Who Is This Credit Card Best For?
Flies regularly and likes finding ways to score even more travel—for free See more cards
Diligently searches for the best products and delights in a good bargain See more cards
Loves to explore places and experience new things See more cards
Frequently shops with a particular merchant and wants to be rewarded for their loyalty See more cards
The JetBlue Card is best for occasional jetsetters who want to earn points towards complimentary JetBlue flights. Maybe you only fly once a year, which might not be enough to justify getting the JetBlue Plus Card with its $99 annual fee. The JetBlue Card will still offer TrueBlue extra points on a number of purchases, albeit at a slower rate, but doesn’t charge an annual fee.
While JetBlue flies to many cities (especially along the Eastern seaboard), it serves fewer places than other, larger airlines, and your options for redeeming your rewards for anything other than JetBlue flights is limited. If you think you’ll use other airlines in the future, it may make more sense to sign up for a general travel rewards card.
No annual fee
Half-off deal on inflight food and drink purchases
Rare 0% balance transfer offer
Low rewards earning rate
Few redemption options
- No annual fee: This travel rewards card doesn’t charge an annual fee, which means there’s no cost for occasional JetBlue flyers to keep this card open year after year. You won’t need to squeeze extra value out of this card to make an annual-fee cost worth it.
- Half-off deal on inflight food and drink purchases: This card doesn’t offer tons of extra perks, but this is a nice one. If you use your card to buy food and drinks while on a flight, you’ll see a statement credit for half off the purchase post to your account within four to six weeks.
- Rare 0% balance transfer offer: The JetBlue Card comes with a 12-month interest-free balance transfer offer, which is uncommon for an airline-branded rewards card. You must complete the balance transfer within 45 days of getting the card, however, so don’t dawdle. Also note that while a 12-month-long balance transfer offer is decent for this type of card, there are many longer ones offered by non-travel rewards cards. Look for one of those if paying down debt is your primary goal.
- Slower rewards earning rate: You won’t earn as many points per $1 spent with this card as you would with the JetBlue Plus Card, so if quickly earning award flights is your primary interest, either pass on this card, or be prepared to spend more to earn more.
- Few redemption options: Your only options for redeeming rewards earned with this card are to use them for JetBlue flights or for the airfare costs in a JetBlue vacation package. You can also redeem your rewards for Hawaiian Airlines flights. Airline rewards are typically best used for more air travel so we don’t consider this a deal-breaker, but it’s something to note if you like having options.
Bonus for New Cardholders
Spend $1,000 within the first three months of opening this card to earn a one-time bonus of 10,000 TrueBlue points. This bonus is worth $143 based on our valuation of JetBlue points, which isn’t much, but it’s in line with what’s offered by other airline cards that don’t charge an annual fee.
Bonus points will be added to your JetBlue account about four to six weeks after you earn them.
Earning Points & Rewards
You’ll earn rewards based on the following:
- 3 TrueBlue points per $1 spent on JetBlue purchases
- 2 TrueBlue points per $1 spent at grocery stores and restaurants
- 1 TrueBlue point per $1 spent everywhere else
The earning rate for JetBlue purchases is only slightly better than what other airline cards without annual fees offer, and half of what the JetBlue Plus Card offers. For other types of purchases, such as groceries, the earning rates are on par with comparable cards.
Depending on where you shop for groceries, each grocery purchase may not earn double points. Purchases made at big box stores like Target, Walmart, and Costco aren't typically categorized as grocery stores. Keep this in mind while shopping with this card.
Earned points will be transferred to your JetBlue account after the statement period closes. There is no limit to how many points you can earn, your points never expire, and there are no blackout dates when you’re ready to redeem them.
In order to redeem your rewards, log in to your TrueBlue account or call JetBlue customer service. There are four ways to use points:
- Book a JetBlue flight
- Book a Hawaiian Airlines flight
- Pay for the flight portion of a JetBlue vacations package
If you don't have enough TrueBlue points to cover the entire cost of a flight, you can use cash to make up the difference. You must redeem at least 500 points to pay using the Cash + Points feature, but you can pay for the flight with any combination of the two.
Additionally, you can pool your points together with up to seven other friends or family members and share points with one another. This is unique among airline rewards programs.
There is no set rewards rate for a given flight. Instead, the cost in points of a flight is related to its actual dollar cost. As the dollar price fluctuates with demand, so too will the point cost. Overall, The Balance found that JetBlue TrueBlue points are typically worth more when used for economy flights.
As a general rule of thumb, credit card rewards points worth at least 1 cent per mile are a solid value. The Balance’s analysis found that TrueBlue points are worth an excellent 1.43 cents each when redeemed for JetBlue flights.
How to Get the Most Out of This Card
You can maximize your rewards from this card by first spending at least $1,000 within the first three months in order to snag the bonus. Make sure to use your card for all JetBlue purchases, and when you go to the grocery store or to a restaurant. Finally, don’t be tempted to carry a balance on this card—the rewards won’t be worth it if you have to pay interest.
JetBlue Card’s Other Features
In addition to statement credits for in-flight food and beverage purchases on JetBlue flights, this card comes with these attractive Mastercard benefits:
- Travel accident insurance
- Insurance coverage for delayed luggage
- Insurance coverage for trip cancellation or interruption
- Auto rental collision damage waiver
Barclays will disclose insurance coverage terms in the cardholder benefits guide you’ll receive after getting approved for this card.
Barclays did not fare well in relation to competitors in the J.D. Power 2020 U.S. Credit Card Satisfaction Study: It was ranked ninth out of 11 major card companies and received a score of 796 out of 1,000, below the industry average of 810. Barclays does, however, provide a free FICO score to customers.
The JetBlue Card comes with industry-standard security features like $0 fraud liability protection if your card is ever used to make unauthorized purchases. It doesn’t offer anything special, such as credit monitoring, virtual card numbers, or card locking.
JetBlue Card’s Fees
The JetBlue Card charges standard transaction and penalty fees, most of which are avoidable. If you travel abroad, you'll enjoy not paying extra for foreign transactions, too. It is notable that this card offers an introductory, interest-free balance transfer period. If you’re looking specifically for a balance transfer card, there are better options, but if a balance transfer is something you’d like in addition to earning airline rewards, this card may work for you.