Chrysler Mastercard Review

A Card for Car Buyers

Chrysler MasterCard


Chrysler offers a credit card called the FCA DrivePlus Mastercard, which allows you to redeem points for parts, service, or a new Chrysler, Jeep, Fiat, Ram, or Dodge vehicle. If you're looking to purchase a new car, the FCA Mastercard might help you save money on the purchase price.

Chrysler Mastercard Details

Sign-up Bonus $100 statement credit if you spend $100 on Chrysler products in your first month; $1,000 towards a new car if you spend $7,500 in your first year
Rewards Rate 1%-5%
Intro Purchase APR 0% for six months
Ongoing APR  16.24%-27.24%, based on your creditworthiness
Balance Transfer APR 16.24%-27.24%, based on your creditworthiness
Balance Transfer Fee Either $10 or 5% of the amount of each transfer
Late payment fee Up to $39
Foreign Transaction Fee 3% of each transaction in U.S. dollars
This card has no annual fee or recommended credit score

Pros & Cons of Chrysler Mastercard

What We Like

  • 5% cash back on Chrysler dealership purchases

  • Points double when redeemed at dealership

  • No points limit

What We Don't Like

  • Points expire

  • Low sign-up bonus, unless you buy a car

Chrysler Mastercard Sign-up Bonus

New cardholders get a $100 statement credit if they spend $100 within the first billing cycle. The spending hurdle is relatively low, but so is the credit. However, if you spend $7,500 within the first year, you get a $1,000 credit towards the purchase of a new vehicle.

Earning Points & Rewards

With this loyalty rewards credit card, you earn five points per dollar on qualifying purchases made at FCA dealerships, including a new vehicle purchase or lease, parts, repairs, accessories, and maintenance. You also earn two points per dollar on qualifying travel or gas purchases and one point per dollar on all another spending.

There's no limit on the number of points you can earn, and points expire on a first-in, first-out basis after seven years.

Redeeming Rewards

You can use your points to buy tires, get discounts on service and parts, and oil changes at FCA dealerships, or to purchase or lease a new Chrysler, Dodge, Ram, Jeep, or Fiat vehicle (at participating dealerships, only some models apply). You can also redeem them for many other rewards, including donations to charity, gift cards, or cash back.

Points double when redeemed at a dealership on things like new tires, oil changes, and maintenance.

Chrysler Mastercard Additional Fees

Returned Payment Fee Up to $35
Cash Advance APR 27.49%
Cash Advance Fee Either $15 or 5% of the amount of each cash advance
This card has no penalty APR or overlimit fee

Is This Card Right For You?

The Chrysler Masterdard was designed for Chrysler, Jeep, Fiat, Ram, and Dodge customers who want to earn credit card rewards toward future dealership purchases.

If you're looking to buy a Chrysler, Jeep, Fiat, Ram, or Dodge vehicle soon, and want to earn rewards toward your next car, check with the dealership to see if you can use DrivePlus Mastercard to pay for a portion of it. If you qualify, you may be able to save a fair amount of money off the purchase price. 

The card that's right for you may depend more so on what car you'd like to buy and the offers from that manufacturer.

Next Steps

If you want to apply for this card, go to the DrivePlus Card website.