Free Printable Bill Calendar Templates
Remembering to pay your bills each month isn't always easy, especially when your bills are due on different days of the month. You can easily remember if you have a system for noting the bills that need to be paid and whether you've paid them.
A bill payment checklist makes it easy to track your bill payment every month. Print the checklist and keep it handy so you can easily refer to it when you pay bills each month. For example, you might keep it with your checkbook, in a life planner or a home organization binder.
Of course, this example checklist is just a guideline or a simple template. You could easily create your own on an Excel spreadsheet. Hint: you'll find lots more downloadable checklists on Pinterest.
It may help to have the entire year laid out. This printable yearly bill checklist form that will allow you to see the year at a glance and should be an important reference point as you build and adjust your yearly budgeting. It includes space for the bill name, the date due, and whether or not you are on auto-pay.
Hint: A home management binder or notebook is a great way to keep track of everything you need to keep home and family life running smoothly. The bill checklist is an important component.
Bills are, of course, just one aspect of your household budget. It is important to understand all the other aspects also. This gives you the ability to successfully manage your family finances.
Kiplinger has an excellent monthly or yearly Household Budget Worksheet that functions either as an online, interactive worksheet, or it can be downloaded. First, you enter your projected incomes and expenses, and then you enter the actual incomes and expenses to arrive at the total income and total expenses, and whether the balance is in your favor. It's an important tool in helping you to achieve your income, spending and savings goals.
This worksheet considers the following, and it's easy to customize—to add or delete rows:
- Family Income
- Loans and debt (mortgage, credit cards, etc.)
- Utilities (gas or oil, electricity, water and sewer, phone and cell service, etc.)
- Insurance and their premiums
- Savings and investments (including college, retirement, and your emergency fund)
- Miscellaneous expenses (including groceries, child care, vacation, entertainment, clothes, gas, commuting, auto maintenance, medical out-of-pocket, charity, etc.)
We've suggested a checklist template for home maintenance, but the real value to you is making this list complete so you can protect what is probably your most important asset—your home. The template has some ideas, and here is an outline of important tasks you may not want to overlook.
- Inspect and possibly change out HVAC filters.
- Clean kitchen sink disposal.
- Clean range hood filters.
- Inspect your fire extinguisher(s).
- Test smoke/carbon dioxide detectors.
- Test garage door auto-reverse feature.
- Run water and flush toilets in unused spaces.
- Check water softener, add salt if needed.
- Test your water heater’s pressure relief valve.
- Give your house a deep clean.
- Replace batteries in smoke/carbon dioxide detectors.
- Vacuum your refrigerator coils.
Spring (time for "spring cleaning"!):
- Check the exterior drainage.
- Clean out gutters.
- Inspect the exterior of your home.
- Get your air conditioning system ready for summer; consider having it serviced.
- Repair/replace damaged window screens.
- Clear dead plants/shrubs from the house.
- Check trees for interference with electric lines.
- Inspect roofing for damage, leaks, etc.
Summer (a great time to focus on the exterior of your home):
- Check grout in bathrooms, kitchen, etc. and repair as needed.
- Inspect plumbing for leaks, clean aerators on faucets.
- Clean and repair deck/patio as needed.
- Clean out window wells of debris.
- Check and clean dryer vent, other exhaust vents to the exterior of the home.
- Clean garage.
Fall (time to finish up any summer home maintenance tasks and get your home ready for winter):
- Flush hot water heater and remove sediment.
- Winterize air conditioning systems.
- Get heating system ready for winter.
- Turn off and flush outdoor water faucets.
- Get chimney cleaned, if you have one.
- Test sump pump.
- Check driveway/pavement for cracks.
- Buy winter gear.
Winter (time to take care of the interior of your home; you may want to add to this list tasks such as painting, building shelves, etc):
- Regularly check for ice dams and icicles.
- Test your electricity to the extent that you can.
- Tighten any handles, knobs, racks, etc.
- Check all locks and deadbolts on your doors and windows.
- Check caulk around showers and bathtubs; repair as needed.
- Remove showerheads and clean sediment.
- Inspect and deep clean the basement.