Homeowners Insurance Reviews

Frequently Asked Questions

  • What should you look for when buying homeowners insurance?

    When considering any insurance policy, you should look for a financially strong company with good consumer reviews and relatively few complaints. Compare at least a few companies and see if you're eligible for a multi-policy bundling discount from your current auto insurer. You should also know what type of policy you want and how much coverage you need.

  • How much is home insurance?

    The average cost of a standard homeowners insurance policy was $1249 in 2018, according to data released in 2021 from the NAIC. The average price of a renter’s policy was $179. How much you pay will depend on the size, location, and age of your house, plus what type of coverage you get, how much your deductible is, and your insurance credit score.

  • Who is the most reliable home insurance company?

    A reliable home insurance company should be financially stable and there when you need it. Amica Mutual, State Farm, and Erie Insurance are all financially strong insurers that consistently score high in J.D. Power's customer satisfaction and claims services ratings. But which insurer is best for you will depend on your specific policy needs.

  • Who has the cheapest home insurance?

    State Farm and Amica Mutual feature among the most affordable homeowners insurance companies. They have top-tier rankings in J.D. Power's customer satisfaction and claims services ratings and have low NAIC complaint scores. But if you're on the hunt for cheap insurance, make sure you get the coverage you need with a company that will be there when you need it.

  • How can you lower your home insurance premium?

    You can lower your premium by increasing your deductible, bundling your auto and homeowner policies, asking about discounts, making certain home improvements, raising your credit score, and shopping around. Just be sure that any changes you make make sense. If you increase your deductible, for example, be sure you can afford to pay that amount out of pocket.

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