Car Insurance Reviews

All drivers need car insurance, and there are dozens of insurance companies to choose from. We’ve reviewed the top insurers in the country, providing details on what they cover, what they don’t, and why you should (or shouldn’t) consider getting a policy with them.

Frequently Asked Questions

  • How much is car insurance?

    The cost of insurance depends on a number of factors, including how good your driving record is, how old you are, your gender, and where you live; plus your occupation, marital status, and credit score. The most recent data available estimates the average annual premium to be $1,056. But the premium you pay will be influenced by the factors above plus how much coverage you need.

  • How do I find the best car insurance?

    To find the best car insurance, it's crucial to compare quotes from multiple companies and to check out their ratings, reviews, and complaints. Research insurers at ratings agencies like J.D. Power and use the NAIC's Consumer Insurance Search tool. Importantly, you should have coverage that addresses your needs with an insurer that's easy to work with all at a cost you can afford.

  • How do I get car insurance?

    You can get car insurance through an agent or a broker, or directly with the company. But in all cases, you'll need a few items to get an accurate quote, including your vehicle's information, your personal information and driver's license, and the declaration page from your current insurance company. You should also know how much and what types of coverage you need and your desired deductible.

  • How do I switch my car insurance company?

    Switching your car insurance company is usually a matter of contacting your current insurer for the proper way to cancel and securing new coverage. But watch out for early cancellation penalties and have your new coverage in place first. Also, be aware of any coverages or discounts you're giving up in the process.

  • How do I lower my car insurance rate?

    In addition to getting quotes from other insurers, check for available car insurance discounts like bundling multiple policies and good driver incentives. Also, consider increasing your deductible, paying your premium in full, and letting your insurer know if you're driving less. For lower rates long-term, practice safe driving habits and improve your credit score.

  • What is a deductible in car insurance?

    A deductible is the amount you pay out of pocket for covered claims. For example, say you have a $250 deductible for windshield-related claims and your windshield needs to be replaced to the tune of $400. You would be required to pay $250 toward the repair and your insurance company would cover the rest. If, on the other hand, your deductible is $500, you'd be responsible for the entire cost.

Key Terms

Erie Insurance
Erie Car Insurance Review
The Hartford
The Hartford Car Insurance Review
Travelers logo
Travelers Car Insurance Review
Heavy elephant driving pink convertible car
Elephant Auto Insurance Review
GEICO Car Insurance Review
Logo for The General car insurance
The General Auto Insurance Review
Man uncovering vintage car in garage
Grundy Worldwide Collector Vehicle Insurance Is Great for Car Buffs
Hagerty Classic Car Insurance Review
Teen boy in driver seat with dad in passenger seat rubbing son's head
Best Car Insurance for Teens and College Students of 2022
Couple driving convertible through remote area
Pros and Cons of Ameriprise Auto Insurance
Progressive Snapshot Review
RV Insurance
The 7 Best RV Insurance Companies of 2022
Good2Go Auto Insurance Comparison Website
Allstate Drivewise: What You Need To Know
Girl wearing a backpack and getting out of her car to attend college
Best Car Insurance for College Students
State Farm Insurance
Insurance Review: Is State Farm a Good Auto Insurance Company for You?
Nationwide SmartRide Program Review
Review of Titan Auto Insurance
Review of Allstate insurance are you in good hands
Find Out About Allstate Insurance Ratings Across Multiple Categories
Car insurance application form with toy car, calculator and pen
The 6 Best Temporary Car Insurance Providers for 2022
Antique 1960 CORVETTE
Best Places to Buy Antique Auto Insurance
The winding Route 97, outside of Port Jervis, NY, late afternoon in Summer just before a storm, with an approaching car with its headlights on.
The 7 Best Usage-Based Insurance Options of 2022
Two women in military uniforms laugh in the front seat of a car
Best Car Insurance for Military Members in 2022
A person in a plaid shirt sits at a desk with a laptop, making notes in a notebook
Save Money With This Complete List of Car Insurance Discounts
Liberty Mutual Insurance logo on a stylized green and pink background
Liberty Mutual Car Insurance Review
Nationwide insurance logo, a blue N with an eagle flying in front of it, and the word "Nationwide"
Nationwide Car Insurance Review
Root Car Insurance
Root Car Insurance Review
Allstate written in blue text with its logo on a speckled background
Allstate Car Insurance Review
State Farm logo on a stylized graphic background with pink and orange triangles
State Farm Car Insurance Review
USAA Logo Recirc
USAA Car Insurance Review
Progressive recirc logo
Progressive Car Insurance Review
Mercury Insurance name and logo on a stylized background
Mercury Car Insurance Review