Classic Collectors Insurance by Infinity Review

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Company Overview

An auto policy isn’t one size fits all and this is especially true when it comes to classic auto insurance. Antique and classic automobiles are often used and stored differently than a regular-use auto. These unique needs demand a specialized policy for collectible vehicles. Classic Collectors Insurance by Infinity has been offering insurance for collectible vehicles for more than 20 years.

Originally, a subsidiary of Great American Insurance, the company joined forces with Infinity Insurance in 2005.

 The company is headquartered in Alpharetta, GA with approximately 100 employees. The senior product manager is Terry McMahan and the customer service manager is Joy Lietch. The parent company, Infinity Property and Casualty Corporation, is a non-standard auto insurance carrier licensed in all 50 states and marketing its insurance products in Arizona, California, Florida, Texas, Georgia, Nevada and Pennsylvania.  Classic Collectors Insurance has over $1.2 billion in premium written in 42 states.

Financial Strength and Customer Service Ratings

The parent company of Classic Collectors Insurance, Infinity, has very good financial strength ratings from these top insurance rating organizations:

Classic Collectors Insurance by Infinity has been a Better Business Bureau accredited business since 2012 and has an “A+” rating.

Eligibility Requirements

Cars eligible for coverage must not be less than $5,000 for non-modified vehicles and $10,000 for modified and exotic vehicles. An appraisal may be required for a vehicle with a value over $50,000. These types of vehicles are eligible for coverage under the Classic Collectors Insurance policy:

  • Antiques
  • Modern Classics
  • Exotics
  • Street Roads & Modifieds
  • Special Interest
  • Kit Cars & Replicars

Ineligible vehicles include those with inoperable chassis or interiors; weathered, wrecked or stripped chassis or interiors; stripped or useful only for parts; or vehicles with prior damage. There are also some restrictions on vehicle usage. Vehicles should not be used as a regular or commercial use vehicle, to commute to school or work, for competitive sporting events or as a substitute regular use vehicle or backup transportation.

Policy Plan Options

  • Unlimited Mileage Plan: No mileage restrictions, subject to normal usage guidelines.
  • 6,000 Mile Plan: Less expensive than the unlimited mileage program, allows 500 miles per month and 6,000 miles annually.
  • 1,200 Mile Plan: Less expensive than unlimited mileage plan with allowance of up to 1,200 miles annually.
  • Exotics and Kits:  Variable plan options are 1,000, 3,000 and 5,000 miles.

Features

  • Agreed Value Coverage
  • Drive-to-Work Coverage
  • Choose Your Own Repair Shop
  • Newly Acquired Vehicle Coverage
  • Spare Parts Coverage
  • Trip Continuation Coverage
  • Full Glass Coverage
  • Emergency Roadside Assistance
  • Discounts and Driver Club Program

The Bottom Line

Classic Car Insurance by Infinity advertises cheap rates on classic car insurance, fast quotes and a number of discounts that can save you up to 15% on your policy premium.

 The parent company, Infinity, has very good financial stability ratings. While Infinity does not have the best customer service ratings with the Better Business Bureau, Classic Car Insurance by Infinity has an “A+” rating with the BBB. The policy has several different plan options to fit the unique ways you use your classic vehicle and offers emergency roadside assistance. It is a good option to consider if you are shopping around for the best value on an insurance policy for classic auto insurance.

Contact Information

You can visit the Classic Collectors Insurance website to get a quote, find an agent or learn more about the classic auto insurance options available. For customer service, call 1-800-252-5233.