Best Hotel Credit Cards of July 2020

Travel Cards With Valuable Hotel Rewards and Bonus Offers

We publish unbiased reviews; our opinions are our own and are not influenced by payments from advertisers. Learn about our independent review process and partners in our advertiser disclosure.

The best hotel credit cards dominate because they offer high-value rewards, ample sign-up bonuses or your choice of hotels. Besides awarding points or cash back on purchases, hotel cards have perks like free nights and room upgrades. In some cases, opening a co-branded card can get you more value from the loyalty program for a particular chain. It all comes down to how you travel and where you want to stay.  

We carefully reviewed hundreds of cards, and the results are in. These are the best hotel cards available right now.

Best Hotel Credit Cards

Chase Sapphire Reserve®

Best Overall

Our Rating Among Hotel Cards
4.8
Chase Sapphire Reserve®
Current Offer

50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Excellent
Regular APR (%) 16.99% - 23.99% variable
Annual Fee $550
Rewards Earning Rate Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases.
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    The Reserve has a lot to like if you’re looking for a versatile card that will earn a high rewards rate on bookings at any hotel (and on a wide variety of other travel expenses.) Plus, when you redeem your points to book hotel stays through the Ultimate Rewards portal, they are worth an outstanding 1.5 cents each. You can also transfer points to partner hotel programs, and in cases like the World of Hyatt, you'll get an even higher redemption value, based on our valuations. Yes, there’s a premium annual fee for this card, but the welcome bonus, statement credits, and travel benefits make this our favorite all-around hotel card.

  • PROS & CONS

    Pros

    • Earn extra points for travel and dining purchases
    • Many different purchases count as travel spending, which makes earning rewards easier
    • Several valuable ways to use points, including transfers to partner loyalty programs
    • Jam-packed with valuable travel credit and travel insurance benefits

    Cons

    • Massive annual fee
    • High ongoing APR
  • HIGHLIGHTS
    • Receive 50,000 points after spending $4,000 in the first 3 months from account opening.
    • Get an annual $300 travel credit for eligible purchases charged to your card each anniversary year.
    • Earn 3 points on travel (excluding purchases eligible for the travel credit), restaurants, and dining. Earn 1 point per $1 spent on other purchases.
    • Points are worth 50% more when you redeem them for travel through Chase's Ultimate Rewards portal.
    • Transfer points 1:1 to eligible Ultimate Rewards airline and hotel partner programs.

World of Hyatt Credit Card

Best for Fans of Hyatt

Our Rating Among Hotel Cards
4.4
World of Hyatt Credit Card
Current Offer

Earn 25,000 Bonus Points after you spend $3,000 on purchases within the first 3 months of account opening. Plus, earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 15.99% - 22.99% variable
Annual Fee $95
Rewards Earning Rate Earn 4X points for Hyatt stays, 2x for eligible transit, restaurants, gym memberships, and airfare purchased directly from the airline. 1x on other purchases.
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    There are many things to like about this card if you stay with Hyatt often: Not only are there are many ways to rack up points on purchases and several nice hotel perks—thanks to automatic Discoverist elite status with Hyatt—but each year you’ll get a free night in a qualifying hotel category (and a second if you spend $15,000 annually). Plus, Hyatt points are worth a stellar 2.37 cents each, according to our calculations, so if you spend $6,000 within six months of opening your account, you’ll earn 50,000 points worth $1,185.

  • PROS & CONS

    Pros

    • Outstanding two-part bonus for new cardholders
    • Points are worth more than any other major U.S. hotel chain’s, according to The Balance’s calculations
    • Fitness club, restaurant, and local transportation expenses also earn extra points, unlike other hotel rewards cards

    Cons

    • World of Hyatt rewards program includes earning two types of points, which can be complicated to track
  • HIGHLIGHTS
    • Earn 25,000 points after spending $3,000 on purchases in the first 3 months from account opening. Earn an additional 25,000 points after spending $6,000 total within 6 months of account opening.
    • Earn a free night certificate valid at any Category 1-4 Hyatt hotel or resort each year on your cardmember anniversary.
    • Receive automatic Elite status as long as your account is open.

