The BP Visa Credit Card Rewards by Synchrony Bank
The BP Visa Card by Synchrony Bank is a generous cash-back credit card for gasoline. For every $100 spent with the BP Visa Credit Card or BP Credit Card, cardholders will earn 25 cents off per gallon. Rewards are earned and redeemed otherwise in one cent increments. This offer is available for the first 90 days that the account is open, excluding non-BP gas stations. After 90 days of the account opening, additional rewards can be earned everywhere that Visa credit cards are accepted, with the same exception of non-BP gas stations.
BP Visa Credit Card Rewards
Cardholders will enjoy 15 cents off per gallon for every $100 spent on eligible groceries, dining, and travel items. Five cents will also be taken off per gallon for every $100 spent everywhere that Visa credit cards are accepted, for items outside of groceries, dining, and travel. This also excludes non-BP gas stations.
Additional benefits of the card are as follows:
- No annual fee.
- Redeem earned rewards at the pump.
- $0 Fraud Liability.
- ATM Cash Access.
BP Credit Card Rewards and More
The only difference with the BP Credit Card Rewards is that members will earn 10 cents off per gallon for every $100 spent at BP. Both cards offer the same savings and flexibility otherwise.
The Variable Purchase APR is 27.99%, as of July 2017. There is also a minimum interest charge of $2.00. The APR is subject to vary along with the market based on the Prime Rate available. These rewards and benefits are subject to credit approval, and all transaction fees apply.
Cardholder members are encouraged to review all Terms and Conditions for additional information and details.
More Ways to Save
There are additional ways to get rewards. Drivers can join the Driver Rewards program for free, which allows them to easily save and earn 10 cents off per gallon for every $100 spent.
Gift cards are also available and can be provided for any event. They are redeemable for purchases like fuel or food at nearly 7,000 locations across the U.S., and the cards do not expire.
There are also BP Fleet Cards for your business which can provide up to 15 percent in savings. On average, fleets that utilize a managed fuel program have seen these savings of up to 15% on their overall fuel management costs compared to other fleets that don't. This data is supported by a recent Fleet Financials survey. Points are tracked through your personalized account, which shows how many fuel points are accumulated, redeemed, earned, and more. There are also additional benefits provided including detailed cost analysis, online tools, rebates, and more.
How to Apply
Those interested in the BP credit card can apply at a local BP station or fill out an online application. Applications submitted online receive an immediate decision. Those applying through the mail will take 7-10 business days for processing and to receive the card.