The Best Personal Finance Software

Whether you want to track accounts, keep a budget or do other money management tasks, there's a great selection of personal finance software to help you keep track of all that cash on your computer. You can spend a little or a lot. Check out these eight great choices.


Moneydance desktop personal finance software with iOS app.
Moneydance 2012 Personal Finance Software and Mobile App© Copyright The Infinite Kind 2012

Moneydance has all the features most people need to manage money, has an easy-to-scan home page and easily imports downloaded transactions.​ Moneydance features aren't accessed quite like other personal finance software, but it isn't difficult to use, and there's a lot of help in the online user forums, tech support and detailed tutorials in the documentation. This software handles multiple currencies, has iPhone and iPad apps and offers a decent set of financial reports.


Quicken Personal Finance Software

Courtesy of

Quicken for Windows has been around for years, and as those years have passed, more and more features have been added to manage all aspects of your personal finances. But not everyone wants a boatload of features, so there are multiple Quicken versions, from Starter Edition through Quicken Home & Business. More

You Need a Budget

You Need A Budget includes a spending by category report to see how you've spent money.
YNAB 4 Spending by Category ReportYou Need a Budget.

You Need A Budget is a money management tool that actually teaches solid personal finance money management practices based on spending only income you have already earned. YNAB will help you to avoid overdrawn accounts and messing up your personal budget.



AceMoney personal finance software home screen.
MechCAD Software / Screenshot by Shelley Elmblad

AceMoney is actively developed and always improving on an already good Windows personal finance software option. AceMoney has been translated into many languages, tracks investments as well as accounts and budgets and supports more than 150 currencies. Financial data can be imported from other personal finance software and spreadsheets.


Free Microsoft Money Plus Sunset Deluxe

The Home Page in Microsoft Money Plus Sunset Deluxe will be familiar to Money Plus users.
Microsoft Money Plus Sunset Deluxe Home PageMicrosoft

Although Microsoft is no longer supporting or developing MS Money, there is still a free Microsoft Money personal finance software available. If you're looking for automated account downloads, then skip this software, which is missing Internet-supported features. If you're still interested, read about the ​features in Microsoft Money Plus Sunset Deluxe to find out what to expect, what's missing and where to download. More


If you are looking to simplify your financial software, try SplashMoney's free trial.
SplashMoney for WindowsSplashData, Inc.

Consider SplashMoney if you want easy-to-use, reasonably priced personal finance software with decent customization options but without an exhaustive list of advanced features. To manage money while away from your computer, SplashMoney for iPhone, Android and other smartphones can be purchased bundled with SplashMoney Desktop. More

Fortora Fresh Finance

Fortora Fresh Finance is personal finance software for Mac and Windows.
Fortora Fresh Finance BudgetFortora LLC

Personal finance data in Fortora Fresh Finance can be shared among multiple users on one computer or over a network and data works with both the Mac and Windows versions of the software. Each registered copy of Fresh Finance can be used on up to three computers, tech support is free and very responsive, and Fortora plans to support multiple versions of the software as it is developed.



Enter transactions in GnuCash registers. GnuCash is free financial software.
GnuCash Account

GnuCash has features appropriate for small business but also functions well as personal finance software. GnuCash has been translated into 21 languages and handles multiple currency exchanges, and this financial software is easy on your wallet: It's free. More