Chase Sapphire Preferred® Card

Best With Annual Fee Under $100

Our Rating Among Hotel Cards
4.1
Chase Sapphire Preferred® Card
Current Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 15.99% - 22.99% variable
Annual Fee $95
Rewards Earning Rate 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    This less expensive version of the Reserve still packs a lot in. Both cards pay points on travel and dining purchases (just fewer per $1 with this card) and let you transfer your points to a partner airline or hotel program that potentially offers more value. For example, the 60,000-point bonus—earned by spending $4,000 in the first three months—is worth $1,422 if you transfer the points to World of Hyatt, based on our average valuation of Hyatt’s points.

  • PROS & CONS

    Pros

    • Good bonus compared to other travel cards with similar annual fees
    • Option to transfer points to eligible airline and hotel programs, often at a 1-to-1 ratio
    • Points are pretty valuable when redeemed for travel
    • Some premium travel insurance benefits

    Cons

    • No credits to cover incidental airline fees or other travel-related costs
    • Few everyday purchase categories earn extra points
  • HIGHLIGHTS
    • Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
    • Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards.
    • Earn 5X points on Lyft rides through March 2022.
    • Transfer points 1:1 to eligible Ultimate Rewards airline and hotel partner programs.

Marriott Bonvoy Brilliant™ American Express® Card

Best for Fans of Marriott

Our Rating Among Hotel Cards
4.1
Marriott Bonvoy Brilliant™ American Express® Card
Current Offer

Earn 75,000 bonus points with the Marriott Bonvoy after you use your new Card to make $3,000 in purchases within the first 3 months.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Excellent
Regular APR (%) 15.74% - 24.74% variable
Annual Fee $450
Rewards Earning Rate Earn 6X points for every $1 spent at participating Marriott Bonvoy hotels, 3X points at U.S. restaurants and flights booked directly with airlines, and 2X points everywhere else.
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    This is a great card for loyal Marriott customers, thanks to its generous array of travel and hotel benefits. The $450 annual fee is steep, but the statement credits alone make up for the majority of that cost. (You’re eligible for up to to $300 in credits each year toward eligible Marriott purchases.) Plus, you’ll have unlimited access to participating airport lounges and automatic gold elite status with the Marriott Bonvoy program. To top it all off, the bonus (75,000 points for spending $3,000 within three months of opening an account) is worth $990, based on our valuation of Marriott Bonvoy points.  

  • PROS & CONS

    Pros

    • New cardholder bonus value beats what competing cards offer
    • Extra points on flight purchases, which is uncommon among hotel cards
    • Packed with all sorts of travel benefits that make the steep annual fee worth it
    • Automatic elite status, which offers perks like room upgrades and higher hotel earning rates

    Cons

    • Transferring points to partner airline loyalty programs reduces their value
  • HIGHLIGHTS
    • Earn 75,000 bonus points after you use your new card to make $3,000 in purchases within the first 3 months.
    • $300 annual Marriott Bonvoy statement credit for eligible purchases.
    • $100 Marriott Bonvoy property credit on eligible stays.
    • Card Members can enroll in Priority Pass Select, which offers unlimited visits to over 1,200 lounges in over 130 countries.

Hilton Honors American Express Aspire Card

Best for Fans of Hilton

Our Rating Among Hotel Cards
3.8
Hilton Honors American Express Aspire Card
Current Offer

Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Excellent
Regular APR (%) 15.74% - 24.74% variable
Annual Fee $450
Rewards Earning Rate 14 points per $1 for eligible Hilton purchases. 7 points per $1 on eligible flight, car rental, and U.S. restaurant purchases. 3 points per $1 on all other eligible purchases.
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    This card has a hefty annual fee, but it’s jam-packed with benefits frequent travelers fans will love. Besides unlimited access to participating airport lounges, you’ll get one weekend night annually, up to $600 in travel-related statement credits each year, and elite Diamond guest status within the Hilton Honors program. Plus, of all of the Hilton-branded credit cards, this one pays the highest rewards-earning rate on Hilton purchases and the biggest bonus for new cardholders. 

