalty fees, most of which are avoidable. If you travel abroad, you'll enjoy not paying extra for foreign transactions, too. It is notable that this card offers an introductory, interest-free balance transfer period. If you’re looking specifically for a balance transfer card, there are better options, but if a balance transfer is something you’d like in addition to airline benefits, this card may work for you.

For JetBlue Card

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CURRENT CARD
JetBlue Card
overall rating
4.2
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 17.74% - 26.74% variable
Annual Fee $0
Rewards Earning Rate Earn 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points on all other purchases.

Our Methodology

  • At The Balance, we are dedicated to giving you unbiased, comprehensive credit card reviews. To do this, we collect data on hundreds of cards and score more than 55 features that affect your finances.
  • Our Reviews Are Always Impartial: No one can influence which cards we review, the way we present them to you, or the ratings they receive. The scores and reviews come directly from the data we collect and our editorial expertise, and we focus on three areas:
  • How Much Does It Cost? With credit card debt at an all-time high, we believe you should know the cost of carrying a balance. Because of that, we give regular purchase APRs significant weight in overall scores, and cards receive low marks if they have an array of pricey fees.
  • What Are the Rewards Worth? Cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely. To simplify the problem, we built a system that fairly compares rewards and gives them a dollar value. We do this by looking at the ways you can earn and use rewards, which includes evaluating Americans’ typical spending habits and analyzing common travel patterns.
  • Does It Make Your Life Easier? Our scoring system favors cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting customer service. Finally, we give preference to credit cards that have several tools for dealing with fraudulent charges.
  • For every review on The Balance, we hold the credit cards to these standards, and we set the bar high. While we recognize the appeal of splashy features like six-digit sign-up bonuses, our approach ensures that credit cards with the best combination of value, affordability, and accessibility receive the highest scores. See our full methodology for more details.