Who is This Credit Card Best For?
Flies regularly and likes finding ways to score even more travel—for free
Diligently searches for the best products and delights in a good bargain
Loves to explore places and experience new things
Frequently shops with a particular merchant and wants to be rewarded for their loyalty
Since other Delta cards in the American Express suite charge an annual fee, the Blue Delta SkyMiles Credit Card is a worthwhile alternative for Delta flyers with good to excellent credit who want to keep their costs down and don’t need a lot of travel perks.
No annual fee
Wimpy welcome offer
Few travel perks
- No annual fee: The Blue Delta SkyMiles Credit Card doesn’t charge an annual fee, which sets it apart from other Delta cards in the American Express suite and many competitors.
- Restaurant miles: You’ll earn 2 miles for each $1 you spend on dining out at U.S. restaurants, in addition to Delta purchases. Some travel rewards cards offer bonuses on this category, but it’s not that common. This can be a great way to rack up miles if you don’t fly that frequently and tend to eat out a lot.
- Wimpy welcome offer: While the spending requirement is easy to achieve, 10,000 miles is low for a new cardmember bonus, and you’ll be lucky if it’s enough for a one-way flight on Delta or one of its partners.
- Few travel perks: Like most airline cards with no annual fee, this one is pretty bare bones. If you want benefits like free checked bags and priority boarding, a higher-tiered Delta card may be a better option, even with an annual fee.
Blue Delta SkyMiles Credit Card Welcome Offer
If you spend $500 on your card within your first three months, you’ll earn 10,000 bonus miles worth about $160 if redeemed for flights, according to our latest analysis of reward values. This is in line with other entry-level airline cards, though the spending requirement is lower than some, making it quite attainable. Still, if you're hoping to earn a domestic roundtrip reward flight right out of the gate, you may be better off with a higher-tiered Delta SkyMiles card offering 30,000 to 40,000 bonus miles.
Earning Points & Rewards
The Blue Delta SkyMiles Credit Card has a simple earning proposition. Once you sign up, you’ll earn 2 miles per $1 spent with Delta (flights or other purchases,) and at U.S. restaurants. The base rate of 1 mile per $1 spent applies to everything else you buy. There are no limits on how many miles you can earn and the miles never expire.
While miles can only be earned on Delta flights, they can be redeemed with Delta and more than 15 partner airlines, including Air France, Virgin Atlantic, and Hawaiian Airlines.
On average, we found the miles earned with this card to be worth 1.60 cents each when redeemed for flights. By comparison, miles earned on American Airlines cards are worth 2.10 cents each, and on United Airlines cards, 2.16 cents each.
There are no blackout dates on Delta flights, but its partner airlines may block peak travel dates.
One drawback for Delta flights is the lack of transparency. Since Delta no longer publishes an award chart, it’s hard to know exactly how many miles you’ll need for the flight you want, and the numbers change with seemingly little rhyme or reason. Domestic flights usually start at around 20,000 miles round-trip in economy, while international round-trip fares may require 40,000 to 60,000 miles or more.
In addition to flights, these are some of the other ways you can redeem your miles:
- Seat upgrades
- Private jet travel with Delta jets
- Delta vacation packages
- Delta gift cards
- Shopping in the Delta SkyMiles marketplace
How to Get the Most Out of This Card
Make sure you spend the required amount to get the welcome offer, and the sooner, the better. Miles take eight to 12 weeks to post to your account after you reach the threshold. Keep your card handy whenever you dine out to maximize your rewards earning. Also, to find the best deals, check the Delta SkyMiles Deals page regularly. While the offers change all the time, you may be able to find round-trip domestic flights for as little as 11,000 miles if you are flexible on dates.
Delta and American Express are relaunching their entire suite of SkyMiles cards, effective Jan. 30, 2020. Among the noteworthy changes: This card will pay bonus miles on restaurants outside the U.S., and cardholders will no longer have to pay a fee on foreign transactions.
Blue Delta SkyMiles Credit Card’s Excellent Perks
Unlike many travel rewards cards, the Blue Delta SkyMiles Credit Card doesn’t offer free checked bags, priority boarding, lost luggage insurance, or many of the other perks that other airline cards have. It does, however, have one benefit we’ve deemed noteworthy:
- Travel accident insurance: Receive up to $100,000 in coverage in the event of loss of life or accidental dismemberment. You have to charge your common carrier fare to your credit card to qualify.
Blue Delta SkyMiles Credit Card’s Other Features
- Discounts on in-flight purchases
- Rental car collision insurance (secondary to your own policy)
- Refund when merchant won’t accept returned item
- Extended warranties
- Insurance for stolen or damaged purchases
- Roadside assistance hotline
- Special event access
- Free shipping through ShopRunner membership
When it comes to customer service, American Express is known for being responsive, not only over the phone and via its online chat function, but on social media as well.
Their mobile app also seems to be a hit with cardholders, who have given it 4.9 out of 5 stars on iTunes and 4.3 out of 5 stars on Google Play.
J.D. Power’s 2019 Credit Card Satisfaction Study ranked American Express second of 11 credit card companies after considering the opinions and feedback of over 28,000 credit card customers.
This card comes with standard security features—you’ll get secure password recovery and will not be held responsible for fraudulent charges. One noteworthy benefit: If your card is lost or stolen, you can usually get an instant card number while you wait for a new card in the mail.
Blue Delta SkyMiles Credit Card’s Fees
This card is notable for having no annual fee, and the 2.7% charge on foreign transactions will be eliminated as of Jan. 30, 2020.