Basics of is an online service offering access to your credit reports and scores. You may find free trial offers at, and you may also sign up for ongoing paid programs. Let’s take a quick look at and what you get.

Credit Information

The main offering from is information about your credit. You can get credit reports, scores, and monitoring services.

You can order credit reports from all 3 of the major credit bureaus. It is unclear what type of credit score you get from - whether it’s a FICO credit score or another also offers credit monitoring. When your credit reports change, can email an alert to you. If you’re particularly worried about identity theft, this may come in handy. They’ll also alert you if your credit score changes substantially. Free Offers may run free trial offers. Generally, you enjoy their services without charge for a limited time (from 7 to 60 days, for example). After that time, you must cancel your subscription if you don’t want to continue paying. In 2009, the subscription cost was $14.95 per month.

To sign up for trial offers at, you must provide a credit card number.

To their credit, discloses on the homepage that the site is not part of the government mandated program providing free annual credit reports to all consumers.

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