How to Get a Free Credit Score

A Free Credit Score with No Strings Attached

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Free credit scores can be requested online completely free of charge, as long as you know what you're looking for. I've done all the research for you so it will only take a few minutes for you to find you the best and most legitimate places to get your free credit score.

You don't have to worry about being scammed, this article contains legitimate places to get your free credit score, and there's no strings attached in doing so.

Make sure that you follow all the steps and you'll end up with your true free credit score, nothing else required.

In addition to complete reviews of the free credit score websites, I've also provided information so you'll be able to learn the differences in the free credit scores, how the scores are calculated, and what you can do to improve them.

Where to Get a No-Strings Attached Free Credit Score

There are many places that claim to give you a free credit score but it can be a little tricky to find one that doesn't have any strings attached to it. Here are the legitimate websites that will give you completely free credit scores:

Click on any of the above free credit score websites and I'll walk you through the process of getting your free credit score there.

Important: Your free credit score won't tell you everything. Be sure to request a free credit report every year to get a complete picture of what's going on with your finances.

free credit score monitoring service will also help you keep track of changes to your credit report and credit score.

Differences in Free Credit Scores

All credit scores will help you get an overall view of your financial health, especially when you pay attention to credit score changes over a certain period of time.

It's important to realize that the websites above will give you a free credit score, which isn't exactly the same as a FICO score. The term "credit score" can be based on different formulas and number ranges depending on what credit reporting bureau is reporting them. So a FICO score is just one type of credit score. Here's how you can get a free FICO score.

There's a reason why you have different credit scores and it may be possible to find out what credit score your lender is using.

What Your Free Credit Score Tells You

It's important to know what you credit score says about you. This way you can make educated choices about your finances.

Your credit score factors in your payment history, how much debt you owe, length of your credit history, how often you've applied for credit, and how many types of credit you have experience with.

How to Improve Your Credit Score

If you're looking to improve your credit score you'll need to focus on paying your bills on time, staying current on reoccurring payments, paying off debt, and keeping a low balance on credit cards. Here's a complete list of how to improve your credit score.

After you've worked hard to improve your score, you can use the same websites to request your credit score again.