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Holly D. Johnson
expertise
Credit cards, Travel, Personal finance
currently
Credit Cards Writer
education
Ball State University
Highlights
- Nationally recognized expert in personal finance who has written hundreds of articles on credit cards, rewards travel, and family finances
- Winner of the 2015 Plutus Award for “Best Contributor/Freelancer for Personal Finance”
- Co-author of the book "Zero Down Your Debt," released in January 2017 (Mango Publishing)
- Co-owner of popular personal finance website, ClubThrifty.com
Experience
Holly D. Johnson is a credit card expert, award-winning writer, and mother of two who is obsessed with credit cards, budgeting, and travel. In addition to writing for publications such as Business Insider, U.S. News & World Report Travel, Bankrate, Holly owns Club Thrifty and is the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Education
Holly attended Ball State University in Muncie, Indiana.
Latest From Holly D. Johnson
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![Paying credit card bill]()
Important Credit Card Dates You Should Know About -
![Family loading luggage into car top box before road trip]()
Loan Options Available to Finance Your Traveling -
![A backpacking flyer steps into the crowded terminal confident the perks provided by his airline credit card will see him comfortably to his destination.]()
How to Choose an Airline Credit Card -
![seated young woman holds a credit card in one hand and laptop in other hand]()
How To Keep Your Points and Miles From Expiring -
![Child runs parent's credit card at grocery store]()
Everyday Expenses To Help You Earn More Credit Card Points -
![A woman looks at her credit card.]()
Pros and Cons of Cash-Back Credit Cards -
![Woman with credit card using contactless payment, paying attendant on passenger train.]()
How To Compare Travel Credit Cards -
![Two people smile while at the gas pump]()
What You Should Know About Gas Credit Cards -
![man uses credit card with laptop on sofa]()
Capital One Purchase Eraser -
![In this overhead photograph a man and a woman dressed in robes sit atop a hotel bed and enjoy a continental breakfast of pastries, coffee, and fruit juice.]()
What You Should Know About Hotel Credit Cards -
![Senior couple planning round the world adventure]()
Why More Seniors Should Get Into the Travel Rewards Game -
![Travellers getting their boarding passes at airline check-in counter.]()
These Airline Partnerships Help You Get More From Your Miles -
![A man in a holds up his palm to reject an offer of cash with a contract and pen laying on the table in front of him.]()
What To Do If You’re Rejected for a Balance Transfer -
![Woman using iPad while holding credit card]()
11 Credit Card Perks You Might Be Missing out On -
![Young woman sets up a credit-card payment deferment.]()
Credit Card Deferment vs. Credit Card Forbearance -
![Woman relaxing on the deck of a cruise ship]()
Best (and Worst) Ways to Use Credit Card Points to Cover a Cruise
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