Christy Rakoczy

Christy Rakoczy

Student Loans, Budgeting, Financial Planning, Personal Loans
Freelance writer
UCLA School of Law, University of Rochester


  • Has over 12 years of experience writing thousands of articles about loans, budgeting, financial planning, and more
  • Work has appeared on Credit Karma, LendEDU, Nasdaq, LendingTree, The Motley Fool, and more
  • Earned her JD at UCLA School of Law


Christy Rakoczy has over 12 years of experience as a personal finance writer covering student and personal loans, budgeting, financial planning, and more. She has been published by well-known finance sites including Nasdaq, LendingTree, LendEDU, Credit Karma, The Motley Fool, USA Today, and more. Christy has researched and written thousands of articles during her career.

Christy began her online writing career focusing on legal subjects after earning her law degree from UCLA. However, she quickly transitioned into the personal finance sphere, writing for Money Crashers, Money Talks News, Mic, and Student Loan Hero. She has been writing for The Balance since January of 2020. 

She has also worked as an adjunct professor teaching both English classes as well as paralegal studies. And in addition to writing for the web, she has served as a subject matter expert overseeing the development of online courses on a variety of finance and business-related topics. 

While she grew up in New York, she now splits her time between Pennsylvania and Florida. She and her husband have one son, as well as two very loud dogs.


Christy has a JD degree from the University of California (UCLA) School of Law and a bachelor's in English, media, and communications from the University of Rochester. She also has a certificate in business management.