Dying Without a Will in Colorado
It comes down to the state's intestacy succession laws
All states have succession laws on their books. Many are similar, but each can vary in subtle ways. The intestate succession in Colorado depends on who is still living when the decedent dies.
When the Decedent Is Survived by a Spouse
When the decedent is survived by a spouse but no children or parents, the surviving spouse inherits the entire probate estate. The same applies when the decedent is survived by a spouse and children, but only if all of the children are also the children of the surviving spouse.
The surviving spouse inherits the first $225,000 of the probate estate plus 50% of the balance of the estate if she has children that are not also the children of the deceased. The decedent's children would inherit the remainder of the estate per stirpes, a legal term that means each will receive an equal share of that portion of the estate.
The surviving spouse's share reduces to $150,000 and 50% of the balance of the estate if she survives the deceased and the deceased had adult children who were not also her children. The deceased's children would share the balance of the estate per stirpes.
If at least one of the children is a minor and that child is the descendant of the deceased but not of the surviving spouse, the estate is split equally between the surviving spouse and the deceased's children.
The surviving spouse inherits the first $300,000 of the probate estate and 75% of the balance of the estate when the deceased is survived by both a spouse and parents. The parents receive the remaining 25% equally. If there is only one surviving parent, that parent would solely inherit the remaining 25%.
When There's No Surviving Spouse
When the deceased is survived by descendants but no spouse, her descendants inherit the entire probate estate per stirpes. Descendants include children, grandchildren, great-grandchildren, and their offspring. They "descend" from the deceased.
When the deceased is survived by a parent or parents but no spouse or descendants, his parents inherit the probate estate in equal shares if both are living. Otherwise, the entire probate estate would go to the only surviving parent.
When There's No Spouse, Descendants, or Parents
What happens under the Colorado intestacy laws in the rare case that the deceased is not survived by a spouse, any descendants, or parents? His siblings and their descendants are next in line.
His brothers and sisters would inherit the entire estate per stirpes unless one or more of them is also deceased. In this case, their shares would pass to their children per stirpes.
Finally, if the deceased leaves no family members at all, the entire probate estate will escheat to the State of Colorado. In other words, it goes to the state more or less by default.
What Will You Inherit From a Colorado Intestate Estate?
Even if you determine that you're entitled to an intestate share of your relative's estate according to Colorado's intestacy laws, you still might not inherit anything.
If your relative left only non-probate property—assets that pass directly to a survivor by contract, beneficiary, or operation of law—there would be nothing to distribute to his intestate heirs.
These assets can include insurance policies and retirement accounts with named beneficiaries or property held with rights of survivorship. They transfer directly to the deceased's co-owner or named beneficiary without the necessity of probate.
If your relative died owing debts that exceed the value of his probate estate, there would be nothing to distribute to heirs. The estate would be insolvent and his creditors would receive everything, leaving nothing for heirs.
If you're not sure about your legal rights as an intestate heir in Colorado, consult with a probate attorney to be sure.
The information contained in this article is not tax or legal advice and is not a substitute for such advice. State and federal laws change frequently, and the information in this article may not reflect your own state’s laws or the most recent changes to the law. For current tax or legal advice, please consult with an accountant or an attorney.