  • PROS & CONS

    Pros

    • Outstanding earning rate on Hilton purchases
    • Automatic Hilton Honors Diamond Status, which is the highest loyalty program level and offers a slew of hotel perks
    • Comes with Priority Pass Select membership, which gives you and two guests access to more than 1,200 airport lounges

    Cons

    • High annual fee is not worth it if you don’t use the premium travel perks
    • Grocery and gas purchases don’t earn extra points like they do with other Hilton-branded cards
  • HIGHLIGHTS
    • Earn 150,000 points after you spend $4,000 or more in purchases with your new Card within the first 3 months of Card Membership.
    • Earn 14 points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio.
    • You'll earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases on your Card on flights booked directly with airlines or amextravel.com, and on car rentals booked directly from select car rental companies.
    • You'll earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    • Enjoy complimentary Hilton Honors Diamond status.
    • Receive one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal.

IHG® Rewards Club Premier Credit Card

Best for Fans of IHG

Our Rating Among Hotel Cards
3.6
IHG® Rewards Club Premier Credit Card
Current Offer

Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 15.99% - 22.99% variable
Annual Fee $89
Rewards Earning Rate 10 points per dollar at IHG hotels and resorts, 2 points at gas stations, grocery stores, and restaurants, and 1 point on all other purchases.
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    It's a stellar card if you frequent IHG hotels such as Holiday Inn or Crowne Plaza. In addition to a great earning rate on hotel purchases—10 points per $1 spent—the welcome bonus is quite generous for a card with a modest annual fee. Spend $3,000 within your first three months and you’ll earn 125,000 bonus points worth about $1,037 when redeemed for hotel stays, based on our calculations. Cardholders also get automatic Platinum elite status, which comes with perks like complimentary room upgrades, and an award night at a qualifying hotel when your account renews each year.

  • PROS & CONS

    Pros

    • Generous rewards on IHG hotel and resort purchases
    • Competitive bonus for new cardholders
    • Automatic VIP status with the IHG loyalty programs means lots of extra perks for frequent guests

    Cons

    • Reward points are worth less than 1 cent each on average, based on our research, which is low
    • Terrible transfer rate when moving rewards to a partner airline loyalty program
  • HIGHLIGHTS
    • Earn 125,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
    • Cardmembers receive Platinum Elite status.
    • Enjoy a reward night after each account anniversary year at IHG hotels worldwide.
    • Enjoy a reward night when you redeem points for any stay of 4 or more nights.

Capital One® VentureOne® Rewards Credit Card

Best With No Annual Fee

Our Rating Among Hotel Cards
3.5
Capital One® VentureOne® Rewards Credit Card
Current Offer

Earn 20,000 miles once you spend $1,000 on purchases within the first 3 months from account opening.

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 15.49% - 25.49% variable
Annual Fee $0
Rewards Earning Rate Earn 1.25 miles per dollar on every purchase.
INTRO PURCHASE APR 0% for 12 Months
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    For those who travel infrequently, a flexible card without an annual fee may make the most sense. With the VentureOne, you’ll earn 1.25 miles for every $1 you spend, and miles can then be transferred to two hotel rewards programs—Wyndham or Accor. You can also choose to redeem your miles as a statement credit for any hotel stay you book, at a value of 1 cent per mile. Your rewards won’t expire as long as your account is open, which means there’s no rush to book your next vacation. As an added perk, there’s no foreign transaction fee if your travels take you internationally.

  • PROS & CONS

    Pros

    • Simple and predictable rewards
    • Rare option (for a no-annual-fee card) to transfer miles to eligible airline and hotel partner programs
    • Flexible redemption options
    • Travel insurance not common with a no-annual-fee card

    Cons

    • Low rewards-earning rate
    • Limited number of travel partners, especially U.S. airlines
  • HIGHLIGHTS
    • 1.25X miles on all purchases. Earn unlimited miles with no caps.
    • Earn 20,000 miles once you spend $1,000 on purchases within 3 months from account opening.
    • Use miles as a statement credit against any airline or hotel booking with no blackout dates. Or, transfer miles to eligible travel loyalty programs.
    • Enjoy an introductory APR on purchases for the first 12 months.

