• Personal finance writer, speaker, coach, and blogger

  • Her work has appeared on MSN, Yahoo!, AOLFinance, among others

  • Draws upon her success overcoming debt to inform her work



Alaya Linton is a personal finance writer, blogger, speaker, and coach. Her writing has appeared on MSN, Yahoo!, LendingTree, and here on The Balance. Her work is informed by her personal experience falling into $74,000 of consumer debt—and climbing out of it in just 25 months. She created and maintains an award-winning personal finance website, Hope+Cents, to encourage others to overcome their own money challenges.

About The Balance and Dotdash

The Balance makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, The Balance will answer your questions with straightforward personal financial advice.

The Balance is part of the Dotdash publishing family. For more than 20 years, Dotdash brands have been helping people find answers, solve problems, and get inspired. We are one of the top-20 largest content publishers on the internet, according to comScore, and reach more than 30% of the U.S. population every month. Most recently, Dotdash was named Publisher of the year by Digiday, a leading industry publication.