01Look for Experiences Rather Than Things
First, you need to identify the times that you are most happy. It may be when you are lost in a good book, outdoors, or when you spend time with friends.
Then look at your budget and schedule and see how you can fit some of these things into your monthly spend sheet. Bonus points if it's a free activity.
If one of your favorite things is dining out at nice restaurants, try learning to cook those foods. It will save you money, even if you are spending more on ingredients than you normally would.
There are almost always ways that you can cut back in some areas to spend a little more in another especially when it concerns your emotional or mental health.
02Set Goals and Track Your Progress
One of the things that can be discouraging is focusing only on what you do not have, instead of what you do.
Instead of making focusing on the negative, turn it into a positive. Set actionable goals each week to reach your goals. It helps to be able to actually measure your progress. You can create a chart, use a jar to collect cash or find other ways to see how well you are progressing toward reaching your goals.
A budget is a must if you are in a situation where you are struggling to get by or you do not feel like you have enough money. You are never too poor to budget, and it will help you to begin really moving forward on changing your situation. When you budget be sure that you set aside some money each month for fun and for your goals. This will help you be able to stick to your budget and stay motivated.
03Find Like Minded Friends
It helps to have friends that are in a similar situation and working toward similar goals. You can cheer each other on and find inexpensive things to do together. A good support group can help you stay motivated.
If your friends are always complaining because you do not have money or trying to get you to spend more than you can afford, you may want to considering finding a new group of friends with a similar mindset. Remember, a good friend will not put you down because of your current financial situation and will be supportive of your financial goals.
04Gain Some Perspective
It can help to gain some perspective on the situation. Take the time to volunteer at a soup kitchen or food pantry. Volunteering can help take your mind off of your current situation and give you perspective on your current financial situation.
Practicing gratitude is another helpful tool. List the things that you do have each day, as well as several goals you'd like to work toward. Try to do one thing each day or week to move toward your long-term goals.
05Practice Good Self Care
In stressful situations, especially long-term ones, it is important to take care of yourself physically, emotionally and spiritually. This means taking the time to exercise on a regular basis and eating healthy food.
It also means making sure that you have time relax and let out your frustrations with friends. Spiritually can be different for different people. For some people, it is taking the time to meditate each day, for others it may be walking or hiking in the woods or visiting the beach.
If you are taking care of yourself, you will be more motivated to make the changes necessary to improve your financial situation.
Updated by Rachel Morgan Cautero.
How Do I Feel Happy With No Money?
Many people feel that in order to be happy that you need to have certain things. But studies have shown that once you can meet your basic needs, having more money does not bring more happiness.
So what can you do to improve your happiness when you feel like you don't have any money?