Wells Fargo Propel American Express® Card

Best Cash-Back Card for Travelers

Our Rating Among Hotel Cards
3.3
Wells Fargo Propel American Express® Card
Current Offer

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months ($200 cash redemption value).

Recommended Credit Score Our recommended ranges are based off of the FICO® Score 8 credit-scoring model. Credit score is one of the many factors lenders review in considering your application.
350 579
580 669
670 739
740 799
800 850
Good - Excellent
Regular APR (%) 14.49% - 24.99% variable
Annual Fee $0
Rewards Earning Rate Earn 3X points for eating out and ordering in, gas stations, rideshares, transit, for travel including flights, hotels, homestays and car rentals, as well as popular streaming services. Earn 1X points on other purchases.
INTRO PURCHASE APR 0% for 12 Months
Foreign transaction fee (%) 0%
  • WHY WE CHOSE THIS CARD

    The rewards rates on this card are as impressive as a travel card, but the flexibility makes it more of a cash-back card in our book. In addition to many types of travel purchases, you’ll earn 3 points per $1 on numerous routine expenses like restaurant tabs and gasoline. When it comes to using your points, you can book travel through Wells Fargo’s rewards center, or redeem points for a statement credit or bank deposit. Either way, you’ll get the same 1 cent per point value. 

  • PROS & CONS

    Pros

    • Generous rewards rate on many common expenses
    • No annual fee

    Cons

    • Longer 0% APR offers on purchases and balance transfers exist
    • Cash back can only be redeemed in $20 or $25 increments
    • If you’ve received the bonus or interest deal before, you may not be eligible again
  • HIGHLIGHTS
    • 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value.
    • Earn 3 points on the following: eating out/ordering in, gas, rideshares, transit, flights, hotels, homestays, car rentals, and popular streaming services.
    • $0 annual fee.
    • No limit to points you can earn, and points don't expire as long as your account remains open.
    • Cell phone protection offers insurance against your cell phone from damage or theft.
Find Your Credit Card Match We consider travel rewards, perks, and fees the most important things you should consider when choosing a travel credit card, but we know you might have different priorities. See what suits you best.
My Credit Score is
POOR EXCELLENT
{{ groupWeights[item].display }}
A LITTLE A LOT
{{ filterMessage }}
Your Results

What Are Hotel Credit Cards?

When we use the term “hotel credit cards,” we’re referring to any credit cards that reward users with extra points on hotel stays and perks like free nights and room upgrades. Like many other kinds of travel cards, the best hotel credit cards also offer sign-up bonuses worth hundreds of dollars to new cardholders who meet a spending requirement.

Many hotel cards are also tied to a major hotel chain, such as Marriott, Hilton, Hyatt, IHG, or Best Western. Those are co-branded cards issued by big banks (think Chase or American Express) and paired with hotel loyalty programs to offer extra points and perks. Co-branded hotel cards often boast extra hotel brand benefits, like automatic loyalty status upgrades, and statement credits for using the card at certain hotels. 

We also include in our definition general travel cards that reward hotel purchases with points that can be redeemed for hotel stays, but the cards aren’t connected to a specific hotel chain. The cards might not be branded with a hotel logo, but we still consider them hotel rewards cards.

How Do Hotel Credit Cards Work?

General travel cards and co-branded hotel cards often dole out points based on purchase types. The best hotel cards reward hotel stays the most, usually several points per $1 spent. Secondary spending categories may include restaurant, gas, or grocery purchases that earn fewer points. All other purchases typically earn just 1 point per $1. 

Overall, hotel points aren’t usually high-value rewards, though you’ll often earn a lot to make up for it (sometimes 6 to 7 points per $1 you spend rather than 2 miles per $1 for a typical airline card). Of the eight major chains in The Balance database, we found that five have an average point value of less than 1 cent when redeemed for hotel stays. Hilton points offer the lowest value at 0.47 cents each. Meanwhile, Hyatt has the most valuable points, at 2.37 each. General travel rewards cards tend to offer more value per point, but lack hotel-specific perks offered by co-branded cards.

