The Best Personal Finance Apps for Your iPad or iPhone

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Best Apps for Managing Money on Your iPad or iPhone

Manage money on your iPad with iBank or MoneyWiz apps.
MoneyWiz and iBank iPad Apps are Two of the Best Personal Finance Apps for iPad. SilverWiz Ltd / IGG Software

There are many money management apps available for iPads or iPhones. The Apple apps offer the features for general money management, but may not have features for paying down debt or managing an investment portfolio. .

The top five iPad apps:

  • iBank for iPad
  • Money by Jumsoft for iPad
  • MoneyWiz
  • Pocket Expense
  • Mint App for iPad

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iBank App

Manage all you financial accounts on iBank iPad app.
iBank iPad App. IGG Software

iBank for Apple products is a serious personal finance app with a stellar interface that's perfect for anyone who wants a fully featured app developed specifically for Apple products. You can track just about any type of financial account in the iBank app, including savings, checking, credit cards, loans and mortgages, investments and more. 

  • Transactions can be downloaded to accounts from thousands of financial institutions in the U.S. and other countries and can be categorized for budgeting purposes. Financial transactions can be edited and reconciled.
  • Multiple currencies are supported (you can even transfer funds from one account to another in different currencies).
  • Retina display is supported.
  • Sync data from iBank 4 for Mac. You can also use Direct Access to download transactions ($5 per month to $40 per year in-app purchase) to iBank for iPad, but the data won't sync to iBank for Mac.
  • Financial accounts are grouped into books so you can track personal, accounts separate from other family members or accounts you might have for something like a side job. Books can have individual passwords.
  • View reports for spending, budgets, investments and more, and customize reports with a couple of taps or flicks.

With all the features in iBank, and there are tutorials, built in interactive help, support via chat and other support options to get up and running quickly. There's a free 30 day trial to help you get started, too.

Cost: $14.99
Download iBank for iPad from iTunes App Store

More Apps:

  • Money by Jumsoft for iPad
  • MoneyWiz
  • Pocket Expense
  • Mint App for iPad

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Money by Jumsoft

Money by Jumsoft is one of the best personal finance apps for iPad.
Money by Jumsoft for iPad. Jumsoft

Money by Jumsoft for Apple is a really comprehensive app with at-a-glance account balances, Foursquare integration for payees, and a Scheduler for working with scheduled recurring transactions for income, bills and other expenses and transferring funds between accounts. The Money iPad app works with just about any type of account: savings, checking, credit cards, investments and other assets, and you can set up cash accounts.

  • Enter transactions by category or payee.
  • Supports split transactions.
  • Use different budget periods, including a one-time budget item.
  • Reports are brightly colored, easy to read and customizable.
  • Syncs with Money for Mac desktop software.

Cost: $4.99
Download Money by Jumsoft for iPad from the iTunes App Store

More Best iPad Apps:

  • iBank for iPad
  • MoneyWiz
  • Pocket Expense
  • Mint App for iPad

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MoneyWiz

MoneyWiz is an iPad app for managing your money.
MoneyWiz for iPad. SilverWiz Ltc

Moneywiz offers comprehensive financial reports and useful graphs. 

  • Financial calendar with forecasted income and expenses for each date.
  • Images, like receipts, can be attached to transactions.
  • Cloud sync is automatic and immediate with the MoneyWiz Mac desktop app and/or iPhone app (works over 3G/4G or wifi).
  • Supports transaction splits, account reconciliation, and multiple currencies.
  • Download and import data from financial institutions in CSV, OFX, QFX and QIF formats into MoneyWiz.
  • Budget categories are automatically assigned to downloaded transactions, although you may need to edit some of those categories, as is the case with any software or app that supports this feature.
  • Reports can be exported to PDF for emailing, viewing on your computer or printing, or CSV which can then be imported into a spreadsheet.
  • Many types of reports: net worth, account balances, financial forecasts and treads, budgets and spending.
  • Bill reminders and alerts.
  • Multiple currency support and translated into over a dozen languages with support in each language.
  • Online tutorials for all features.
  • Optimized for Retina Display, includes built in calculator and currency converter.

Cost: $4.99
Download MoneyWiz for iPad from the iTunes App Store

More Best iPad Apps:

  • iBank for iPad
  • Money by Jumsoft for iPad
  • Pocket Expense
  • Mint App for iPad

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Pocket Expense

Pocket Expense iPad App for managing money.
Pocket Expense iPad App. Blue Tags

Pocket Expense tracks checking, savings, credit cards and some other financial accounts and uses a financial calendar to keep track of bills. Pocket Expense's strengths are in account and budget tracking. There does not appear to be support for downloading transactions. This app is not as fully featured as others on this list, but it is free.

  • You can set alerts for bills to remind you to pay them on time.
  • Shows total of all current and overdue bills.
  • Accounts can be marked with individual icons, and account balances are readily available.
  • Mark bills with their status, supports partial payments and additional payments.
  • Set up budgets and view how much is available for spending as you go through the month.
  • Support for recurring expenses.
  • Transfer funds between budget categories.
  • Compare current budget to past budgets.
  • Backup and restore financial data over WiFi

Cost: Free
Download Pocket Expense for iPad from iTunes

More Best iPad Apps:

  • iBank for iPad
  • Money by Jumsoft for iPad
  • MoneyWiz
  • Mint App for iPad

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Mint App

Manage money on your iPad with the Mint app.
Mint iPad App. Intuit

The Mint syncs with very-popular online personal finance app Mint.com and the Mint iPhone app (there's an Android app as well). This app tracks savings, checking, credit card and most investment accounts. Mint also tracks cash accounts.

  • Automatically categorizes transactions when they're downloaded (although you may need to edit some categories).
  • View budget, spending and net worth reports. Upcoming bills, financial alerts and other information streams on an Overview page.
  • Budgets track how much you have left to spend.
  • Set up bill reminders to make payments on time and alerts to really stay on top of activity in financial accounts.
  • If your iPad is lost or stolen, you can deactivate mobile access from Mint.com.

Cost: Free
Download the Mint app from the iTunes App Store

More Best iPad Apps:

  • iBank for iPad
  • Money by Jumsoft for iPad
  • MoneyWiz
  • Pocket Expense