JetBlue Card Review

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If JetBlue is your airline of choice but you don’t have plans to fly regularly, the JetBlue Card from Barclays is an easy way to work your way toward complimentary flights without sacrificing too much in the way of value. 

JetBlue Card

Overall Rating
3.4
JetBlue Card
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 15.99% - 24.99% variable
Annual Fee $0
Rewards Earning Rate Earn 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points on all other purchases.
Foreign transaction fee (%) 0%
Ratings Breakdown
for Interest
2.2
for Fees
3.4
for Rewards
2.9
for Credit
3.7
Current Offer

You will receive a one-time 10,000 TrueBlue points bonus after spending $1,000 on purchases within the first 90 days after you open your account.

Who Is This Credit Card Best For?

  • Avatar for Jet Setter Persona
    Flies regularly and likes finding ways to score even more travel—for free See more cards
    Jet Setter
  • Avatar for Deal Seeker Persona
    Diligently searches for the best products and delights in a good bargain See more cards
    Deal Seeker
  • Avatar for Adventure Seeker Persona
    Loves to explore places and experience new things See more cards
    Adventure Seeker
  • Avatar for Brand Loyalist Persona
    Frequently shops with a particular merchant and wants to be rewarded for their loyalty See more cards
    Brand Loyalist

The JetBlue Card is best for occasional jetsetters who want to earn points towards complimentary JetBlue flights. Maybe you only fly once a year, which might not be enough to justify getting the JetBlue Plus Card with its $99 annual fee. The JetBlue Card will still offer TrueBlue extra points on a number of purchases, albeit at a slower rate, but doesn’t charge an annual fee. 

While JetBlue flies to many cities (especially along the Eastern seaboard), it serves fewer places than other, larger airlines, and your options for redeeming your rewards for anything other than JetBlue flights is limited. If you think you’ll use other airlines in the future, it may make more sense to sign up for a general travel rewards card.

Pros
  • No annual fee

  • Half-off deal on inflight food and drink purchases

  • Rare 0% balance transfer offer

Cons
  • Low rewards earning rate

  • Few redemption options

Pros Explained 

  • No annual fee: This travel rewards card doesn’t charge an annual fee, which means there’s no cost for occasional JetBlue flyers to keep this card open year after year. You won’t need to squeeze extra value out of this card to make an annual-fee cost worth it. 
  • Half-off deal on inflight food and drink purchases: This card doesn’t offer tons of extra perks, but this is a nice one. If you use your card to buy food and drinks while on a flight, you’ll see a statement credit for half off the purchase post to your account within four to six weeks. 
  • Rare 0% balance transfer offer: The JetBlue Card comes with a 12-month interest-free balance transfer offer, which is uncommon for an airline-branded rewards card. You must complete the balance transfer within 45 days of getting the card, however, so don’t dawdle. Also note that while a 12-month-long balance transfer offer is decent for this type of card, there are many longer ones offered by non-travel rewards cards. Look for one of those if paying down debt is your primary goal. 

Cons Explained

  • Slower rewards earning rate: You won’t earn as many points per $1 spent with this card as you would with the JetBlue Plus Card, so if quickly earning award flights is your primary interest, either pass on this card, or be prepared to spend more to earn more.
  • Few redemption options: Your only options for redeeming rewards earned with this card are to use them for JetBlue flights or for the airfare costs in a JetBlue vacation package. You can also redeem your rewards for Hawaiian Airlines flights. Airline rewards are typically best used for more air travel so we don’t consider this a deal-breaker, but it’s something to note if you like having options.

Bonus for New Cardholders

Spend $1,000 within the first three months of opening this card to earn a one-time bonus of 10,000 TrueBlue points. This bonus is worth $143 based on our valuation of JetBlue points, which isn’t much, but it’s in line with what’s offered by other airline cards that don’t charge an annual fee. 

Bonus points will be added to your JetBlue account about four to six weeks after you earn them.

Earning Points & Rewards

You’ll earn rewards based on the following:

  • 3 TrueBlue points per $1 spent on JetBlue purchases
  • 2 TrueBlue points per $1 spent at grocery stores and restaurants
  • 1 TrueBlue point per $1 spent everywhere else

The earning rate for JetBlue purchases is only slightly better than what other airline cards without annual fees offer, and half of what the JetBlue Plus Card offers. For other types of purchases, such as groceries, the earning rates are on par with comparable cards.

Depending on where you shop for groceries, each grocery purchase may not earn double points. Purchases made at big box stores like Target, Walmart, and Costco aren't typically categorized as grocery stores. Keep this in mind while shopping with this card.

Earned points will be transferred to your JetBlue account after the statement period closes. There is no limit to how many points you can earn, your points never expire, and there are no blackout dates when you’re ready to redeem them.