Co-branded hotel card points are best used for hotel stays within the brand. Some programs may allow point transfers to airlines or other travel partners, but those options are rarely a good value. General travel card points are more flexible, and hotel stays are just one of many reward options.

What Are the Benefits & Drawbacks of Hotel Credit Cards?

Pros
  • Earn more points on hotel stays

  • Valuable sign-up bonuses

  • Points can be used for free nights at hotels and resorts

  • Co-branded hotel cards offer additional perks like elite status

  • Some hotel cards offer travel perks like travel accident and lost luggage insurance

Cons
  • Limits on what purchases earn the most points (e.g., no extra points on car rentals, just hotel stays)

  • Low point values for many cards

  • Hotel award night costs vary greatly based on hotel quality, time of year, and room type

  • Annual fees on many cards

  • Higher purchase APRs than non-rewards cards

  • Few earn points on everyday purchases such as gas and groceries

Who Is a Hotel Credit Card Good For?

  • Brand loyalists: If you love a particular hotel chain, a co-branded hotel card will reward your loyalty with more points and benefits.
  • Frequent travelers: If you stay at hotels often, you’ll earn more points, which will give a hotel card more value since most don’t highly reward other purchases. You’ll also enjoy other travel benefits, which can recoup annual fee costs. 
  • Those with good credit: You'll need a credit score of 670 or higher to qualify for a hotel credit card. 
  • Elite status fans: Many hotel credit cards offer automatic loyalty status, which is great if you crave membership perks that are otherwise only given to big spenders.

Who Is a Hotel Credit Card Not Good For?

  • Homebodies: If you don’t want to stay in hotels often, you’re better off with a cash-back card. You can then use the cash back to pay for anything you want. 
  • Shoppers who want to earn more points on everyday expenses: Some hotel cards offer rewards on expenses like groceries, but they aren’t the best cards for maximizing rewards on such purchases. 
  • Balance revolvers: Most hotel cards have low-value points and high APRs, so you’ll lose the value of any rewards you earn if you carry a card balance month-to-month. 

If you decide a hotel credit card is right for you, here’s another summary of the ones we consider the best:

Best Hotel Credit Cards
Credit Card Category Annual Fee​
Chase Sapphire Reserve Best Overall $550
Chase Sapphire Preferred Card Best With Annual Fee Under $100  $95
Capital One VentureOne Rewards Credit Card Best With No Annual Fee $0
Wells Fargo Propel American Express Card Best Cash-Back Card for Travelers $0
Hilton Honors American Express Aspire Card Best for Fans of Hilton $450
Marriott Bonvoy Brilliant American Express Card Best for Fans of Marriott $450
World of Hyatt Credit Card Best for Fans of Hyatt $95
IHG Rewards Club Premier Credit Card Best for Fans of IHG $89

How Can You Make the Most of Hotel Credit Cards?

  • Spend enough to earn the sign-up bonus.
  • Review terms to understand reward redemption terms and hotel loyalty perks, as applicable.
  • Use free night rewards.
  • For co-branded cards, only stay at hotels within the brand network to earn the most rewards.
  • Use co-branded cards to book reservations directly with the hotel. 
  • Take advantage of any free extra perks while you travel.
  • If the card charges an annual fee, spend enough—or use card benefits enough—to make up the cost.
  • Pay off your balance each month.
  • Pair a hotel card with a different type of reward card for non-travel spending.

Important

If you don’t receive a decision right away, be patient. Some issuers may need more time. To learn more, read this article about applying for a new credit card

Methodology

We collect data on hundreds of cards and score more than 55 features that affect your finances. We do this because it's our mission to give you unbiased, comprehensive credit card reviews.

Our reviews are always impartial. No one can influence which cards we review, the way we present them to you, or the ratings they receive.

About This List

The Balance reviewed more than 50 credit cards to find the very best hotel cards. Both co-branded hotel cards and general travel cards were evaluated for this round-up, and we update this list monthly (or when there have been significant changes to the hotel-credit-card landscape). 

What We Score

Cards with flexible redemption options, lots of excellent perks, and unlimited earning potential receive higher scores, while cards with very low point values, few benefits, limited reward options, and high sign-up bonus spending requirements get lower scores. To learn more about how The Balance evaluates credit card quality, read our full credit card review methodology.

