Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW)

Car Accident with Injuries
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Collision damage waiver, also known as loss damage waiver, is technically not an insurance coverage, it's a waiver of responsibility. By purchasing CDW, you will be not be held accountable for any loss or damage to the rental car. This can be very helpful if you find yourself in an accident while driving a rental car.

Some fine print does exist on a CDW. It commonly states if you violate the rental agreement in any way the purchased waiver will not apply.

Know the rules of your car rental agreement, and follow them to the T.

The Best Car Rental Coverage Available

In comparison to any other coverage available to cover physical damage, a CDW is the best. Insurance through you insurance carrier will require a deductible. Any coverage from any source will most likely still leave you responsible for rent the days the rental car is being repaired. The cost can add up very quickly.

Pay now or pay later. It is a gamble either way. If you are looking for 100% protection, you will need to purchase a collision damage waiver.

Examples: While on vacation, John hit a guard rail and put a large dent in the passenger side door. John will not have to worry about a deductible or paying for repairs because he purchased the collision damage waiver. The collision damage waiver will pay for the repairs in their entirety.

Help With Other Car Rental Coverage


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