Redeeming Rewards

In order to redeem your rewards, log in to your TrueBlue account or call JetBlue customer service. There are four ways to use points:

  • Book a JetBlue flight
  • Book a Hawaiian Airlines flight
  • Pay for the flight portion of a JetBlue vacations package

If you don't have enough TrueBlue points to cover the entire cost of a flight, you can use cash to make up the difference. You must redeem at least 500 points to pay using the Cash + Points feature, but you can pay for the flight with any combination of the two.

Additionally, you can pool your points together with up to seven other friends or family members and share points with one another. This is unique among airline rewards programs.

There is no set rewards rate for a given flight. Instead, the cost in points of a flight is related to its actual dollar cost. As the dollar price fluctuates with demand, so too will the point cost. Overall, The Balance found that JetBlue TrueBlue points are typically worth more when used for economy flights. 

As a general rule of thumb, credit card rewards points worth at least 1 cent per mile are a solid value. The Balance’s analysis found that TrueBlue points are worth an excellent 1.43 cents each when redeemed for JetBlue flights. 

How to Get the Most Out of This Card

You can maximize your rewards from this card by first spending at least $1,000 within the first three months in order to snag the bonus. Make sure to use your card for all JetBlue purchases, and when you go to the grocery store or to a restaurant. Finally, don’t be tempted to carry a balance on this card—the rewards won’t be worth it if you have to pay interest.   

JetBlue Card’s Other Features

In addition to statement credits for in-flight food and beverage purchases on JetBlue flights, this card comes with these attractive Mastercard benefits: 

  • Travel accident insurance
  • Insurance coverage for delayed luggage
  • Insurance coverage for trip cancellation or interruption
  • Cellphone coverage

Barclays will disclose insurance coverage terms in the cardholder benefits guide you’ll receive after getting approved for this card.

Customer Experience

Barclays did not fare well in relation to competitors in the 2020 J.D. Power Customer Satisfaction Study: It was ranked ninth out of 11 major card companies, and received a score of 796 out of 1,000, below the industry average of 810. Barclays does, however, provide a free FICO score to customers.

Security Features

The JetBlue Card comes with industry-standard security features like $0 fraud liability protection if your card is ever used to make unauthorized purchases. It doesn’t offer anything special, such as credit monitoring, virtual card numbers, or card locking. 

JetBlue Card’s Fees

The JetBlue Card charges standard transaction and penalty fees, most of which are avoidable. If you travel abroad, you'll enjoy not paying extra for foreign transactions, too. It is notable that this card offers an introductory, interest-free balance transfer period. If you’re looking specifically for a balance transfer card, there are better options, but if a balance transfer is something you’d like in addition to earning airline rewards, this card may work for you.

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CURRENT CARD
JetBlue Card
overall rating
3.4
Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 15.99% - 24.99% variable
Annual Fee $0
Rewards Earning Rate Earn 3X points on JetBlue purchases, 2X points at restaurants and grocery stores, and 1X points on all other purchases.
Our Methodology
At The Balance, we are dedicated to giving you unbiased, comprehensive credit card reviews. To do this, we collect data on hundreds of cards and score more than 55 features that affect your finances.
  • Our Reviews Are Always Impartial: No one can influence which cards we review, the way we present them to you, or the ratings they receive. The scores and reviews come directly from the data we collect and our editorial expertise, and we focus on three areas:
  • How Much Does It Cost? With credit card debt at an all-time high, we believe you should know the cost of carrying a balance. Because of that, we give regular purchase APRs significant weight in overall scores, and cards receive low marks if they have an array of pricey fees.
  • What Are the Rewards Worth? Cards accumulate rewards in different currencies—points, miles, cash back—and their values vary widely. To simplify the problem, we built a system that fairly compares rewards and gives them a dollar value. We do this by looking at the ways you can earn and use rewards, which includes evaluating Americans’ typical spending habits and analyzing common travel patterns.
  • Does It Make Your Life Easier? Our scoring system favors cards that accept a wide range of credit profiles and offer simple solutions for things like checking your credit score or contacting customer service. Finally, we give preference to credit cards that have several tools for dealing with fraudulent charges.
  • For every review on The Balance, we hold the credit cards to these standards, and we set the bar high. While we recognize the appeal of splashy features like six-digit sign-up bonuses, our approach ensures that credit cards with the best combination of value, affordability, and accessibility receive the highest scores. See our full methodology for more details.

Article Sources

The Balance requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .
  1. Barclays. "JetBlue Card." Accessed Oct. 13, 2020.

  2. Barclays. "Terms and Conditions." Accessed Oct. 13, 2020.

  3. JetBlue. "TrueBlue FAQs." Accessed Oct. 13, 2020.

  4. J.D. Power. "Customers Losing Faith in Credit Card Issuers as COVID-19 Pandemic Lingers, J.D. Power Finds." Accessed Oct. 13, 2020.