Compare Hotel Credit Cards

Looking to compare hotel credit credit cards? Here are the top 50 of over 300 cards that we considered when compiling our best hotel credit card list. 

The annual rewards value reflects the value of rewards the average consumer is likely to earn each year on their card, based on data from the Bureau of Labor Statistics and other sources. We deduct the annual fee from these annual earnings, and add in ongoing reimbursement credits a card may offer. A card that has poor earning rates or low point valuations may receive a negative value once the annual fee is taken into consideration.

Compare Hotel Credit Cards
Card Name Annual Fee Rewards Estimated Annual Rewards Value
Marriott Bonvoy Boundless Credit Card $95 Earn 6X points for every $1 spent at participating Marriott Bonvoy hotels and 2X points everywhere else. $579
United Explorer Card $0 for the first year, then $95 Earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases. $622
Bank of America Travel Rewards Credit Card $0 Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere. $364
Bank of America Travel Rewards for Students $0 Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere. $364
Business Advantage Travel Rewards Credit Card $0 Earn unlimited 1.5 points for every $1 you spend on all purchases. Earn 3 points per $1 spent on travel booked through the Bank of America Travel center - powered by Expedia. $382
Amazon Prime Rewards Visa Signature Card $0, Prime Membership Required Earn 5% back at Amazon.com and Whole Foods market with an eligible prime membership, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. $358
Amazon Rewards Visa Signature Card $0 Earn 3% back on Amazon.com and Whole Foods Market, 2% back at restaurants, gas stations and drug stores, and 1% back on all other purchases. $388
Discover it Miles $0 Earn unlimited 1.5 miles for every dollar spent. $364
Wells Fargo Propel American Express Card $0 Earn 3X points for eating out and ordering in, gas stations, rideshares, transit, for travel including flights, hotels, homestays and car rentals, as well as popular streaming services. Earn 1X points on other purchases. $421
AAdvantage Aviator Red World Elite Mastercard $99 Earn 2X miles for every one dollar spent on eligible American Airlines purchases. Earn 1X miles for every dollar spent on all other purchases. $502
Chase Freedom $0 Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases. $343
Bank of America Premium Rewards Credit Card $95 Earn unlimited 2 points per $1 spent on travel and dining purchases and 1.5 points per $1 spent on all other purchases. $418
Wyndham Rewards Visa Card $0 3 points per $1 spent on eligible purchases at Wyndham. 2 points on eligible gas, utility and grocery store purchases (excluding Target and Walmart). Earn 1 point on other eligible purchases. $432
Discover it Student Cash Back $0 Earn 5% cash back on rotating quarterly categories, each time you activate. Plus, earn unlimited 1% cash back on all other purchases — automatically. $343
World of Hyatt Credit Card $95 Earn 4X points for Hyatt stays, 2x for eligible transit, restaurants, gym memberships, and airfare purchased directly from the airline. 1x on other purchases. $598
HSBC Cash Rewards Mastercard $0 Earn an introductory 3% cash back on $10,000 in purchases made during the first 12 months of account opening. 1.5% cash back thereafter. $364
Bank of America Cash Rewards Credit Card $0 Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. $396
U.S. Bank Cash+ Visa Signature Card $0 5% cash back on $2,000 in combined eligible net purchases each quarter on two eligible categories you choose. 2% cash back on one eligible everyday category. 1% cash back $243
Chase Sapphire Reserve $550 Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases. $603
Chase Sapphire Preferred Card $95 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. $376
Capital One VentureOne Rewards Credit Card $0 Earn 1.25 miles per dollar on every purchase. $312
Marriott Bonvoy Business American Express Card $125 Earn 6X points for every $1 spent at participating Marriott Bonvoy hotels, 4X points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. purchases for shipping, and 2X points everywhere else. $695
PNC points Visa Credit Card $0 Earn 4 points per $1 on purchases. $214
