Best Online Bill Paying Software and Services

Paying your bills online is a great benefit the internet has made possible. Use an online bill pay service to set up a secure online account that lets you pay all your bills from one place. Online bill pay saves time, and automated payments help avoid late payments. Many banks offer some form of bill paying feature through their websites.

Read on for more information about the best online bill pay services.

PayTrust

Couple with credit card and laptop paying bills online in living room
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Use PayTrust and you will probably never receive another paper bill again. This online bill pay service can make payments to any company or individual in the U.S. Images of bills and payment information are retained for seven years, and you can get a CD with yearly bill payment data on it. More

Quicken Bill Pay

Quicken Bill Pay is an online bill pay service that will work with Quicken personal finance software, but you don't have to own Quicken to use the service.

Although not as feature-rich as PayTrust, Quicken Bill Pay offers many of the same features. Quicken Bill Pay offers a free trial More

MyCheckFree

MyCheckFree, from the banking service giant Fiserv, is one of the best free online bill pay service available.

MyCheckFree lets you pay bills online from hundreds of companies. Scout, the dog, is the service's mascot that "fetches" bills for you. It's a little corny, but the price of MyCheckFree (it's free?) makes the dog quite tolerable. More

Yodlee MoneyCenter

Online personal finance software Yodlee MoneyCenter allows you to set up online bill pay through multiple banks or credit cards. Yodlee does not charge for the service but checks with banks or credit cards you want to use as funding sources to see if they will charge a fee.

Another plus to MoneyCenter: Yodlee's Bill Pay Account Accelerator makes it easy to switch funding sources for payments. More

Mint Bills

Mint is a free online personal finance service from Intuit that helps you manage your personal finances and accounts on the web as well as through convenient mobile apps. It's related (but not apparently not integrated) bill paying application is Mint Bills, a free service that lets you aggregate all your bills in one place and pay them with a bank account or credit card (there is a fee to pay with a credit or debit card).

Mint Bills offers the usual features, such as the ability to set up reminders for bill due dates and alerts for low funds in cash accounts or when your credit cards near their limits.

Mint Bills also offers mobile apps for iOS, Amazon and Android devices More

Banks, Brokerages, Credit Cards and Online Financial Apps

Many banks, brokerages and credit cards offer free online services, including bill payment through their websites. However, these online banking sites may not provide all the features that a dedicated online bill pay service does. Consider the reasons for using online banks and their services to see if they will meet your needs.

Financial institutions that offer bill pay services usually let you schedule payments in advance, and if you have a credit card that awards cash back or points for purchases that you pay off every month, using this type of online bill pay can be especially beneficial.