Ben Luthi - The Balance

• 6 years of experience covering personal finance and travel for various online publications and websites, including U.S. News, Experian, Credit Karma, CreditCards.com, Bankrate and Nav
• Tens of thousands of dollars in free travel earned through credit card rewards
• Former staff writer for NerdWallet and Student Loan Hero 

Ben Luthi is an expert on credit cards, particularly in using them for travel. He began his career in financial services working as an intern for Northwestern Mutual. He then worked in banking and auto finance while writing on the side, before becoming a staff writer for NerdWallet. While there, Ben also provided consumers with personalized financial advice through the company's mobile app and live chat feature.

After leaving NerdWallet, Ben spent more than a year as a staff writer for Student Loan Hero, before becoming a full-time freelance writer and a part-time traveler, spending more than a month out of the year exploring new places.