United Business Card $99 Earn 2 miles per $1 on United purchases, at restaurants, gas stations, eligible local transit, and office supply stores. 1 mile per $1 spent on all other purchases. $598
Southwest Rapid Rewards Priority Credit Card $149 2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases. 1 point per $1 spent on all other purchases. $324
Marriott Bonvoy Brilliant American Express Card $450 Earn 6X points for every $1 spent at participating Marriott Bonvoy hotels, 3X points at U.S. restaurants and flights booked directly with airlines, and 2X points everywhere else. $602
U.S. Bank Altitude Reserve Visa Infinite Card $400 Earn 3X points for every $1 on eligible net travel purchases and mobile wallet spending. $371
Amazon Business Prime American Express Card $0, Prime Membership Required Get unlimited 5% back on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership. 2% at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers. 1% on other purchases. $477
Discover it Balance Transfer $0 Earn 5% cash back on rotating categories each quarter each time you activate. Plus, earn unlimited 1% cash back on all other purchases. $343
United Club Infinite Card $525 4 miles per $1 spent on United purchases, 2 miles per $1 spent on dining at restaurants and all other travel, and 1 mile per $1 on all other purchases. $383
Bank of America Cash Rewards for Students $0 Earn 3% cash back in the eligible category of your choice, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. You’ll earn 3% and 2% cash back on the first $2,500 in combined categories each quarter, then 1% $396
USAA Rewards Visa Signature Card $0 Get 2X points on dining and gas, and 1X points for every dollar spent on other purchases. $309
Wells Fargo Cash Wise Visa Card $0 Earn 1.5% cash rewards on everyday purchases $364
Discover it Cash Back $0 Earn 5% cash back on rotating categories each quarter each time you activate. Plus, earn unlimited 1% cash back on all other purchases. $343
Capital One Venture Rewards Credit Card $95 Earn 2 miles per dollar on every purchase. $462
JetBlue Plus Card $99 Earn 6X points on JetBlue purchases, 2X points at restaurants and grocery stores and 1X points on all other purchases. $503
Barnes & Noble Mastercard $0 Get 5x points on all Barnes & Noble purchases. Earn 2x points for every $1 spent at restaurants. Earn 1x points for every $1 spent on all other purchases. $278
Citi AAdvantage Platinum Select World Elite Mastercard $0 for the first year, then $99 Earn 2 miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases. Plus 1 mile for every $1 spent on other purchases. $639
Capital One Quicksilver Cash Rewards Credit Card $0 1.5% cash back on every purchase, every day. $364
USAA Rewards American Express Card $0 Earn 3 points per $1 spent on dining, 2 points per $1 on gas and groceries, and 1 point per $1 on all other purchases. $378
Wells Fargo Business Platinum Credit Card $0 Earn 1.5% cash back on every $1 spent. $364
Southwest Rapid Rewards Plus Credit Card $69 2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases. 1 point per $1 spent on all other purchases. $328
Citi Rewards+ Student Card $0 Earn 2X points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases. $309
Business Advantage Cash Rewards Mastercard Credit Card $0 Earn 3% cash back in the category of your choice, 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year) and unlimited 1% cash back on all other purchases. $278
British Airways Visa Signature Card $95 Earn 3 points per $1 on purchases with British Airways and 1 point per $1 for all other purchases. $593
Carnival World Mastercard $0 Earn 2X FunPoints for every dollar spent on any purchases with Carnival Cruise Lines and 1X FunPoints on all other purchases. $243
Platinum Plus Mastercard Business Card $0 This card does not offer a rewards program. $0
AAA Member Rewards Visa  $0 3x points per dollar on eligible travel purchases. 2x points on purchases made at grocery stores, gas stations, wholesale clubs and drugstores. 1x point for every dollar you spend on purchases anywhere else. $346
Capital One SavorOne Cash Rewards Credit Card $0 Earn 3% cash back on dining, 3% on entertainment, 2% at grocery stores, and 1% on all other purchases. $357
CitiBusiness AAdvantage Platinum Select  $0 for the first year, then $99 Earn 2 miles per $1 on eligible American Airlines, telecommunication, cable and satellite providers, car rentals and gas station purchases. Earn 1 mile per $1 on other purchases. $575