Insurance 101 - The Insurance Basics You Need Covered Now

Umbrella Insurance, Gap Insurance and Car Insurance, Plus More

Home insurance - better safe than sorry...
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Just getting your first home and car insurance? Moving out on your own? Need to know just the facts to get yourself covered? Insurance 101 is the place! Scroll through the most popular insurance categories and find informative articles on affordable health insurance, gap insurance, umbrella insurance and car insurance along with the other insurance basics to get you adequately covered now.


Auto Insurance 101
Why do you need a five-step guide to auto insurance shopping? Because, if you want to get the best coverage for your buck, shopping smart for your car insurance is the way to do it, and car insurance is one of the top ways to chisel down your insurance budget if you know how to do it right.

When it comes to auto insurance there are a lot of factors to think about. Who did consumer rate the top car insurance providers for Claims, Price, and overall customer satisfaction near you? The results are in on this survey, check it out.

Auto Savings Checklist
Get your automobile insurance policy and compare your savings with this list to see if you are getting all of the savings you are entitled to, or print it out and use it when getting a new policy. You may also want to check out 10 Things That Can Make the Cost Of Your Car Insurance Renewal Go Up to take control of your insurance costs and keep that premium down.

Minimum Auto Requirements
Just need to know the minimum coverage the law requires? Find your State-by-State Auto Minimum Requirements for liability and property damage and learn how to understand the limits.

Gap Insurance
Ahhh... that new car feeling. Ouch, that new car is crashed! Thank goodness you bought gap insurance... or did you? Full coverage may not be enough. Find out why gap insurance is usually always needed with a new car purchase.


Home Owners Insurance 101
Owning a home takes a lot of effort and responsibility, but unfortunately, a lot of homeowners are not protecting their home with enough homeowners insurance. Taking the time to understand your homeowners insurance will get you on the path to making sure your investment is protected.

Renter's Insurance: Why and How Much?
Even if you have no personal property, renter's insurance is still important just for the liability protection it provides. Find out more here why if you rent you need renter's insurance.

Legal Protection Insurance

Would your life be different if you had a lawyer? Legal Insurance can provide you with a variety of services so that if you need help understanding a contract, are worried about a dispute, or even need help making sure your rights are respected, for as little as $15-$30 a month, you can obtain legal help. This insurance can not only save you money, but can help make sure you get the money you deserve in a dispute. Find out more here:

  • How much does legal insurance cost?
  • Who can benefit from legal insurance?
  • 23 Situations legal insurance can help with
  • List of Insurance Companies That Offer Legal Insurance or Pre-Paid Legal
  • How To Choose the Best Legal Insurance Plan

Home and Car Insurance Reasons of Cancelation

Need help understanding how to negotiate with an insurance company to avoid cancelation? How about trying to figure out if it is worth your while to cancel your policy? Sometimes you can save money and gain advantages when you switch to a new insurance company.


Life Insurance 101
A life insurance policy is so important. Parents and anyone who has someone depending on them should purchase it. Life is so unpredictable and leaving your loved ones to grieve the loss of you on top of no financial support should never be an option.

Term Life Insurance: A Low Cost Life Insurance Option
Need life insurance but feel you don't have enough in your budget to pay the premiums? Take a look at the budget friendly option of term life insurance.

Whole Life Insurance Choices
Are there choices in whole life insurance? Is it a good investment tool? Learn about your choices and investment information here.


Health Insurance 101
There are more choices than ever to find affordable health insurance. One can get their local phone book and search for insurance companies that provide health insurance coverage or one could get online and quickly find web sites that can provide a health insurance quote. But just looking for affordable health insurance coverage can lead to gaps in your health insurance coverage.

Help! I Need Affordable Health Insurance
The statistics are startling when it comes to the amount of uninsured Americans. But what does one do when they don't have a job and can't get affordable individual or family health insurance? Or, what about all the families that have jobs but still cannot afford the health insurance offered by their employers and can't find an option for affordable health insurance?


Why Every Policyholder Needs Umbrella Insurance
Umbrella insurance is not just for the wealthy. With the common occurrence of lawsuits, learn why umbrella insurance is a must for every home, auto, and watercraft owner.