Holly Johnson photo
Credit cards, Travel, Personal finance
Credit Cards Writer
Ball State University


  • ​Nationally recognized expert in personal finance who has written hundreds of articles on credit cards, rewards travel, and family finances
  • Winner of the 2015 Plutus Award for “Best Contributor/Freelancer for Personal Finance”
  • Co-author of the book "Zero Down Your Debt," released in January 2017 (Mango Publishing)
  • Co-owner of popular personal finance website, ClubThrifty.com


Holly D. Johnson is a credit card expert, award-winning writer, and mother of two who is obsessed with credit cards, budgeting, and travel.  In addition to writing for publications such as Business Insider,  U.S. News & World Report Travel, Bankrate, Holly owns Club Thrifty and is the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."


Holly attended Ball State University in Muncie, Indiana.