Dairyland Insurance Company Review

Blurred Motion of Person Riding Motorcycle on Road. Getty Images/Robbert Frie / EyeEm

Company Overview

Dairyland Insurance provides non-standard auto insurance  and motorcycle insurance to residents of 42 states. It is a subsidiary company of Sentry Insurance, which is a national insurance company providing personal and business insurance products throughout the United States. Sentry Insurance is headquartered in Stevens Point, Wisconsin.

Dairyland Insurance is a partner company with insurance comparison website, Compare.com.

Dairyland Cycle sponsors several motorcycle events and racing teams including the American Motorcyclist Association (AMA) Superbike Road Racing Series and Road America AMA.

Financial Stability and Customer Service Ratings

A.M. Best  insurance rating organization has given the parent company of Dairyland, Sentry Insurance, its “A+” rating. Sentry Insurance also has an “A+” rating with the Better Business Bureau  although it lacks BBB accreditation.

Dairyland’s Auto Insurance Policy

The auto insurance policy through Dairyland Insurance offers bodily injury liability, property damage liability, uninsured motorist, medical payments, personal injury protection, collision, and comprehensive. Coverage options will vary depending on your state of residence.

SR-22 insurance is available for high-risk drivers who have DUI’s, multiple driving violations and multiple accidents and who need a financial responsibility filing with their state’s Department of Insurance.

Non-owner car insurance is also available for those who regularly drive a vehicle they do not own. SR22 documentation can also be obtained on a non-owner policy and this may be a less expensive option than a regular auto insurance policy for those required to obtain the SR22 filing.

Discounts available for Dairyland’s auto insurance policy include: multi-car discount, advanced quote discount, transfer discount payment frequency discount, defensive driving discount, anti-theft discount and homeowners discount.

Dairyland’s Motorcycle Insurance Policy

You can purchase a motorcycle policy for Dairyland Insurance for all types of motorcycles including Harley-Davidson, Honda, Suzuki, Yamaha, Kawasaki and other popular brands as well as mopeds and scooters.  The motorcycle policy offers coverage for accessories, collision coverage, comprehensive, custom motorcycle coverage, trike coverage, vintage motorcycle coverage, actual agreed value option along with the standard coverage options of bodily injury liability, trip interruption coverage, uninsured motorist bodily injury and property damage.

Discounts are available for multiple motorcycles, home ownership, motorcycle safety course completion and rider groups membership. Another great perk is a rider’s group discount to members of BikeBandit.com’s Bandit Buck Rewards program which offers a 10% discount to members who have a policy or have obtained a quote through Dairyland Cycle.  The physical damage plus option allows you to have your bike repaired with original equipment manufacturer parts.

Pros and Cons

For insurance customers who are considered high-risk drivers or need a SR-22 financial responsibility filing with their state’s Department of Insurance, Dairyland provides motorcycle and auto insurance with flexible payment options.

Dairyland accepts drivers who may not be able to obtain coverage through a standard carrier. Low-down payment options are attractive to customers and prior insurance is not a requirement for coverage. Claims services are available 24/7 by telephone.

While the rates will likely not be the cheapest, the coverage is good and Dairyland is backed by the excellent financial stability of its parent company, Sentry Insurance. For a non-standard carrier, Dairyland does offer a good number of discount options to help you save on your insurance premium. Bi-lingual customer service support is available to policy holders.

There have been some complaints online regarding customer service issues. Policy coverage options, benefits and discounts may not be available in all states. There is no online claims reporting available.

 Contact Information

To get a quote for auto or motorcycle insurance or learn more about the insurance products available, you can visit the Dairyland Insurance website or call 800-334-0090.