Insurance 101 - The Insurance Basics You Need Covered Now
Umbrella Insurance, Gap Insurance and Car Insurance, Plus More
Just getting your first home insurance or car insurance? Moving out on your own? Need to know just the facts to get yourself covered? Here are some "Insurance 101" basics to help you. Scroll through the most popular insurance categories and find informative articles on affordable health insurance, gap insurance, umbrella insurance, and car insurance to help you understand more about some common insurance coverages and terms you can also learn more about insurance shopping in this article on what makes one insurance company more expensive than another.
Using Your Deductible to Save Money and How It Works
No matter what kind of insurance you have, you have probably heard about a deductible. Here are the basics on what a deductible is, how to save money via your deductible and examples of deductible waivers.
Car Insurance Tips
Auto Insurance 101
Why do you need a five-step guide to auto insurance shopping? Because, if you want to get the best coverage for your buck, shopping smart for your car insurance is the way to do it, and car insurance is one of the top ways to chisel down your insurance budget if you know how to do it right.
Who Are the Best Car Insurance Companies in Your State?
When it comes to car insurance there are a lot of factors to think about. Who did consumer rate the top car insurance providers for Claims, Price, and overall customer satisfaction near you? The results are in on this survey, check it out.
Car Insurance Savings Checklist
Get your automobile insurance policy and compare your savings to see if you are getting all of the discounts you are entitled to. You may also want to check out 10 Things That Can Make the Cost Of Your Car Insurance Renewal Go Up to take control of your insurance costs and keep that premium down.
Minimum Car Insurance Requirements
Just need to know the minimum coverage the law requires? Find your State-by-State Auto Minimum Requirements for liability and property damage and learn how to understand the limits.
Ahhh... that new car feeling. Ouch, that new car is crashed! Thank goodness you bought gap insurance... or did you? Full coverage may not be enough. Find out why gap insurance is usually always needed with a new car purchase.
Homeowners and Renter's Insurance
Home Owners Insurance 101
Owning a home takes a lot of effort and responsibility, but unfortunately, a lot of homeowners are not protecting their home with enough homeowners insurance. Taking the time to understand your homeowner's insurance will get you on the path to making sure your investment is protected. Learn about the average cost of home insurance here.
Renter's Insurance: Why and How Much?
Even if you have no personal property, renter's insurance is still important just for the liability protection it provides. Renters insurance can also help you maintain your independence if you have to live somewhere else because your building has a fire, or rental is uninhabitable after a claim. Find out more about why if you rent, you need renter's insurance.
Condo or Co-op Insurance Basics
Why Every Policyholder Needs Umbrella Insurance
Umbrella insurance is not just for the wealthy. With the common occurrence of lawsuits, learn why umbrella insurance is a must for every home, auto, and watercraft owner.
Legal Protection Insurance
Would your life be different if you had a lawyer? Legal Insurance can provide you with a variety of services so that if you need help understanding a contract, are worried about a dispute, or even need help making sure your rights are respected, for as little as $15-$30 a month, you can obtain legal help. This insurance can not only save you money, but can help make sure you get the money you deserve in a dispute. Find out more here:
- How much does legal insurance cost?
- Who can benefit from legal insurance?
- 23 Situations legal insurance can help with
- List of Insurance Companies That Offer Legal Insurance or Pre-Paid Legal
- How To Choose the Best Legal Insurance Plan
Home and Car Insurance Reasons for Cancelation
Need help understanding how to negotiate with an insurance company to avoid cancelation? How about trying to figure out if it is worth your while to cancel your policy? Sometimes you can save money and gain advantages when you switch to a new insurance company.
- Tips if you're worried about being canceled for non-payment
- What to Do If Your Insurance is Being Canceled After You Didn't Do Repairs
Life Insurance 101
A life insurance policy is so important. Parents and anyone who has someone depending on them should purchase it. Life is so unpredictable and leaving your loved ones to grieve the loss of you on top of no financial support should never be an option.
Term Life Insurance: A Low-Cost Life Insurance OptionNeed life insurance but feel you don't have enough in your budget to pay the premiums? Take a look at the budget friendly option of term life insurance.
Whole Life Insurance ChoicesAre there choices in whole life insurance? Is it a good investment tool? Learn about your choices and investment information here.
Related: Best Whole Life Insurance Policies
Specialty insurance products like wedding insurance may be worth looking into if you plan on getting married and want to protect your investment in your special day. Learn more about Wedding insurance.
Health Care Concepts
- What is medical necessity, how does it affect insurance coverage?
- Wondering what Value-Based Care is all about?
- What about Single Payer Health Insurance, is it a good deal?
- If you wonder what HMO, PPO, and other different kinds of health insurance plan are like, and how they work, here are some health plan basics.
- Medical Debt and ways to deal with medical costs
HSA and FSA Information
Health Savings Accounts or HSA's can give you big tax advantages while helping to cover your medical expenses. FSA's are also an option, learn more about how to use your HSA or FSA, which is better and how they work.
Help! I Need Affordable Health Insurance
The statistics are startling when it comes to the amount of uninsured Americans. But what does one do when they don't have a job and can't get affordable individual or family health insurance? Or, what about all the families that have jobs but still cannot afford the health insurance offered by their employers and can't find an option for affordable health insurance?