Emergency Roadside Services Common Coverages

Roadside mechanic repairing flat tire
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Most everyone loves getting out for a road trip. Once the family, and/or friends are in the car and everyone is ready to go, it is a great feeling. As the driving continues, all everyone can think about is what snacks there are to eat and the destination. Then, a big thud... bump, bump, bump. The tire blew. Panic sets in to get off the road and out of traffic. Once the car is off the road and out of the way of danger a sigh of relief is heard and everyone, momentarily, feels safe again.

Who Knows How to Change a Flat?

That safe moment does not last long when everyone needs to determine what to do next. The driver asks if anyone knows how to replace a flat tire? Yes, there is someone who knows! Thank goodness for having smart friends! They go out to start the repair. As they are searching for the tire jack, it dawns on the driver that he never put the jack back in the car after letting a neighbor borrow it. So, they now realize they need to call someone for help.

Find a Repairman at 1a.m.?

They are too far out for a family member to come so they have to call a local mechanic's shop. Well, that sounds easy enough but it is 1:00a.m. in the morning. They frantically search their phones for companies that may be able to help. They start calling. Getting the response they fearfully expected, no answer the other end, they now start to really panic.

This Could Happen to Anyone, but Does Not Have to End the Same Way

Getting a flat tire in the middle of the night on a long road trip could easily happen to anyone.

But, if the driver would have decided to purchase roadside assistance from their insurance company or another available source, the outcome would have been much more pleasant and safer.

Let's take an in-depth look at the most common emergency roadside assistance coverages available:

Flat Tire Change:

Got a flat?

All the customer has to do is call the 24/7 toll free number and the emergency roadside assistance customer service representative will send out someone to do the tire change on the scene.

Emergency Towing:

If that flat can't be fixed on the scene or if a different mechanical issue arises and the vehicle needs to be towed to a garage, that is covered too.

Drained Battery and Lost Keys:

The lights were left on and now the battery is drained and the car won't start. The emergency roadside service will come out and take care of that too. Also, if the keys are lost or locked in the car, the emergency roadside assistance company will send out a locksmith to get into the vehicle or will have new keys made.

Ran out of Gas?

Yes, the emergency roadside assistance will send out someone with gas to get the driver back on the road again.

*An Important Tip When Shopping for an Emergency Roadside Assistance Company:

Many emergency roadside assistance companies offer most services fee free at the time of service. This means for example, if a repairman that is sent by the roadside service company has to come out to change a flat tire or help with another covered repair, there is no cost at the time of service.

After the repair the customer just signs a form and they are back on the road. So, if one does not want to have to pay any fees out of pocket for the roadside assistance, they will want to make sure they choose a company that does not charge any fees or deductibles at the time of service.