Holly Johnson photo
Holly D. Johnson—The Balance
Credit cards, Travel, Personal finance
Credit Cards Writer
Ball State University

​• Nationally recognized expert in online personal finance writing
• Leading voice on frugality, family finance, credit, and credit card rewards
• 2015 Plutus Award for “Best Contributor/Freelancer for Personal Finance”
• Co-author of book Zero Down Your Debt, released in January 2017 (Mango Publishing)
• Co-owner of popular personal finance website, ClubThrifty.com


Holly D. Johnson is a credit card expert, award-winning writer, and mother of two who is obsessed with frugality, budgeting, and travel.  In addition to serving as contributing editor for The Simple Dollar and writing for publications such as Business Insider,  U.S. News and World Report Travel, and Travel Pulse, Johnson owns Club Thrifty and is the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."