How Do Chase Sapphire Reserve Benefits Apply to Authorized Users?

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The Chase Sapphire Reserve is a premium travel credit card with tons of high-end benefits, including a $300 annual travel credit, airport lounge access, rental car elite status, and strong bonus categories for spending. 

Even better, authorized users are able to access a lot of these perks, which can mean big savings. Let’s take a look at the benefits available to Chase Sapphire Reserve authorized users, how to add a new user to your account, and whether it’s worth adding authorized cardholders. 

Chase Sapphire Reserve Benefits for Authorized Users

The Chase Sapphire Reserve offers a lot of perks in exchange for its $550 annual fee. You can also add an authorized user on your Chase Sapphire Reserve account for $75, and they will receive their own card. Fortunately, authorized users also have access to nearly all of the Sapphire Reserve’s benefits. 

Benefit Available for Authorized Users?
$300 annual travel credit Yes, up to $300 between all card users
Priority Pass Select membership Yes
Lyft Pink membership Yes, for one user per Sapphire Reserve account 
DoorDash DashPass membership Yes
DoorDash credits Yes, up to $120 between all card users
3x bonus points on travel and dining  Yes
Ability to redeem points No

$300 Annual Travel Credit

The Chase Sapphire Reserve features a robust $300 statement credit that reimburses you for travel expenses each year. Although your authorized user won’t get their own travel credit, their purchases will qualify toward the $300 maximum for the account. Chase’s definition of travel is fairly broad and includes airlines, hotels, car rentals, toll roads, campgrounds, and more. Through December 2021, it will also reimburse gas station and grocery store purchases.

Priority Pass Select Membership

One of the most valuable benefits of the Chase Sapphire Reserve is a Priority Pass Select membership, which allows you and two guests free access to lounges, restaurants, and cafes in airports around the world. Authorized users receive their own individual Priority Pass membership.

Lyft Pink Membership

Lyft Pink is a paid membership option that offers a 15% discount on rides, three free cancellation fees each month, and priority airport pickups. It costs $199 per year or $19.99 per month, but each Chase Sapphire Reserve account comes with a free 12-month Lyft Pink membership. Either the primary cardholder or an authorized user can activate this benefit, but not both. Memberships must be activated by March 31, 2022.

DoorDash DashPass Membership

DoorDash’s elite DashPass option includes waived delivery fees and reduced service fees for members. The primary cardholder and all authorized users are eligible for their own DashPass memberships valid for 12 months, though you’ll need to activate them by Dec. 31, 2021.

DoorDash Credits

Chase added statement credits for Doordash in 2020, offering cardholders $60 in reimbursed DoorDash transactions in 2020 and another $60 in 2021. Although authorized cardholders aren’t eligible for additional statement credits, any purchases they make are reimbursed up to the $60 account limit.

3x Bonus Points on Travel and Dining

The Chase Sapphire Reserve card allows you to earn points, called Ultimate Rewards, that can be redeemed for a variety of perks. It offers bonus categories in travel and dining worldwide, in which you’ll earn three points per dollar you spend. These points can be redeemed for flights, hotels, gift cards, rental cars, and more. Purchases made by authorized users are eligible for all the same rewards as those made by primary cardholders. 

Ability To Redeem Points

Here’s the one benefit that’s not available to authorized users: the opportunity to redeem points. Only the primary cardholder has access to Ultimate Rewards. They can choose to book products in the authorized user's name, but that user does not get their own account or access.

How Do I Add an Authorized User to My Chase Sapphire Reserve Card?

Adding a Chase Sapphire Reserve authorized user is simple. You’ll simply need to log into your account and select your Reserve card from your list of accounts. You’ll then hit “More,” and “Account services.” Under this tab, you’ll see the option to “Add an authorized user.”

The application page is easy to navigate. You’ll need the authorized user’s name, date of birth, and address. Once you’ve entered all the information, you’ll simply hit “Add authorized user.” That’s it! 

Should I Add an Authorized User?

When does it make sense to add an authorized user to your Chase Sapphire Reserve? Although you’ll pay a fee, adding an authorized user to this premier travel credit card might be worth the cost. This is particularly true because the authorized user gets their own Priority Pass Membership, which allows them to access airport lounges when traveling without the primary cardholder. It may also be a good option for families or people who tend to travel with groups since each Priority Pass membership allows you to bring two guests into an airport lounge for free instead of paying $27 each. Buying a similar membership directly from Priority Pass costs $429 a year.

The Doordash DashPass membership could also be valuable, since the authorized user can order their own food for delivery, such as while they’re at work or traveling. DashPass normally costs $9.99 per month, so this benefit could save them roughly $120 per year.

Adding an authorized user can also help you earn more points, which is especially important when you’re paying this high of an annual fee. Any purchases they make will earn rewards, including in the bonus categories, and help you meet the minimum spending requirements for the sign-up bonus

Finally, adding an authorized user to your account can help them build credit. As you pay your bills on time and keep your account in good standing, their credit will improve. Just be aware that you’re financially responsible for any purchases they make on the account.

Keep in mind that it may not be worth adding an authorized user to your Sapphire Reserve if they won’t use these benefits. If your authorized user only travels and orders food when they’re with you, doesn’t make many purchases, and already has good credit, adding them may not be worth the cost.

Frequently Asked Questions (FAQs)

How long does it take to add an authorized user to a Chase Sapphire Reserve card?

Adding an authorized user is simple following the process above. The new user is added to your account immediately, though your new user will need to wait to receive their new credit card in the mail. 

When should I remove an authorized user?

You’ll want to remove an authorized user from your credit card when you no longer have a relationship with them. That’s because you’re financially responsible for any charges your authorized user makes. You might also want to remove them if they get their own credit card and no longer need to make purchases on the shared account.

Where do I find the authorized users on my Chase Sapphire Rewards card?

You can find all your authorized users by logging into your online Chase account. You can also call Chase and ask for the information if you’re not sure.